Cover information and limits in the table below verified as correct at 3 December 2023. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement |
|---|---|---|---|---|
| Building Insurance |
|
No |
No |
Yes |
| Contents Insurance |
|
No |
No |
Yes |
| Home & Contents Insurance |
|
No |
No |
Yes |
Mozo users have rated Allianz home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
404 Reviews
Great coverage Excellent service Flexible and reliable especially givin the current financial stat of the country... works even.. They provide me with exactly what I want. I'm very grateful that I've not had to use it often.
Read full reviewGreat coverage Excellent service Flexible and reliable especially givin the current financial stat of the country... works even.. They provide me with exactly what I want. I'm very grateful that I've not had to use it often.
Consumer beware. Allianz can cancel your home and contents insurance based on ‘intent’ to rent. We recently decided to rent our home for 4 months when travelling around Australia and contacted Allianz to enquire about landlords insurance. As we understood reluctance and inability for insurance companies to provide cover for Airbnb and/or short term holiday rental we emphasised this was our home and had engaged a real estate company to manage the rental of our home. By the end of the phone call which initially was simply to ask if they could provide landlord insurance under these circumstances, Allianz decided that because it was indeed listed online and they don’t provide landlord insurance for under 12 months, they would not only be unable to provide landlord insurance BUT they would also be cancelling our current home and contents insurance. In response to a formal complaint lodged we were reminded by Allianz that they could cancel our insurance (notwithstanding we had been loyal customers for 30+years and had obtained landlord insurance with them previously) by simply advertising it for rent! They did not require a lease agreement to cancel and we were told if we changed our mind about renting it or were still residing in our home after their arbitrary cancellation date we could contact them and request a continuation of our policy. Needless to say we cancelled our policy with Allianz immediately and have obtained insurance through a more flexible (and cheaper) company
Read full reviewConsumer beware. Allianz can cancel your home and contents insurance based on ‘intent’ to rent. We recently decided to rent our home for 4 months when travelling around Australia and contacted Allianz to enquire about landlords insurance. As we understood reluctance and inability for insurance companies to provide cover for Airbnb and/or short term holiday rental we emphasised this was our home and had engaged a real estate company to manage the rental of our home. By the end of the phone call which initially was simply to ask if they could provide landlord insurance under these circumstances, Allianz decided that because it was indeed listed online and they don’t provide landlord insurance for under 12 months, they would not only be unable to provide landlord insurance BUT they would also be cancelling our current home and contents insurance. In response to a formal complaint lodged we were reminded by Allianz that they could cancel our insurance (notwithstanding we had been loyal customers for 30+years and had obtained landlord insurance with them previously) by simply advertising it for rent! They did not require a lease agreement to cancel and we were told if we changed our mind about renting it or were still residing in our home after their arbitrary cancellation date we could contact them and request a continuation of our policy. Needless to say we cancelled our policy with Allianz immediately and have obtained insurance through a more flexible (and cheaper) company
We've found Allianz to be reliable and efficient. For the first time, I've had to make a claim for home & contents insurance. It was a straightforward process and the Allianz team were able to provide helpful info throughout. We were satisfied with the experience. They also seem to be competitively priced compared to other providers.
Read full reviewWe've found Allianz to be reliable and efficient. For the first time, I've had to make a claim for home & contents insurance. It was a straightforward process and the Allianz team were able to provide helpful info throughout. We were satisfied with the experience. They also seem to be competitively priced compared to other providers.
Very happy with the people i have spoken with. Pleased with the price we pay.
Read full reviewVery happy with the people i have spoken with. Pleased with the price we pay.