Home insurance customer reviews

Read the latest home and contents reviews from the Mozo community. Thousands of Australians have reviewed their home and content insurance to give you the inside story on everything from claims handling to customer service.

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Recent home insurance customer reviews

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  • NAB Home & Contents Insurance

    Nab is a great insurance option

    Very happy with the competitive pricing and service from Nab insurance. Have not made a claim yet, but they have been very helpful with enquires.

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    Nic, Victoria, reviewed 6 days ago
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  • Shannons Home Insurance

    The Insurance Company for all my needs.

    I've been with Shannons for over 10 years now. I have claims several times and found their customer to be excellent. When claiming I was overwrought with stress and the customer service team took the worry away and made me feel safe and not a fool. They calmed me down and took over my claim , quotes and forms. Thye have easy to lodge online claim forms and have accepted every claim from hail damage to accidential damage. I wouldn't go with no other company.

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    Lynne, Queensland, reviewed 13 days ago
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  • QBE Home & Contents Insurance

    QBE's Lack of Empathy

    QBE's Lack of Empathy and Unjustified Premium IncreaseDisappointed with QBE's Lack of Empathy and Unjustified Premium Increase I'm extremely disappointed with my recent experience with QBE. Despite a significant claim due to a severe storm and subsequent power outage, QBE has chosen to penalize me with a staggering $5265 premium increase. This feels incredibly unfair, especially considering the circumstances were beyond my control. The customer service representative I spoke to was dismissive and unsympathetic. They seemed more concerned with the timing of my call than understanding my situation. It's disheartening to see such a lack of empathy from a company that claims to value its customers. I urge QBE to reconsider this excessive premium increase and treat their loyal customers with more respect and understanding.

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    Magdi, Victoria, reviewed 13 days ago
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  • Budget Direct Home & Contents Insurance

    Cheap

    Cheap and Easy

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    Mark, New South Wales, reviewed 27 days ago
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  • Allianz Home & Contents Insurance

    Bad service could not recommend them at all.

    Claim made due to water coming up to back door when it rained. Building company came showed pics on phone of situation builder took the photos plus personal ones. Had issues getting photos removed plus getting confirmation it was done. Had the rudest customer service person to deal with and her supervisor was not much better. She wouldn't return my calls. They knocked back claim. It was my problem to fix as it was storm water. I had never made a claim for anything and had been with them for 15+ years. I would NOT recommend them to anyone and have gone to a new company.

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    Elizabeth, South Australia, reviewed about 1 month ago
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  • Budget Direct Home & Contents Insurance

    Budget for a reason

    I recently made my first claim after several years of being with Budget Direct. I quite clearly explained in the claim, which I lodged online, the cause of the problem and the fact that I did not expect them to replace my very old air conditioning unit. After an initial flurry of activity with 2 different trades visiting the house, there has been nothing for 3 weeks. Today I was told that the cause of the problem is not an insurable event and that I shouldn’t expect them to replace the air conditioner. I feel like we could have saved a lot of time and trouble if they had read the claim properly in the first place. I would like to think that if ever I do have a serious issue that they will deal with it promptly and resolve it to my satisfaction but I get the feeling that they will find a way to not have to pay out for any reason.

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    Tanya, Queensland, reviewed about 1 month ago
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  • honey Home & Contents Insurance

    Great to deal with

    Great to deal with and lower premium than others. Monthly payments at same price pro rata as annual.

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    Bruce, New South Wales, reviewed about 1 month ago
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  • RACV Home Insurance

    Do not stay with one insurance forever! Good luck

    I have a suspect for what they said that to give the discount for the gold Member years. But now the premium has gone up very high until i have to give up. So my advice is we should check and compare with another insurances

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    Lap, Victoria, reviewed about 1 month ago
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  • WFI Home Insurance

    look around for better

    Very slow in claims processing They do not disclose all the benefits when making a claim They are very mediocre

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    Ted, Western Australia, reviewed about 1 month ago
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  • RACQ Home & Contents Insurance

    Not recommended, save yourself

    RACQ Home Insurance deserves zero stars for their appalling handling of my recent claim. When an iron fell onto my couch, burning my hand in the process, we filed a claim. Initially, RACQ accepted it, but then they reversed their decision, rejecting the claim because the couch was "melted, not burnt." This excuse is beyond frustrating. Were we supposed to let it burn down to meet their technicalities? This company clearly lacks compassion and common sense. A genuine accident occurred, resulting in damage to the couch, yet they backtracked and left us with no support. Save yourself the hassle and look elsewhere for home insurance – RACQ does not prioritise its customers or their needs.

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    Parisa, Queensland, reviewed about 2 months ago
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  • RACQ Home Insurance

    RACQ Terrible insurance

    RACQ Home Insurance deserves zero stars for their appalling handling of my mother’s recent claim. When an iron fell onto her couch, burning her hand in the process, we filed a claim. Initially, RACQ accepted it, but then they reversed their decision, rejecting the claim because the couch was "melted, not burnt." This excuse is beyond frustrating. Were we supposed to let it burn down to meet their technicalities? This company clearly lacks compassion and common sense. A genuine accident occurred, resulting in damage to the couch, yet they backtracked and left us with no support. Save yourself the hassle and look elsewhere for home insurance – RACQ does not prioritize its customers or their needs.

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    Dolunay, Queensland, reviewed about 2 months ago
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  • RACQ Home & Contents Insurance

    2023 policy change questions viability of policy's

    They introduced a new policy for assessing risk in November 2023, this has significantly impacted the cost of all their premiums, the issue is no one can get to the bottom of what has changed and why premiums have doubled or more to the point no one is looking into or providing answers, which has not been my previous experience in past years, this leaves me to believing their is a fundamental change occurring making me doubt they will be forthcoming with any claim I may need to make in the future. They have previously be open and honest about any significant changes in policy along with been really good to deal with any enquiry or claim, the first part of this no long seems to be the case which means the important part may not be the case as well, this is unfortunate as Insurance is about faith in their product and if it's worth the cost of the policy, which after over a decade I'm not sure I have the faith and feel it's time to take a gamble on another provider, which is disappointing.

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    Johnathon, Queensland, reviewed about 2 months ago
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  • RACQ Home & Contents Insurance

    Great support during a stressful time

    During storms last summer, power surges blew up our fridge. I filled in an online claim and received a phone call 3 days later. My claim was accepted on my replacement cost without any resistance.

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    Christine, Queensland, reviewed 3 months ago
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  • NRMA Insurance Contents Insurance

    Review of NRMA

    I found it very good & helpful but like most insurance companies check to see if you're covered for flooding

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    Boyce, New South Wales, reviewed 3 months ago
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  • RACQ Building Insurance

    RACQ HIGHLY RECOMMENDED!

    I first joined RACQ 26 years ago for roadside assistance and years later I decided to insure my car and home and contents. By combining all of these into a package I received a discount on the cost of my policies. They also offer a loyalty discount the longer you stay with them. I have only ever made one insurance claim for damage to my house that was done on a very busy day when moving house. While moving out of the house the truck made contact with the house and a repair was needed. The day we were moving house was quite stressful and was made even more stressful by the damage done to the house. Upon ringing the RACQ the customer service was excellent. They reassured me that the damage would be repaired ASAP and the lady on the phone offered some reassuring and kind words that helped to relieve my stress. The RACQ was true to their word and they were In constant contact with me over the next few weeks and made sure the work was completed to a high standard. Because the repair was on the outside of the house I didn't even need to be present while the repair was being done which made it whole process even easier. I would highly recommend the RACQ to others. For years I plodded along with my insurance never making any claims but it's good to know that when it came down to it and the day came that I needed to make an insurance claim it was handled exceptionally well.

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    Lisa, Queensland, reviewed 3 months ago
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