Many of us want to give our home the quality cover it needs, so why not take a look at Allianz Building Insurance. This building insurance policy will cover your home for things like lightning, fire and explosions, with cover for things like flood and accidental damage listed as optional extras. Plus, there’s a discount of up to 10% if you sign up online and a maximum no claims bonus discount of 30%.
Whether you’re a landlord or first home owner, Allianz Building Insurance is a policy that’s designed to give your building cover against the worst case scenarios. You’ll receive cover for building and structural improvements plus a range of events and natural disasters, like fire, breakage of glass and storms - but you’ll also have the option to add cover for things like flood and accidental loss and damage onto your policy.
The Allianz Building Insurance policy will also cover you for legal liability (up to $20 million), lock replacement (up to $1,000), temporary repairs and debris removal (up to 10% of sum insured combined with demolition costs).
There’s 24/7 claims lodgement available and you’ll have your choice of excess to help you budget better. If you'd like to pay your premium in monthly instalments to help you manage the cost of insuring your building you can, just keep in mind this will mean paying an 11% service fee.
It should also be noted that underinsurance protection and cover for power and storm surges are not available with this policy.
The Allianz Building Insurance policy could be a great choice for homeowners looking to score a discount by combining insurance policies with Allianz and landlords who are solely concerned with insuring the building.
While Allianz Building Insurance aims to give your home protection for a number of natural disasters and unfortunate events, keep in mind that if you want to spread the cost of your premium out in monthly instalments, you'll need to pay an extra fee.
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Yes |
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No |
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Retaining walls and pathways covered. Up to $5,000 for plants. |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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No |
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Yes |
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$400 |
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true |
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no |
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Up to 10% online discount |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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No |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured combined with debris removal cost |
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Up to 12 months, up to $500 |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
After 30 years of insuring with Allianz, sadly they refused to pay for storm damage to my property… the roof began as leak after a storm and grew progressively worse with no action undertaken to correct it by Allianz and in fact over 8 different tradies have now been up and touched, tampered and photographed the roof only for the final report to say they found the damage to be inconclusive and perhaps tampered with… as I am an 80 year old woman unable to climb a roof, my question is …. Who tampered with the said issue? The deliberation over my roof has taken 5 months and now I am left with a sagging bathroom ceiling, a roof with possible flashing problems and am now needing to employ a plumber to come and rectify the problem once and for all… needless to say, I will be shortly changing providers.
Read full reviewAfter 30 years of insuring with Allianz, sadly they refused to pay for storm damage to my property… the roof began as leak after a storm and grew progressively worse with no action undertaken to correct it by Allianz and in fact over 8 different tradies have now been up and touched, tampered and photographed the roof only for the final report to say they found the damage to be inconclusive and perhaps tampered with… as I am an 80 year old woman unable to climb a roof, my question is …. Who tampered with the said issue? The deliberation over my roof has taken 5 months and now I am left with a sagging bathroom ceiling, a roof with possible flashing problems and am now needing to employ a plumber to come and rectify the problem once and for all… needless to say, I will be shortly changing providers.
Have been there since the very first day I insured with them and offer very competitive Insurance Quotes to work with couldn’t ask for better service!
Read full reviewHave been there since the very first day I insured with them and offer very competitive Insurance Quotes to work with couldn’t ask for better service!
Allianz was super easy to deal with, got our building insurance sorted in a matter of minutes and when some details needed to be changed they changed them and sent the new policy certificate in minutes.
Read full reviewAllianz was super easy to deal with, got our building insurance sorted in a matter of minutes and when some details needed to be changed they changed them and sent the new policy certificate in minutes.
VERY disappointed with Allianz and would not recommend them. Have been paying home building insurance faithfully for over ten years, and hadn't made one claim. After all the storms and rain here in Perth, roof tiles were dislodged, rain came through the roof and damaged the ceiling and walls. Made a claim, but they rejected it, citing that the tiles on the roof were broken due to wear and tear. This has not happened before and only happened because of the unprecedented storms and rain. It wasn't even a big job but they cannot be relied upon and I will be cancelling both policies. This is why insurance companies have such a bad name.
Read full reviewVERY disappointed with Allianz and would not recommend them. Have been paying home building insurance faithfully for over ten years, and hadn't made one claim. After all the storms and rain here in Perth, roof tiles were dislodged, rain came through the roof and damaged the ceiling and walls. Made a claim, but they rejected it, citing that the tiles on the roof were broken due to wear and tear. This has not happened before and only happened because of the unprecedented storms and rain. It wasn't even a big job but they cannot be relied upon and I will be cancelling both policies. This is why insurance companies have such a bad name.
Great coverage and good price for the cover as well!
Read full reviewGreat coverage and good price for the cover as well!