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Allianz Building Insurance

Fire
Theft or burglary
Flood
Optional extra
Storm
Building cover
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Contents cover
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Mozo editorial review Allianz Building Insurance

Last updated: 15 May 2020.

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What's hot
  • Up to 10% discount when purchasing a new policy online
  • Your choice of excess
  • Option to add cover for flood
What's not
  • Costs extra to pay monthly
  • No cover for underinsurance
Mozo snapshot

Many of us want to give our home the quality cover it needs, so why not take a look at Allianz Building Insurance. This buildings insurance policy will cover your home for things like lightning, fire and explosions, with cover for things like flood and accidental damage listed as optional extras. Plus, there’s a discount of up to 10% if you sign up online and a maximum no claims bonus discount of 30%.

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Key features

Whether you’re a landlord or first home owner, Allianz Building Insurance is a policy that’s designed to give your building cover against the worst case scenarios. You’ll receive cover for building and structural improvements plus a range of events and natural disasters, like fire, breakage of glass and storms - but you’ll also have the option to add cover for things like flood and accidental loss and damage onto your policy.  

The Allianz Building Insurance policy will also cover you for legal liability (up to $20 million), lock replacement (up to $1,000), temporary repairs and debris removal (up to 10% of sum insured combined with demolition costs). 

There’s 24/7 claims lodgement available and you’ll have your choice of excess to help you budget better. If you'd like to pay your premium in monthly instalments to help you manage the cost of insuring your building you can, just keep in mind this will mean paying an extra service fee.

It should also be noted that underinsurance protection and cover for power and storm surges are not available with this policy. 

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Who is it good for

The Allianz Building Insurance policy could be a great choice for homeowners looking to score a discount by combining insurance policies with Allianz and landlords who are solely concerned with insuring the building.

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Any catches

While Allianz Building Insurance aims to give your home protection for a number of natural disasters and unfortunate events, keep in mind that if you want to spread the cost of your premium out in monthly instalments, you'll need to pay an extra fee.

Details

Rates and fees information correct as at 2 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Retaining walls and pathways covered. Up to $5,000 for plants.

Events
  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Policy and service features
  • 60

  • $400

  • Up to 10% online discount

  • Up to $20,000,000

Other cover
  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with debris removal cost

  • Up to 12 months, up to $500

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

Customer Reviews

How are Allianz home insurance rated by the Mozo community?

Overall customer rating
7.6/10
Value for money
7.2/10
Policy coverage
7.6/10
Customer service
7.8/10
Claims handling
7.0/10
Trust
7.4/10

Latest reviews of Allianz Building Insurance

  • Overall 10/10
    Very competitive.

    They came in a lot lower with their premiums than some of the others.

    Read full review

    They came in a lot lower with their premiums than some of the others.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Kevin, Queensland reviewed 7 months ago
  • Overall 10/10
    Very reliable

    Great value and very reliable.

    Read full review

    Great value and very reliable.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Mary, Queensland reviewed 8 months ago
  • Overall 9/10
    Great provider and services

    great provider and great services allround.

    Read full review

    great provider and great services allround.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Katie, New South Wales reviewed almost 3 years ago
  • Overall 5/10
    Expensive premiums

    I have never made a claim in the 10 years we were with them yet their premiums go up dramatically every year

    Read full review

    I have never made a claim in the 10 years we were with them yet their premiums go up dramatically every year

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Vivienne, South Australia reviewed about 4 years ago
  • Overall 5/10
    Average & pricey.

    Average & pricey.

    Read full review

    Average & pricey.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    4/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Maxinne, Queensland reviewed over 4 years ago
Allianz

About Allianz

See Allianz home insurance