Allianz Building Insurance

Optional extra

Allianz Building Insurance

Optional extra

Mozo Review   Allianz Building Insurance Review

Last updated: 18 October 2019.

What's hot:
  • Up to 10% discount when purchasing a new policy online

  • Your choice of excess

  • Option to add cover for flood

What's not:
  • Costs extra to pay monthly

  • No cover for underinsurance

Mozo snapshot:

Many of us want to give our home the quality cover it needs, so why not take a look at Allianz Building Insurance. This buildings insurance policy will cover your home for things like lightning, fire and explosions, with cover for things like flood and accidental damage listed as optional extras. Plus, there’s a discount of up to 10% if you sign up online, or for bundling multiple policies and a no claims discount of up to 30%.

Key features:

Whether you’re a landlord or first home owner, Allianz Building Insurance is a policy that’s designed to give your building cover against the worst case scenarios. You’ll receive cover for building and structural improvements plus a range of events and natural disasters, like fire, breakage of glass and storms - but you’ll also have the option to add cove for things like flood and accidental loss and damage onto your policy.  

The Allianz Building Insurance policy will also cover you for legal liability (up to $20 million), lock replacement (up to $1,000), temporary repairs and debris removal (up to 10% of sum insured combined with demolition costs). 

There’s 24/7 claims logement available and you’ll have your choice of excess to help you budget better. If you'd like to pay your premium in monthly instalments to help you manage the cost of insuring your building you can, jut keep in mind this will mean paying an extra service fee.

However underinsurance protection and cover for power and storm surges are not available with this policy. 

Who it's good for:

The Allianz Building Insurance policy could be a great choice for homeowners looking to score a discount by combining insurance policies with Allianz and landlords who are only interested in covering the building.

Any catches?

While Allianz Building Insurance aims to give your home protection for a number of natural disasters and unfortunate events, keep in mind that if you want to spread the cost of your premium out in monthly instalments, you'll need to pay an extra fee.

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Retaining walls and pathways covered. Up to $5,000 for plants.

Events
  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Policy and service features
  • 60

  • $400

  • Up to 10% online discount

  • Up to $20,000,000

Other cover
  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with debris removal cost

  • Up to 12 months, up to $500

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

Customer Reviews

How are Allianz home insurance rated by the Mozo community?

Overall customer rating
7.5/10
Value for money
7.2/10
Policy coverage
7.6/10
Customer service
7.7/10
Claims handling
7.0/10
Trust
7.4/10

Latest reviews of Allianz Building Insurance

  • Overall
    10/10
    Very reliable

    Great value and very reliable.

    Great value and very reliable.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Mary | Queensland

    reviewed about 2 months ago

  • Overall
    9/10
    Great provider and services

    great provider and great services allround.

    great provider and great services allround.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Katie | New South Wales

    reviewed over 2 years ago

  • Overall
    5/10
    Expensive premiums

    I have never made a claim in the 10 years we were with them yet their premiums go up dramatically...

    I have never made a claim in the 10 years we were with them yet their premiums go up dramatically every year

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10

    Vivienne | South Australia

    reviewed over 3 years ago

  • Overall
    5/10
    Average & pricey.

    Average & pricey.

    Average & pricey.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    4/10
    Claims handling
    5/10
    Trust
    5/10

    Maxinne | Queensland

    reviewed almost 4 years ago

  • Overall
    4/10
    Insurance a necessity for peace is mind.

    Customers who have not claimed for a long time should get discounts!

    Customers who have not claimed for a long time should get discounts!

    Value for money
    4/10
    Policy coverage
    4/10
    Customer service
    2/10
    Claims handling
    2/10
    Trust
    3/10

    C | New South Wales

    reviewed about 4 years ago

Allianz

About Allianz

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