Allianz Contents Insurance offers extensive cover for damage caused by fire, theft, storm and more. You’ll also be able to take advantage of some sweet discounts, including a 10% discount for taking out a new policy online and a no claims bonus that increases by 10% with every claim-free year, up to a total of 30%.
If you’re after a policy that combines wide-ranging cover with plenty of value, Allianz Contents Insurance is well worth a look. Lost cash is covered up to $2,000, as are any lost credit cards. As for jewellery, antiques and handwoven carpets, you’ll be covered for up to $2,500 per item, with a $7,500 total limit per item category.
Under the standard policy, your belongings will be covered in the event of a fire, theft, storm or act of vandalism. Plus, you can expect Allianz to replace any lost or damaged items with brand new ones of comparable value, no matter how old the original items were. If, however, you’re after flood, portable contents or accidental damage cover, you’ll need to take them out as optional extras, that incur an extra premium.
There are also a number of discounts on the table which are sure to sweeten the deal. These include a 10% discount when purchasing a new policy online. You’ll also receive a 10% no claims bonus on your renewal premium after every claim-free year. This is capped at 30%, and will decrease by 10% with each claim you make. If you haven’t made any home or contents insurance claims in the last five years, you’ll immediately qualify for the maximum discount.
Allianz Contents Insurance would suit someone like a renter who only requires comprehensive insurance for their belongings (not the building they live in) especially if they can make use of the handy discounts on offer.
There are a few conditions you’ll have to be mindful of when taking out cover, so we encourage you to read carefully over the PDS. For example, in the event of a fire or explosion, there is a 72 hour exclusion period, in which any damage caused within the first 72 hours of taking out the policy or increasing the cover won’t be covered. And in the case of storms, cover doesn’t extend to damage caused by storm surges.
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Up to $2,000 |
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Up to $2,000 |
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Up to $2,000 |
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Up to $1,500 per item |
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Up to $2,500 per item, up to $7,500 in total |
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Yes |
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Up to $2,500 per item, up to $7,500 in total |
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Up to $2,500 per item, up to $7,500 in total |
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Up to $2,500 per item, up to $7,500 in total |
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No |
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Up to $2,500 per item, up to $7,500 in total |
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No |
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Yes |
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Up to $1,500 per item, up to $10,000 in total |
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Up to $1,500 |
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Up to $1,500 per item, up to $10,000 in total |
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No |
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Up to $500 |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured combined with debris removal cost |
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Up to 12 months, up to $500 |
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Up to 12 months |
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Up to 10% of sum insured |
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No |
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No |
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Up to 14 days |
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No |
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60 |
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No |
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Yes |
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$500 |
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true |
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yes |
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Up to 10% online discount |
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Yes |
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Optional Extra - Up to 120 days |
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Up to $2,000 |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Allianz was very easy to deal with and take out the policy. I haven’t had to make a claim yet but all reviews I have read are positive!
Read full reviewAllianz was very easy to deal with and take out the policy. I haven’t had to make a claim yet but all reviews I have read are positive!
Tree hopper
Read full reviewTree hopper
I like this insurance company because of the trust of it
Read full reviewI like this insurance company because of the trust of it
Very efficient in opening a policy. Competitive price.
Read full reviewVery efficient in opening a policy. Competitive price.
Have never had any issues with them. They have always processed claims quickly and without any issues. Highly recommend.
Read full reviewHave never had any issues with them. They have always processed claims quickly and without any issues. Highly recommend.