Allianz Contents Insurance

Optional extra

Allianz Contents Insurance

Optional extra

Mozo Review   Allianz Contents Insurance Review

Last updated: 5 August 2019.

What's hot:
  • Up to 10% online discount

  • Up to 30% no claims bonus discount

  • New for old replacement

What's not:
  • Extra fee for monthly payments

Mozo snapshot:

Allianz Contents Insurance offers extensive cover for damage caused by fire, theft, storm and more. You’ll also be able to take advantage of some sweet discounts, including a 10% discount for taking out a new policy online and a no claims bonus that increases by 10% with every claim-free year, up to a total of 30%.

Key features:

If you’re after a policy that combines wide-ranging cover with plenty of value, Allianz Contents Insurance is well worth a look. Lost cash is covered up to $2,000, as are any lost credit cards. As for jewellery, antiques and handwoven carpets, you’ll be covered for up to $2,500 per item, with a $7,500 total limit per item category.

Under the standard policy, your belongings will be covered in the event of a fire, theft, storm or act of vandalism. And you can expect Allianz to replace any lost or damaged items with brand new ones, no matter how old the original items were. If, however, you’re after flood, portable contents, or accidental damage cover, you’ll need to take them out as optional extras.

There are also a number of discounts on the table which are sure to sweeten the deal. These include a 10% discount when purchasing a new policy online, plus a 10% discount if you combine your policy with Allianz Building Insurance.

You’ll also receive a 10% no claims bonus on your renewal premium after every claim-free year. This is capped at 30%, and will decrease by 10% with each claim you make until it returns to 0%. If you haven’t made any home or contents insurance claims in the last five years, you’ll immediately qualify for the maximum discount.

Who it's good for:

Allianz Contents Insurance would suit anyone looking for a comprehensive policy to ensure maximum peace of mind, especially if they can make use of the handy discounts on offer.

Any catches?

There are a few conditions you’ll have to be mindful of when taking out cover, so we encourage you to read carefully over the PDS. For example, in the event of a fire or explosion, there is a 72 hour exclusion period, in which any damage caused within the first 72 hours of taking out the policy or increasing the cover won’t be covered. And in the case of storms, cover doesn’t extend to damage caused by storm surges.

Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $2,000

  • Up to $2,000

  • Up to $2,000

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $1,500 per item, up to $10,000 in total

  • Up to $1,500

  • Up to $1,500 per item, up to $10,000 in total

Other cover
  • Up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with debris removal cost

  • Up to 12 months, up to $500

  • Up to 12 months

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features
  • 60

  • $500

  • Up to 10% online discount

  • Optional Extra - Up to 120 days

  • Up to $2,000

  • Up to $20,000,000

Events
  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Customer Reviews

How are Allianz home insurance rated by the Mozo community?

Overall customer rating
7.6/10
Value for money
7.2/10
Policy coverage
7.6/10
Customer service
7.8/10
Claims handling
7.0/10
Trust
7.4/10

Latest reviews of Allianz Contents Insurance

  • Overall
    7/10
    Good provider

    Not too bad having it hard on money.

    Not too bad having it hard on money.

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Renae | South Australia

    reviewed about 2 years ago

  • Overall
    10/10
    Great staff

    Friendly staff but their flood cover isn't good enough

    Friendly staff but their flood cover isn't good enough

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Sam | Queensland

    reviewed about 2 years ago

  • Overall
    5/10
    Competitive premiums and great customer service

    Competitive premiums and great customer service

    Competitive premiums and great customer service

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10

    Ash | Queensland

    reviewed over 3 years ago

  • Overall
    9/10
    Competitive premiums

    Because i'm not have insurance

    Because i'm not have insurance

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    6/10
    Claims handling
    7/10
    Trust
    3/10

    Ajah | Victoria

    reviewed over 3 years ago

  • Overall
    6/10
    Good

    Good

    Good

    Value for money
    6/10
    Policy coverage
    6/10
    Customer service
    7/10
    Claims handling
    6/10
    Trust
    7/10

    Ken | Victoria

    reviewed over 3 years ago

Allianz

About Allianz

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