Your home is possibly your most valuable possession, so it makes sense to want to insure it with quality protection and the Allianz Home and Contents Insurance Policy does just that. This policy will cover your home and its contents against major disasters and in moments where things go wrong. There is even an online sign-up discount up for grabs, plus you’ll have your choice of excess.
The Allianz Home and Contents Insurance Policy can help give your home the protection it needs during life’s unexpected moments. Your home and its contents will be covered against a range of events, including fires, storms and theft as well as veterinary expenses (up to $500), lock replacement (up to $1,000) and legal liability (up to $20 million). You can also add flood cover onto your policy as an optional extra.
From your credit card to jewellery, the Allianz Home and Contents Insurance Policy has your back when it comes to your homes’ contents. With this policy, items such as jewellery, antiques, trade tools and cameras are all covered - just be sure to read through your PDS to find out exactly how much you’ll be insured for.
Don’t forget, there are also a number of discounts available with this policy, including a 10% discount for applying online and a no claims bonus discount up to 30%.
One thing you’ll need to keep in mind is that there is no cover for underinsurance, uncut gems, identity theft and death and injury. And if you’re planning to move house anytime soon, there won’t be cover for your contents while moving.
The Allianz Home and Contents Insurance could be a great pick for homeowners who don’t have any upcoming plans to move house and like the idea of paying their premium annually.
As there is no underinsurance cover with this policy, if you ever need to make a claim and are underinsured, you would need to fork out to cover the rest of the cost.
60
$400
n/a
Up to 10% online discount
Optional Extra - Up to 120 days
Up to $2,000
Up to $20,000,000
n/a
n/a
Optional extra
Optional extra
Optional Extra, up to 10 years old
Retaining walls and pathways covered. Up to $5,000 for plants.
Up to $2,000
Up to $2,000
Up to $2,000
Up to $2,500 per item, up to $7,500 in total
Up to $2,500 per item, up to $7,500 in total
Up to $2,500 per item, up to $7,500 in total
Up to $2,500 per item, up to $7,500 in total
Up to $2,500 per item, up to $7,500 in total
Up to $1,500 per item, up to $10,000 in total
Up to $1,500
Up to $1,500 per item, up to $10,000 in total
Up to $500
Up to $1,000
Up to 12 months, up to 10% of sum insured combined with debris removal cost and demolition cost
Up to 12 months, up to $500
Up to 12 months
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Up to 14 days for Contents only
It is always very helpful in dealing with claims and it is very efficient and prompt. I also get money back very quickly.
Read full reviewIt is always very helpful in dealing with claims and it is very efficient and prompt. I also get money back very quickly.
We were initially very happy with Allianz and then they jacked up our insurance bill by 25 percent in one year. The fact that they did that during a pandemic was appalling. When I phoned to express concern they just said that was standard for them and there was nothing they could do. Warning - do not use this provider. They are a rip off!
Read full reviewWe were initially very happy with Allianz and then they jacked up our insurance bill by 25 percent in one year. The fact that they did that during a pandemic was appalling. When I phoned to express concern they just said that was standard for them and there was nothing they could do. Warning - do not use this provider. They are a rip off!
A large company that has been around for a long time with competitive pricing.
Read full reviewA large company that has been around for a long time with competitive pricing.
The premiums are way too high and increase hugely by the year. They do have a great service but they are not competitive in pricing. Services are not clear or flexible enough.
Read full reviewThe premiums are way too high and increase hugely by the year. They do have a great service but they are not competitive in pricing. Services are not clear or flexible enough.
I prefer Allianz in my business as very competitive and customer service second to none.
Read full reviewI prefer Allianz in my business as very competitive and customer service second to none.
