Allianz Home & Contents Insurance

Optional extra

Allianz Home & Contents Insurance

Optional extra

Mozo Review   Allianz Home & Contents Insurance Review

Last updated: 5 August 2019.

What's hot:
  • 10% discount for new customers applying online

  • Choice of excess

  • New for old replacement available

What's not:
  • No cover for underinsurance or contents while moving

  • Costs extra to pay monthly

Mozo snapshot:

Your home is possibly your most valuable possession, so it makes sense to want to insure it with quality protection and the Allianz Home and Contents Insurance Policy does just that. This policy will cover your home and its contents against major disasters and in moments where things go wrong. There are even online and multi policy discounts up for grabs, plus you’ll have your choice of excess.

Key features:

The Allianz Home and Contents Insurance Policy can help give your home the protection it needs during life’s unexpected moments. Your home and its contents will be covered against a range of events, including fires, storms and theft as well as veterinary expenses (up to $500), lock replacement (up to $1,000) and legal liability (up to $20 million). You can also add flood cover onto your policy as an optional extra.

From your credit card to jewellery, the Allianz Home and Contents Insurance Policy has your back when it comes to your homes’ contents. With this policy, items such as jewellery, antiques, trade tools and cameras are all covered - just be sure to read through your PDS to find out exactly how much you’ll be insured for.

Don’t forget, there are also a number of discounts available with this policy, including a 10% discount for applying online and a no claims bonus discount up to 30%.

One thing you’ll need to keep in mind is that there is no cover for underinsurance, uncut gems, identity theft and death and injury. And if you’re planning to move house anytime soon, there won’t be cover for your contents while moving. 

Who it's good for:

The Allianz Home and Contents Insurance could be a great pick for homeowners who don’t have any upcoming plans to move house and like the idea of being of paying their premium annually.

Any catches?

As there is no underinsurance cover with this policy, if you ever need to make a claim and are underinsured, you would need to fork out to cover the rest of the cost.

Details

Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $500

  • n/a

  • Up to 10% online discount

  • Optional Extra - Up to 120 days

  • Up to $2,000

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Buildings
  • Retaining walls and pathways covered. Up to $5,000 for plants.

Contents
  • Up to $2,000

  • Up to $2,000

  • Up to $2,000

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $2,500 per item, up to $7,500 in total

  • Up to $1,500 per item, up to $10,000 in total

  • Up to $1,500

  • Up to $1,500 per item, up to $10,000 in total

Other cover
  • Up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with debris removal cost and demolition cost

  • Up to 12 months, up to $500

  • Up to 12 months

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Up to 14 days for Contents only

Customer Reviews

How are Allianz home insurance rated by the Mozo community?

Overall customer rating
7.6/10
Value for money
7.2/10
Policy coverage
7.6/10
Customer service
7.8/10
Claims handling
7.0/10
Trust
7.4/10

Latest reviews of Allianz Home & Contents Insurance

  • Overall
    9/10
    Yes competitive prices and good customer service.

    We have used Allianz's Home and Content Insurance for many years now. Any claims we have had have...

    We have used Allianz's Home and Content Insurance for many years now. Any claims we have had have been met satisfactorily and we will insure with Allianz again. The premiums are very competitive and any enquiries we have made with other insurers showed this. We have just renewed our insurance for another year.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    8/10

    Margaret | Victoria

    reviewed 17 days ago

  • Overall
    6/10
    Reasonable

    Sign you up for one price, then each year price increases. Even though my property and contents...

    Sign you up for one price, then each year price increases. Even though my property and contents are unchanged!

    Value for money
    6/10
    Policy coverage
    6/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    6/10

    Eric | New South Wales

    reviewed over 1 year ago

  • Overall
    5/10
    Good

    Very good

    Very good

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10

    Renigh | New South Wales

    reviewed over 1 year ago

  • Overall
    8/10
    1 claim and very satisfied

    I have been with them many years and they are ok

    I have been with them many years and they are ok

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    8/10

    Helen | Tasmania

    reviewed over 1 year ago

  • Overall
    8/10
    Hassle free

    No problem

    No problem

    Value for money
    6/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    7/10
    Trust
    8/10

    Megan | Victoria

    reviewed over 1 year ago

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