based on 5530 Suncorp banking product reviews as rated by Mozo community

Suncorp home insurance

Based in the sunshine state, the Suncorp Group is an Australian owned, publicly listed company. Its history dates back to 1902 and it has been insuring Australians for more than 90 years. With so much experience in the Australian market, their home insurance comes with multi-policy discounts, seniors and up to $100 off when you buy your policy online. In 2021, Suncorp was named a Mozo People's Choice Award winner for Excellent Claims Experience.  

Suncorp offers the following home insurance

Rates and fees verified as correct at 18 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Classic Advantages Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of sum insured

Yes

Classic Advantages Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Classic Advantages Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 30% of building sum insured

Yes

Classic Extras Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Classic Extras Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Classic Extras Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of building sum insured

Yes

Classic Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 25% of sum insured

Yes

Classic Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Classic Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 25% of building sum insured

Yes

How is Suncorp home insurance rated?

Mozo users have rated Suncorp home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Suncorp home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

288 Reviews

Recent Suncorp home insurance reviews

Suncorp Home & Contents Insurance
Overall 9/10
Insurance from real humans

I've been with Suncorp for 7 years and they have been really great at finding ways to save on my premium, very easy to deal with when there are a change of details etc and are great at finding solutions for your lifestyle.

Read full review

I've been with Suncorp for 7 years and they have been really great at finding ways to save on my premium, very easy to deal with when there are a change of details etc and are great at finding solutions for your lifestyle.

Value for money
8/10
Policy coverage
6/10
Customer service
10/10
Trust
8/10
Less
Jason, New South Wales, reviewed 5 days ago
Suncorp Home Insurance
Overall 6/10
Suncorp House insurance is fine

We have had Suncorp house insurance for many years. Never had any problems.

Read full review

We have had Suncorp house insurance for many years. Never had any problems.

Value for money
7/10
Policy coverage
7/10
Customer service
7/10
Claims handling
7/10
Trust
8/10
Less
John, Queensland, reviewed 19 days ago
Suncorp Contents Insurance
Overall 10/10
Deal with Suncorp they are exceptional

I like Suncorp for insurance purposes because they are absolutely fabulous to deal with, they are exceptionally friendly and helpful they always send notices out when it's due to be paid, and are absolutely fabulous when it come to putting in a claim, there response is very quick and very rarely do you get knocked back with a claim.

Read full review

I like Suncorp for insurance purposes because they are absolutely fabulous to deal with, they are exceptionally friendly and helpful they always send notices out when it's due to be paid, and are absolutely fabulous when it come to putting in a claim, there response is very quick and very rarely do you get knocked back with a claim.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Hannah, Queensland, reviewed 24 days ago
Suncorp Home Insurance
Overall 8/10
Good customer service.

Best of a relatively lacklustre bunch in this industry. They give good service when taking out policies, easy to use apps. Unknown how they service when making claims.

Read full review

Best of a relatively lacklustre bunch in this industry. They give good service when taking out policies, easy to use apps. Unknown how they service when making claims.

Value for money
7/10
Policy coverage
7/10
Customer service
9/10
Trust
8/10
Less
Kevin, Queensland, reviewed 3 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Home insurance quick links