The details shown below are for the Classic Home Insurance

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

Choose the version of this product that suits you best

  • Classic Home Insurance

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Suncorp Contents Insurance - last updated: 12 February 2021

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What's hot
  • New for old replacement
  • 12 months temporary accommodation for you and your pets
  • Home office equipment covered up to $15,000
What's not
  • Monthly premium payments cost extra
Mozo snapshot

Suncorp Contents Insurance provides top cover for your belongings. You’ll get new for old replacement, which means even if your TV is a couple of years old and it gets stolen or damaged beyond repair, Suncorp will replace it with a new equivalent set. If you want to save on your premium, you’ll have your choice of excess, and there’s also a multi-policy discount. Suncorp also provide 24/7 customer service so you can always get in touch with them in an emergency.

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Key features

Suncorp Contents Insurance comes in three tiers: Classic, Classic Extras, and Classic Advantages. These come at three ascending prices and matching enhanced coverage, with Classic Advantages being the highest level of cover.

Under the mid-range policy, Suncorp Classic Extras, you’ll be able to insure your contents against events ranging from floods to fires, accidental damage and riots. However, while you are able to protect your contents from heaps of life’s unexpected disasters, you should know that this policy doesn’t include cover for any storm or power surges that damage your belongings.

No matter what you like to collect, store or keep inside your home, Suncorp Classic Extras Home Insurance will provide cover up to the sum insured. Under this policy, you’ll be able to get cover for cash or credit cards, along with any antiques, jewellery, trade tools or other valuables you may have. If you like to take photos, you're in luck as you can also get cover for your camera and its accessories. The cost to replace important documents, like birth or marriage certificates will also be covered along with identity theft should the documents be stolen. Be sure that you check the policy detail to make sure you’re aware of any per-item limits across the different policy tiers.

Suncorp Classic Extras Home Insurance also provides the optional extra of getting cover for veterinary expenses if your pet gets injured or falls ill. It will also cover the cost of any lock replacements, temporary accommodation for you and your pet, emergency storage and much more. 

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Who is it good for

Suncorp Classic Extras Home Insurance is available Australia-wide and a good option for anyone looking for a thorough level of cover to protect their belongings. Also, if you live in Queensland and have a seniors card, you’ll be eligible for an additional discount.

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Any catches

While you will have the option to pay your premium monthly, just keep in mind that you will need to pay extra for this.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

Up to $1,500

Yes

Yes

Yes

Yes

Up to $2,000 per item

Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

Up to $2,000 per item, up to $4,000 in total

No

Up to $500

No

Yes

Up to $1,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 10% of sum insured

Up to 10% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to 180 days, up to 25% of sum insured

Yes

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

Up to $2,500

Yes

Yes

Yes

Yes

Up to $5,000 per item

Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

Up to $3,000 per item, up to $10,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $1,000

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 10% of sum insured

Up to 15% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to 180 days, up to 30% of sum insured

Yes

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

Up to $5,000

Yes

Yes

Yes

Yes

Yes

Up to $200,000, up to $50,000 for collections

Up to $10,000 per item, up to $40,000 in total

No

Up to $2,000

No

Yes

Up to $5,000

No

Yes

Other cover

$5,000 for death

Optional Extra, up to $2,000

Up to $2,500

Up to 15% of sum insured combined with temporary accommodation for pets

Up to 15% of sum insured combined with temporary accommodation

Up to 20% of sum insured

Up to 20% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to 180 days, up to 35% of sum insured

Yes

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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