The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

The details shown below are for the Classic Home Insurance

Choose the version of this product that suits you best

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

  • Classic Home Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Suncorp Contents Insurance

Last updated: 12 February 2021.

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What's hot
  • New for old replacement
  • 12 months temporary accommodation for you and your pets
  • Home office equipment covered up to $15,000
What's not
  • Monthly premium payments cost extra
Mozo snapshot

Suncorp Contents Insurance provides top cover for your belongings. You’ll get new for old replacement, which means even if your TV is a couple of years old and it gets stolen or damaged beyond repair, Suncorp will replace it with a new equivalent set. If you want to save on your premium, you’ll have your choice of excess, and there’s also a multi-policy discount. Suncorp also provide 24/7 customer service so you can always get in touch with them in an emergency.

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Key features

Suncorp Contents Insurance comes in three tiers: Classic, Classic Extras, and Classic Advantages. These come at three ascending prices and matching enhanced coverage, with Classic Advantages being the highest level of cover.

Under the mid-range policy, Suncorp Classic Extras, you’ll be able to insure your contents against events ranging from floods to fires, accidental damage and riots. However, while you are able to protect your contents from heaps of life’s unexpected disasters, you should know that this policy doesn’t include cover for any storm or power surges that damage your belongings.

No matter what you like to collect, store or keep inside your home, Suncorp Classic Extras Home Insurance will provide cover up to the sum insured. Under this policy, you’ll be able to get cover for cash or credit cards, along with any antiques, jewellery, trade tools or other valuables you may have. If you like to take photos, you're in luck as you can also get cover for your camera and its accessories. The cost to replace important documents, like birth or marriage certificates will also be covered along with identity theft should the documents be stolen. Be sure that you check the policy detail to make sure you’re aware of any per-item limits across the different policy tiers.

Suncorp Classic Extras Home Insurance also provides the optional extra of getting cover for veterinary expenses if your pet gets injured or falls ill. It will also cover the cost of any lock replacements, temporary accommodation for you and your pet, emergency storage and much more. 

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Who is it good for

Suncorp Classic Extras Home Insurance is available Australia-wide and a good option for anyone looking for a thorough level of cover to protect their belongings. Also, if you live in Queensland and have a seniors card, you’ll be eligible for an additional discount.

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Any catches

While you will have the option to pay your premium monthly, just keep in mind that you will need to pay extra for this.

Details

Rates and fees information correct as at 4 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $400

  • Up to $2,500

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Yes

  • Up to $2,000

  • No

  • Up to $15,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 15% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to 180 days, up to 30% of sum insured

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 4 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $5,000

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $200,000, up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Yes

  • Up to $5,000

  • No

  • Up to $20,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $2,500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured

  • Up to 20% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to 180 days, up to 35% of sum insured

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 4 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $300

  • Up to $1,500

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Yes

  • Up to $1,000

  • No

  • Up to $10,000

Other cover
  • $5,000 for death

  • Optional Extra, up to $500

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Yes

  • Up to 180 days, up to 25% of sum insured

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
8.0/10
Claims handling
7.8/10
Trust
8.0/10

Latest reviews of Suncorp Contents Insurance

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About Suncorp

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