Suncorp - Contents Insurance

Suncorp Contents Insurance Review

Rates and fees information correct as at 22 April 2018.

Review published: 20 September 2017

What's hot:

  • 2017 Experts Choice winner

  • New for old replacement

  • Multipolicy discount

What's not:

  • No underinsurance protection

  • Monthly premium payments cost extra

Mozo snapshot:

Taking out a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, Suncorp Classic Advantages Home Insurance is a policy that provides top cover for your belongings. Under this policy, you’ll get new for old replacement which means that if even if your TV is a couple of years old and it gets stolen or damaged beyond repair, Suncorp will replace it with a new equivalent one. If you want to save on your premium, you’ll have your choice of excess, and there’s also a multi-policy discount. Suncorp also provide 24/7 customer service so you’ll rest easy knowing that you’ll always be able to get in touch with them if you need.

Key features:

Under Suncorp Classic Advantages Home Insurance, you’ll be able to insure your contents against 14 listed events that range from floods to fires, accidental damage and riots. However, while you are able to protect your contents from heaps of life’s unexpected disasters, you should know that this policy doesn’t include cover for any storm or power surges that damage your belongings.

No matter what you like to collect, store or keep inside your home, Suncorp Classic Advantages Home Insurance will provide cover up to the sum insured. Under this policy, you’ll be able to get cover for cash or credit cards, along with any antiques, jewellery, trade tools or other valuables you may have. If you like to take photos, you're in luck as you can also get cover for your camera and its accessories. The cost to replace important documents, like birth or marriage certificates will also be covered along with identity theft should the documents be stolen. Be sure that you check the policy detail to make sure you’re aware of any per item limits.

Suncorp Classic Advantages Home Insurance also provides the optional extra of getting cover for veterinary expenses if your pet gets injured or falls ill. Suncorp Classic Advantages Home Insurance will also cover the cost of any lock replacements, temporary accommodation for you and your pet, emergency storage and much more.

Who it's good for:

Suncorp Classic Advantages Home Insurance is available Australia-wide and a good option for anyone looking for a thorough level of cover to protect their home’s contents. Also, if you live in Queensland and have a seniors card, you’ll be eligible for an additional discount.


Any catches?

Suncorp Classic Advantages Home Insurance does not offer underinsurance protection, which means that if you haven’t insured your contents for the true market value, you will only be paid the sum insured amount should they be damaged or stolen. One of the best ways to ensure that you’ve got the right level of cover is when first creating your list of contents to cover, insure the items for their total replacement value, not what their current value is or what you paid for them.

While you will have the option to pay your premium monthly, just keep in mind that you will need to pay extra for this.

How is Suncorp home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Suncorp home insurance
7.9

Based on 222
Suncorp home insurance reviews

7.0 7.9 7.9 7.8 7.9

Latest reviews of Suncorp Contents Insurance

Suncorp

Suncorp Classic Extras Home Insurance home insurance review

Overall rating   10 / 10

Great with costumer service

Allways helpful

Full review

Allways helpful

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Robert (QLD), reviewed 3 months ago

Suncorp

Suncorp Classic Extras Home Insurance home insurance review

Overall rating   10 / 10

Reliable

They compete well with the big banks and are often better value. Easy to get a hold of a real person on the phone too.

Full review

They compete well with the big banks and are often better value. Easy to get a hold of a real person on the phone too.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Sebastian (QLD), reviewed 10 months ago

Suncorp

Suncorp Classic Extras Home Insurance home insurance review

Overall rating   10 / 10

Great company giving value for money

I have never had a problem that they cannot fix. Claims are made easy over the phone and when an assessor is required, they arrange it promptly with someone who is friendly and courteous.

Full review

I have never had a problem that they cannot fix. Claims are made easy over the phone and when an assessor is required, they arrange it promptly with someone who is friendly and courteous.

    Value for money   9 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Phillip (QLD), reviewed about 1 year ago

Suncorp

Suncorp Classic Extras Home Insurance home insurance review

Overall rating   10 / 10

easy hassle free claim, helped where is needed

Pros: quick service not long waiting times on phone for claims,everything is clearly documented no hidden and fine print. overall performance of Suncorp insurance is quality. Cons: I guess would be they are not a big bank e.g. Australia wide.

Full review

Pros: quick service not long waiting times on phone for claims,everything is clearly documented no hidden and fine print. overall performance of Suncorp insurance is quality. Cons: I guess would be they are not a big bank e.g. Australia wide.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Blake (QLD), reviewed about 2 years ago

Suncorp

Suncorp Classic Extras Home Insurance home insurance review

Overall rating   9 / 10

Great customer service - always friendly

I have never had any problems with Suncorp.

Full review

I have never had any problems with Suncorp.

    Value for money   9 / 10

    Policy coverage   9 / 10

    Customer service   9 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Anne (NSW), reviewed about 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Currently showing

Contents

  • Up to $400

  • Up to $2,500

  • Software and Hardware covered up to sum insured

  • Optional extra

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000; up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover

  • Up to $5,000 for death

  • Optional extra

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured

  • Up to 15% of sum insured

  • Up to 14 days

Policy and service features

  • 60

  • 0

  • Multipolicy, QLD Seniors Card

  • Up to 180 days, up to 30% of sum insured

  • Up to $20,000,000

  • $50 off when you buy online

Events

  • Up to 11 years old

Contents

  • Up to $500

  • Up to $5,000

  • Software and Hardware covered up to sum insured

  • Optional extra

  • Up to $200,000; up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover

  • Up to $5,000 for death

  • Optional extra

  • Up to $2,500

  • Up to 12 months, up to 10% of sum insured

  • Up to 24 months

  • Up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to 14 days

Policy and service features

  • 60

  • 0

  • Multipolicy, QLD Seniors Card

  • Up to 180 days, up to 35% of sum insured

  • Up to $20,000,000

  • $50 off when you buy online

Events

  • Up to 11 years old

Contents

  • Up to $300

  • Up to $1,500

  • Software and Hardware covered up to sum insured

  • Optional extra

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000; up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover

  • Up to $5,000 for death

  • Optional extra

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • Up to 14 days

Policy and service features

  • 60

  • 0

  • Multipolicy, QLD Seniors Card

  • Up to 180 days, up to 25% of sum insured

  • Up to $20,000,000

  • $50 off when you buy online

Events

  • Optional extra

  • Optional extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Compare other home insurance
Advertisement