The details shown below are for the Classic Extras Home Insurance
The details shown below are for the Classic Advantages Home Insurance
The details shown below are for the Classic Home Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Classic Extras Home Insurance |
| | Classic Advantages Home Insurance |
| | Classic Home Insurance |
Classic Extras Home Insurance
Classic Advantages Home Insurance
Classic Home Insurance
Suncorp Contents Insurance provides top cover for your belongings. You’ll get new for old replacement, which means even if your TV is a couple of years old and it gets stolen or damaged beyond repair, Suncorp will replace it with a new equivalent set. If you want to save on your premium, you’ll have your choice of excess, and there’s also a multi-policy discount. Suncorp also provide 24/7 customer service so you can always get in touch with them in an emergency.
Suncorp Contents Insurance comes in three tiers: Classic, Classic Extras, and Classic Advantages. These come at three ascending prices and matching enhanced coverage, with Classic Advantages being the highest level of cover.
Under the mid-range policy, Suncorp Classic Extras, you’ll be able to insure your contents against events ranging from floods to fires, accidental damage and riots. However, while you are able to protect your contents from heaps of life’s unexpected disasters, you should know that this policy doesn’t include cover for any storm or power surges that damage your belongings.
No matter what you like to collect, store or keep inside your home, Suncorp Classic Extras Home Insurance will provide cover up to the sum insured. Under this policy, you’ll be able to get cover for cash or credit cards, along with any antiques, jewellery, trade tools or other valuables you may have. If you like to take photos, you're in luck as you can also get cover for your camera and its accessories. The cost to replace important documents, like birth or marriage certificates will also be covered along with identity theft should the documents be stolen. Be sure that you check the policy detail to make sure you’re aware of any per-item limits across the different policy tiers.
Suncorp Classic Extras Home Insurance also provides the optional extra of getting cover for veterinary expenses if your pet gets injured or falls ill. It will also cover the cost of any lock replacements, temporary accommodation for you and your pet, emergency storage and much more.
Suncorp Classic Extras Home Insurance is available Australia-wide and a good option for anyone looking for a thorough level of cover to protect their belongings. Also, if you live in Queensland and have a seniors card, you’ll be eligible for an additional discount.
While you will have the option to pay your premium monthly, just keep in mind that you will need to pay extra for this.
Up to $400
Up to $2,500
Yes
Yes
Yes
Yes
Up to $5,000 per item
Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections
Up to $2,500 per item, up to $10,000 in total
Up to $700
Up to $1,000
Up to $1,500
Yes
Up to $2,000
No
Up to $15,000
$5,000 for death
Optional Extra, up to $500
Up to $1,000
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 10% of sum insured
Up to 15% of sum insured
No
No
Up to 14 days
Yes
60
No
Yes
$200
true
no
Multipolicy, QLD Seniors Card, $50 Online Discount
Yes
Up to 180 days, up to 30% of sum insured
Yes
Up to $20,000,000
none
none
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Up to $500
Up to $5,000
Yes
Yes
Yes
Yes
Yes
Up to $200,000, up to $50,000 for collections
Up to $10,000 per item, up to $40,000 in total
Up to $1,000
Up to $2,000
Up to $5,000
Yes
Up to $5,000
No
Up to $20,000
$5,000 for death
Optional Extra, up to $500
Up to $2,500
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 20% of sum insured
Up to 20% of sum insured
No
No
Up to 14 days
Yes
60
No
Yes
$200
true
no
Multipolicy, QLD Seniors Card, $50 Online Discount
Yes
Up to 180 days, up to 35% of sum insured
Yes
Up to $20,000,000
none
none
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Up to $300
Up to $1,500
Yes
Yes
Yes
Yes
Up to $2,000 per item
Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections
Up to $1,000 per item, up to $4,000 in total
Up to $500
Up to $500
Up to $1,000
Yes
Up to $1,000
No
Up to $10,000
$5,000 for death
Optional Extra, up to $500
Up to $500
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 10% of sum insured
Up to 10% of sum insured
No
No
Up to 14 days
Yes
60
No
Yes
$200
true
no
Multipolicy, QLD Seniors Card, $50 Online Discount
Yes
Up to 180 days, up to 25% of sum insured
Yes
Up to $20,000,000
none
none
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Suncorp has very good coverage including accidental and portables cover, which makes a really big difference. They also are reasonable with like for like replacement.
Read full reviewSuncorp has very good coverage including accidental and portables cover, which makes a really big difference. They also are reasonable with like for like replacement.
They are quickly responsive on the phone. They have the most comprehensive cover for the best price. They are proactive in offering discount on premiums.
Read full reviewThey are quickly responsive on the phone. They have the most comprehensive cover for the best price. They are proactive in offering discount on premiums.
Allways helpful
Read full reviewAllways helpful
They compete well with the big banks and are often better value. Easy to get a hold of a real person on the phone too.
Read full reviewThey compete well with the big banks and are often better value. Easy to get a hold of a real person on the phone too.
Excellent
Read full review
