Travel Insuranz travel insurance comparisons for October 2024

Travel Insuranz policies

Travel Insuranz policies are available for either single or multi-annual trips and come in a range of cover, from Classic, to Premier, through to Deluxe cover. You can also choose from policies for a single traveler, couples, families or groups. For a list of the policies available, check out our handy table below:

Events
Limits shown apply
Covid medical cover
Covid cancellation cover
Overseas emergency hospital expense
Overseas emergency medical assistance
Maximum excess
Cancellation fees
Pay extra for no excess
Luggage and personal effects
Additional accomodation & travel
Emergency companion
Resumption of journey
Hospital cash allowance
Accidental death
Permanent disability
Loss of income
Credit Card fraud and replacement
Travellers cheques
Travel documents
Rental vehicle excess
Alternative travel expenses
Personal liability

Pre existing conditions
Asthma
Cancer
Cardiovascular disease
Mental health illness
Diabetes
Epilepsy
High cholesterol
High blood pressure
Pregnancy
Blood thinning medication

Activities covered
Bungee jumping
Conservation work
Mountain biking
Mountaineering
Rock climbing
Scuba diving
Sky diving
Surfing
Trekking
Snow sports
Ocean Cruise

- Classic
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $2,500
- Pay extra for no excess:
- Luggage and personal effects:
  $2,500
- Additional accomodation & travel:
  $25,000
- Emergency companion:
  $25,000
- Resumption of journey:
- Hospital cash allowance:
- Accidental death:
- Permanent disability:
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $500
- Travel documents:
  $500
- Rental vehicle excess:
- Alternative travel expenses:
- Personal liability:
  $2,500,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info
promoted
- promoted
  
  Premier
  
  Go to site
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Go to site
- Events
- Cancellation fees:
  $5,000
- Pay extra for no excess:
- Luggage and personal effects:
  $3,500
- Additional accomodation & travel:
  $50,000
- Emergency companion:
  $50,000
- Resumption of journey:
- Hospital cash allowance:
  $1,000
- Accidental death:
  $10,000
- Permanent disability:
  $10,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $750
- Travel documents:
  $750
- Rental vehicle excess:
  $1,500
- Alternative travel expenses:
- Personal liability:
  $5,000,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
- Go to site
More info
promoted
- promoted
  
  Deluxe
  
  Go to site
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Go to site
- Events
- Cancellation fees:
  $10,000
- Pay extra for no excess:
- Luggage and personal effects:
  $7,500
- Additional accomodation & travel:
  $75,000
- Emergency companion:
  $75,000
- Resumption of journey:
  $3,000
- Hospital cash allowance:
  $3,000
- Accidental death:
  $20,000
- Permanent disability:
  $20,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $1,250
- Travel documents:
  $1,250
- Rental vehicle excess:
  $4,000
- Alternative travel expenses:
  $2,000
- Personal liability:
  $7,500,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
- Go to site
More info
- Premier Plus
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $20,000
- Pay extra for no excess:
- Luggage and personal effects:
  $5,000
- Additional accomodation & travel:
  $100,000
- Emergency companion:
  $100,000
- Resumption of journey:
  $3,000
- Hospital cash allowance:
  $1,000
- Accidental death:
  $10,000
- Permanent disability:
  $10,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $750
- Travel documents:
  $750
- Rental vehicle excess:
  $4,000
- Alternative travel expenses:
  $2,000
- Personal liability:
  $5,000,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info

Events
Limits shown apply
Covid medical cover
Covid cancellation cover
Overseas emergency hospital expense
Overseas emergency medical assistance
Maximum excess
Cancellation fees
Pay extra for no excess
Luggage and personal effects
Additional accomodation & travel
Emergency companion
Resumption of journey
Hospital cash allowance
Accidental death
Permanent disability
Loss of income
Credit Card fraud and replacement
Travellers cheques
Travel documents
Rental vehicle excess
Alternative travel expenses
Personal liability

Pre existing conditions
Asthma
Cancer
Cardiovascular disease
Mental health illness
Diabetes
Epilepsy
High cholesterol
High blood pressure
Pregnancy
Blood thinning medication

Activities covered
Bungee jumping
Conservation work
Mountain biking
Mountaineering
Rock climbing
Scuba diving
Sky diving
Surfing
Trekking
Snow sports
Ocean Cruise

- Classic (Multi-Trip)
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $2,500
- Pay extra for no excess:
- Luggage and personal effects:
  $2,500
- Additional accomodation & travel:
  $25,000
- Emergency companion:
  $25,000
- Resumption of journey:
- Hospital cash allowance:
- Accidental death:
- Permanent disability:
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $500
- Travel documents:
  $500
- Rental vehicle excess:
- Alternative travel expenses:
- Personal liability:
  $2,500,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info
- Premier (Multi-Trip)
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $5,000
- Pay extra for no excess:
- Luggage and personal effects:
  $3,500
- Additional accomodation & travel:
  $50,000
- Emergency companion:
  $50,000
- Resumption of journey:
- Hospital cash allowance:
  $1,000
- Accidental death:
  $10,000
- Permanent disability:
  $10,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $750
- Travel documents:
  $750
- Rental vehicle excess:
  $1,500
- Alternative travel expenses:
- Personal liability:
  $5,000,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info
- Premier Plus (Multi-Trip)
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $20,000
- Pay extra for no excess:
- Luggage and personal effects:
  $5,000
- Additional accomodation & travel:
  $75,000
- Emergency companion:
  $75,000
- Resumption of journey:
  $3,000
- Hospital cash allowance:
  $1,000
- Accidental death:
  $10,000
- Permanent disability:
  $10,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $750
- Travel documents:
  $750
- Rental vehicle excess:
  $4,000
- Alternative travel expenses:
  $2,000
- Personal liability:
  $5,000,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info
- Deluxe (Multi-Trip)
- Limits shown apply:
  Per person
- Covid medical cover:
- Covid cancellation cover:
- Overseas emergency hospital expense:
  Unlimited
- Overseas emergency medical assistance:
  Unlimited
- Maximum excess:
  $200.00
- Events
- Cancellation fees:
  $10,000
- Pay extra for no excess:
- Luggage and personal effects:
  $7,500
- Additional accomodation & travel:
  $100,000
- Emergency companion:
  $100,000
- Resumption of journey:
  $3,000
- Hospital cash allowance:
  $3,000
- Accidental death:
  $20,000
- Permanent disability:
  $20,000
- Loss of income:
- Credit Card fraud and replacement:
- Travellers cheques:
  $1,250
- Travel documents:
  $1,250
- Rental vehicle excess:
  $4,000
- Alternative travel expenses:
  $2,000
- Personal liability:
  $7,500,000
- Pre existing conditions
- Asthma:
  Assessment required, may cost extra
- Cancer:
  Assessment required, may cost extra
- Cardiovascular disease:
  Assessment required, may cost extra
- Mental health illness:
  Assessment required, may cost extra
- Diabetes:
  Assessment required, may cost extra
- Epilepsy:
  Assessment required, may cost extra
- High cholesterol:
  Assessment required, may cost extra
- High blood pressure:
  Assessment required, may cost extra
- Pregnancy:
- Blood thinning medication:
  Assessment required, may cost extra
- Activities covered
- Bungee jumping:
- Conservation work:
- Mountain biking:
- Mountaineering:
- Rock climbing:
- Scuba diving:
- Sky diving:
- Surfing:
- Trekking:
- Snow sports:
  Optional
- Ocean Cruise:
More info

How to make a claim with Travel Insuranz

To make a claim with Travel Insuranz, you’ll need to contact the claims handler for a claims form or download one from their website. To fill out this form, you’ll need to include:

Your name, address and phone number

Your travel insurance policy reference number

A brief description of your claim

Any other documents supporting your claim, like receipts, medical certificates or police statements.

You should send your claim in no later than 31 days after your trip ends.

Compare Travel Insuranz policies with other Australian insurance providers

There are heaps of travel insurance options that can be tailored to suit your budget, trip and the level of cover you need. It’s definitely worth it to put in the time to compare our options and find the policy and provider that suits you best. At Mozo, we’ve done the hard work for you with our travel insurance comparison tool. All we need is your travel details, like where you’re going, how long you’ll be away and who you’re going with, and we’ll give you a comparison of the best travel insurance options out there.

You can also check out all of our different guides for more information about finding specific types of travel insurance or to find out just how travel insurance works. While you’re there, don’t forget to check out our best $20 series for some great money saving tips for while you’re jetsetting around the world.

Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Disclaimer

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising.

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. If you proceed with a travel insurance policy through Mozo, Mozo may receive a referral fee.

Travel Insuranz Travel Insurance review

Overall rating 1 / 10

Stay Away - do not trust Travel InsurANZ

Full review

My luggage was stolen from the 22nd floor of teh Hilton hotel in Niagarra falls. This is not in dispute and they agree with this. But - trying to claim ! They have come up with 3 dirrefent reason for denying the claim - each time I told them they were wrong - they just come up with another reason. 1st was no backup doc from the Hilton - there was - they had just not opened them. Next was the bag was left unattended for over 30 minutes - no it wasnt - it was placed outside our door for pick up at 6:30am and was gone by 6:35am - wrong again. 3rd was that it was left unattended in a public place - wrong again - it was a secure floor that only staff and that floors guests had access to. I took them to AFCA who are supposed to look out for doddgy behaviour like this - they promised me (in a recorded call) that all of this would form part of their determination - did they - of course not - just look after their own (formal complain in progress here).

Value for money 1 / 10

Policy coverage 1 / 10

Customer service 1 / 10

Claims handling 1 / 10

Trust 1 / 10

Less

Stephen, Victoria, reviewed 2 months ago

Overall rating 6 / 10

The money was good for the time away

I had no problems with my insurer as I didn't need to use them. The money was good for the time away

Value for money 6 / 10

Policy coverage 6 / 10

Customer service 7 / 10

Deborah, Queensland, reviewed over 6 years ago

Competitive premiums but read the fine print

They asked for more information and are still yet to get back to me about my claim. I made the claim about a month ago.

Value for money 10 / 10

Trust 5 / 10

Laura, Australian Capital Territory, reviewed over 8 years ago

Overall rating 8 / 10

Inexpensive, comprehensive, and easy to deal with.

Very easy to deal with. Once I put my claims in and sent them the required documentation, they promptly made their decision.

Value for money 8 / 10

Trust 8 / 10

Sean, Queensland, reviewed almost 9 years ago

Overall rating 7 / 10

Value and efficiency with no fuss

I was travelling with MSC cruises when my purse was stolen from on deck while my back was turned. A claim was lodged to Suresafe travel insurance for a 9ct gold bracelet that was inside the purse. The claim was paid after a few, more detailed questions were asked within three weeks of the original claim being lodged. I did provide as much detailed information as possible and was pleasantly surprised with the efficiency of the whole process.

Value for money 7 / 10

Trust 7 / 10

Angela, Western Australia, reviewed over 9 years ago

See all Travel Insuranz travel insurance reviews

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Travel Insuranz Travel Insurance

About Travel Insuranz

Travel Insuranz policies

Classic

Events

Pre existing conditions

Activities covered

Premier

Events

Pre existing conditions

Activities covered

Deluxe

Events

Pre existing conditions

Activities covered

Premier Plus

Events

Pre existing conditions

Activities covered

Classic (Multi-Trip)

Events

Pre existing conditions

Activities covered

Premier (Multi-Trip)

Events

Pre existing conditions

Activities covered

Premier Plus (Multi-Trip)

Events

Pre existing conditions

Activities covered

Deluxe (Multi-Trip)

Events

Pre existing conditions

Activities covered

How to make a claim with Travel Insuranz

Travel Insuranz customer reviews

Travel Insuranz travel insurance

Recent Travel Insuranz travel insurance customer reviews Recent Travel Insuranz travel insurance customer reviews

Travel Insuranz Travel Insurance review

Stay Away - do not trust Travel InsurANZ

Travel Insuranz Travel Insurance review

The money was good for the time away

Travel Insuranz Travel Insurance review

Competitive premiums but read the fine print

Travel Insuranz Travel Insurance review

Inexpensive, comprehensive, and easy to deal with.

Travel Insuranz Travel Insurance review

Value and efficiency with no fuss

Compare Travel Insuranz policies with other Australian insurance providers

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Disclaimer

Important information on terms, conditions and sub-limits

Disclaimer

Who we are and how we get paid