Your selected term deposits
ANZ is one of Australia's "Big Four" banks, offering a range of banking products including term deposits, savings accounts, insurance, credit cards, and loans. They offer services both to personal and business banking customers.
Among its two term deposit options, the ANZ Advance Notice Term Deposit stands out with much higher rates. However, these higher rates are designed for savers who are willing to provide 31 days' notice for early withdrawals in exchange for rates higher than its standard term deposit.
4.75% p.a. for 8-month terms
Variety of term options from 7 days to 60 months
Multiple interest payment frequency options (maturity, monthly, quarterly, half-yearly, annual)
No account service fees
Early withdrawal fees apply
Requires a minimum deposit of $5,000 for best rates
ANZ's Advance Notice Term Deposit could be a good option for savers looking to lock away their cash for a fixed interest period. With this account, you get a higher interest rate than ANZ’s standard account by agreeing to provide 31 days' notice for early withdrawals.
The current featured rate is 4.75% p.a. for an 8-month term (at maturity interest paid). However, it's important to note that this rate is only available for investments between $5,000 and $1,999,999, and interest is paid at maturity.
With the Advance Notice Term Deposit, you’ll get a wide range of terms to choose from. They start as short as 7 days to as long as 60 months (5 years), providing flexibility to match various savings goals. You’ll also be able to choose how frequently interest is paid (monthly, quarterly, half-yearly, or annually on selected terms), although keep in mind that this will affect the interest you receive.
As with most term deposits, there are no account service fees, which is a plus. However, you should be aware of the fees associated with early withdrawals, even with the 31-day notice period.
| 1 month | 0.05% p.a. | ($5,000 - $99,999) |
| 2 months | 0.05% p.a. | ($5,000 - $99,999) |
| 3 months | 0.05% p.a. | ($5,000 - $99,999) |
| 4 months | 0.05% p.a. | ($5,000 - $99,999) |
| 5 months | 0.05% p.a. | ($5,000 - $99,999) |
| 6 months | 0.10% p.a. | ($5,000 - $99,999) |
| 7 months | 0.10% p.a. | ($5,000 - $99,999) |
| 8 months | 0.10% p.a. | ($5,000 - $99,999) |
| 9 months | 0.10% p.a. | ($5,000 - $99,999) |
| 10 months | 0.10% p.a. | ($5,000 - $99,999) |
| 11 months | 0.10% p.a. | ($5,000 - $99,999) |
| 1 year | 0.15% p.a. | ($5,000 - $99,999) |
| 13 months | 0.15% p.a. | ($5,000 - $99,999) |
| 18 months | 0.15% p.a. | ($5,000 - $99,999) |
| 2 years | 0.15% p.a. | ($5,000 - $99,999) |
| 3 years | 0.15% p.a. | ($5,000 - $99,999) |
| 4 years | 0.15% p.a. | ($5,000 - $99,999) |
| 5 years | 0.15% p.a. | ($5,000 - $99,999) |
| 1 month | 1.25% p.a. | ($5,000 - $199,999) |
| 2 months | 1.45% p.a. | ($5,000 - $199,999) |
| 3 months | 3.15% p.a. | ($5,000 - $199,999) |
| 4 months | 3.25% p.a. | ($5,000 - $199,999) |
| 5 months | 3.35% p.a. | ($5,000 - $199,999) |
| 6 months | 3.50% p.a. | ($5,000 - $199,999) |
| 7 months | 3.60% p.a. | ($5,000 - $199,999) |
| 8 months | 4.75% p.a. | ($5,000 - $199,999) |
| 9 months | 3.80% p.a. | ($5,000 - $199,999) |
| 10 months | 3.80% p.a. | ($5,000 - $199,999) |
| 11 months | 3.80% p.a. | ($5,000 - $199,999) |
| 1 year | 4.20% p.a. | ($5,000 - $199,999) |
| 13 months | 4.50% p.a. | ($5,000 - $199,999) |
| 18 months | 4.50% p.a. | ($5,000 - $199,999) |
| 2 years | 3.80% p.a. | ($5,000 - $199,999) |
| 3 years | 3.10% p.a. | ($5,000 - $199,999) |
| 4 years | 3.10% p.a. | ($5,000 - $199,999) |
| 5 years | 3.10% p.a. | ($5,000 - $199,999) |
Your selected term deposits
My experiences withANZ have always been positive experiences and interaction withANZ have always been highly professional
I am extremely happy with my bank including service and products
The service attitude of this bank is very good, the interest rate of fixed deposits is relatively high, and it is one of the four major banks in Australia with high credibility.
Very good service, bit of a wait to be served due to staff shortages
ANZ is the most reliable and trustworthy bank you could possibly turn too, It’s the only bank I’ll ever use! easy management, earn money for reaching your savings goal! It’s a 10 star rating. Highly reccomend!! They have great customer service.
I’ve always found the staff to be nice. The products offered are also pretty competitive!
Whilst I have been banking with my Bank for years it has becime increasingly difficult to make contact as I used to
After finalising team deposit for 2 years over the phone, they stuffed it all up excuse was, they overlooked and I missed out on the great interest rate,
Yes, but you need to provide 31 days' notice for early withdrawals. This notice period is a feature of the Advance Notice Term Deposit and is part of how ANZ can offer potentially higher rates. Early withdrawal fees will apply.
Yes, it is safe. Not only is ANZ one of the big four banks, but it is also an authorised deposit-taking institution. This means that deposits up to $250,000 per account holder are protected under the Australian Government's Financial Claims Scheme.
* Different interest rates apply to different amounts or different interest payment frequencies.
^See information about the Mozo Experts Choice Term Deposit Awards
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