Term deposit reviews

Investing my money in a safe and secure way is my number one priority. A Term Deposit was the obvious choice. The bank I chose is the one that I have been dealing with for a number of years. They always obtain the best interest rate for me and will remind me when the term that I selected previously is nearly due. I don't need to book an appointment to see the clerk and the staff are always very friendly and helpful.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Great service, would recommend.

Price   10 / 10

Features   7 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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ANZ what a bank. Totally trust them with my money and banking details. A totally worthy bank to bank with.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Not enough interest on term deposit.

Features   5 / 10

Customer service   7 / 10

Convenience   10 / 10

Trust   10 / 10

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I love ING! I have never had a problem with them. The term deposit is super convenient for me and they had really competitive interest rates.

Price   6 / 10

Features   4 / 10

Customer service   10 / 10

Convenience   9 / 10

Trust   10 / 10

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Great rates, but everything has to be done online.

Price   10 / 10

Features   7 / 10

Customer service   4 / 10

Convenience   5 / 10

Trust   9 / 10

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Good customer service from local branch manager.

Price   4 / 10

Features   6 / 10

Customer service   7 / 10

Convenience   8 / 10

Trust   8 / 10

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This bank provided the highest rate possible for the length of time I wanted it to and it gives a very good return so I was happy. Just like everything, read the paperwork and make sure you understand it fully as bank jargon can be tricky to comprehend at times.

Price   9 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   9 / 10

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I have term deposits with the bank and at maturity they can always match the current interest rates with other banks and always make the customer happy.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Bank is easily accessible and have friendly staff.

Price   5 / 10

Features   5 / 10

Customer service   7 / 10

Convenience   8 / 10

Trust   8 / 10

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I opened a term deposit some time ago and when it came up for renewal they were able to offer a special interest rate that was higher than want was sent to me in the mail. Was pleased with the staff for telling me about it and giving me the best rate possible. It is up for renewal again in December and hope they can again give me a good rate. I like that I can drive 5 minutes or walk 15 minutes to a branch to discuss in person, and they fill all the details out for me.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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I would recommend BankSA more than any other bank.

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Its a great bank with great service.

Price   8 / 10

Features   7 / 10

Customer service   8 / 10

Convenience   10 / 10

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Best interest rate.

Price   10 / 10

Features   5 / 10

Customer service   4 / 10

Convenience   5 / 10

Trust   6 / 10

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Not the most competitive term deposit rates available. Good customer service and access to Branches & ATMs.

Price   6 / 10

Features   5 / 10

Customer service   8 / 10

Convenience   9 / 10

Trust   8 / 10

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They are not at all competitive with their rates. We used to use them 4-5 years ago, and even when we showed how much better competitor rates where, they wouldn't match them so we went to other institutions that provided good rates.

Price   0 / 10

Features   0 / 10

Customer service   3 / 10

Convenience   7 / 10

Trust   3 / 10

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I have been a customer at this Bank for many years and hold a decent amount of money there and I have never owed anyone a single cent but when I wanted a credit card they would not give me one saying that my income was insufficient. I hold a credit card with another bank and I have never paid interest as I pay it off in full each month.

Price   4 / 10

Features   2 / 10

Customer service   5 / 10

Convenience   6 / 10

Trust   5 / 10

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It is a breath of fresh air to find a bank where the customers are treated as though they belong and not just a number to the bottom line and the companies shareholders. I moved my funds to a term deposit with MCU because the bigger banks simply did not care and most of their branches close to me had closed making a face to face enquiry impossible. MCU were offering term deposit rates far above the bigger banks and all I had to do was go into the branch and talk to someone, my account was setup and my funds transferred in an instant.

Price   10 / 10

Features   0 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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It's a pretty standard offering. I would like more communication when the term is maturing. That would be good.

Price   7 / 10

Features   7 / 10

Customer service   5 / 10

Convenience   6 / 10

Trust   7 / 10

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Staff are friendly and knowledgeable. Branch is easy to access and it's easy to get in contact with them. They are one of the few who are sympathetic to aged people.

Price   10 / 10

Features   0 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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This bank started out as a Building Society, and became a Bank after getting more and more of what it needed. I'm been with them all along, since I live in the greater Wollongong area. They are great!

Price   9 / 10

Features   8 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Poor interest rates hardly worth it when you take inflation into account.

Price   9 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

Less

The branch staff are friendly and keen to provide top service. I have a substantial amount on a term deposit which recently matured. To help me, the branch manager referred the matter to the appropriate person in Head Office seeking a better interest rate than that advertised. As a result I was offered a rate 0.3% above the advertised rate for a 12 month term.

Price   9 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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I am very happy banking with Commonwealth. I had a few scares here and there but the took over and handled everything, much to my admiration. Everything was fixed in no time. They are always willing to offer good advice. Just wanted to give a big thanks to Commonwealth.

Price   8 / 10

Features   5 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   9 / 10

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I have had a few security issues with my Term Deposit.

Price   6 / 10

Features   6 / 10

Customer service   6 / 10

Convenience   6 / 10

Trust   6 / 10

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