My review relates to Westpac/RAMS, the term deposit was quick to set up, however, the $250 minimum deposit without withdrawals seems a little excessive for the financial return. In saying that there is little in the market that betters their terms.
Put $5K in a term deposit and received a good rate of interest for my money, without having to put the usual $10K. Was pleased with service received from my local branch, near home.
Great personal service and teller systems when the big four were virtually forcing every one to electronic. Much more customer orientated and friendly service and not as greedy as big banks because they are community banks. They also have a separate term deposit, Port Phillip fund with higher interest, available, but it is not so secure.
P&N Bank staff are some of the friendliest and most helpful that I have ever dealt with. Their products are super competitive and so easy to use.
Online application can be confusing and telephone staff cannot always help with what appears to be a disjunctive office. They will however negotiate better interest rate if asked. THE WORST, ANNOYING THEATRE ADS IN THE CIVILISED WORLD.
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