People's Choice have been my bank for over thirty years now. I switched to them on the recommendation of a friend and have never looked back. The staff have always been extremely helpful, both in person and on the phone; and their assistance with putting together a term deposit after my mother died was exceptional. They were also incredibly compassionate when I was in branch to close my mother's account after her death and transfer her term deposit to myself, giving me tea and being extraordinarily comforting during the process, going above and beyond any other financial institution I've dealt with. In fact, I had convinced both my parents to switch banks because I was so impressed with People's Choice, my father who is French, would always tell me how much he enjoyed the banking experience and how helpful and kind they were to him, especially with the language barrier when he set up his own term deposit. I highly recommend People's Choice for all forms of banking, and their Term Deposit is very well explained and set out, the interest rates earned are competitive and if you wish to withdraw interest when the rollover date arrives, one has several options on how to do that--you can either withdraw the interest earned at the year end of the period and roll over the original amount of the Term Deposit, or you can rollover the total of the Term Deposit with the interest earned for another year, or you can have your interest earned deposited into your bank account twice a year while your Term Deposit itself is rolled over for another period. The flexibility is excellent and the assistance I have recieved every time I talk to a staff member has been second to none. To that end, I suggest joining People's Choice today.
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Suncorp Bank offer very good service levels at my local branch,often recommended to other people at often times.
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macquarie bank
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excellent
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Every time I have re-invested my mum's money, the interest rate is great, but 2 to 3 days before it is due to be re-invested , they say the interest rate has dropped ! This happened last year as well.
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they have always been excellent! Because we moved from Qld to NSW we don't have a branch in our tiny town?
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Great tetm deposit rates, easy to set up on line, plenty of notice before maturity. Finding the current rate on maturity to roll over to took some searching for
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Not a very good interest rate on their term deposits compared with other banks
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I have used the Heartland Bank for Tem deposit, I found them to be very respectful welcoming and they really cared by ensuring everything went well with my transactions . Any phone conversations I had with them always resulted in my complete satisfaction. I was very pleased with my interest rate results.
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Like the bank but too many branches closing making it harder for senior people
More Commonwealth Bank term deposit customer reviewsI rang this morning to confirm that my account has been set up and the wait on the phone isn't too long and the person on the phone was quite informative and patient.
I like the convenience of online banking. However, some people would prefer to be able to go into a branch
More ING term deposit customer reviewsRange of accounts, convenience of savings accounts and day to day accounts together.Ease of using website
More ING term deposit customer reviewsING has a range of different accounts. The savings maximiser is great for short term goals and the term deposit for long term investment. The online site is so easy to use.
More ING term deposit customer reviewsI found products , services , very good the down side is there other places with slity higher interest rates other than that there excellent
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Different interest rates apply to different amounts or different interest payment frequencies.
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