Bendigo Bank personal loans

4.0
Based on 209 Bendigo Bank personal loan product reviews.
Fact Checked

Since its humble beginnings as a credit union in regional Victoria 150 years ago, Bendigo Bank has become a popular pick among Australians looking for an alternative to the big banks. With the environment in mind, Bendigo Bank offers competitive fixed rate loans for “green” purchases and personal loans to help finance other dream buys. Bendigo Bank’s Green Personal Loan (Secured) product also won an award in the 2024 Mozo Experts Choice Awards. Scroll down for the features and benefits of choosing Bendigo Bank as your personal loan provider.

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Last updated 12 December 2024 Important disclosures and comparison rate warning*

Bendigo Bank personal loans

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    12.79 % p.a.
    Comparison rate from
    14.89 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $150
    No Partner link

  • Secured Personal Loan

    • Fixed
    Interest rate from
    7.79 % p.a.
    Comparison rate from
    8.51 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Green Personal Loan

    • Fixed, Secured
    Interest rate from
    5.49 % p.a.
    Comparison rate from
    5.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    No Partner link

  • Green Personal Loan

    • Fixed, Unsecured
    Interest rate from
    7.49 % p.a.
    Comparison rate from
    8.52 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $150
    No Partner link

  • Student Secured Personal Loan

    • Fixed
    Interest rate from
    7.79 % p.a.
    Comparison rate from
    7.93 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $100
    No Partner link

  • Student Unsecured Personal Loan

    • Fixed
    Interest rate from
    9.99 % p.a.
    Comparison rate from
    9.99 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $0
    No Partner link

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Bendigo Bank personal loan ratings

Overall customer rating for Bendigo Bank personal loans

4.0
Based on 209 product reviews.

Customer reviews

Important disclosures

Bendigo Bank products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.