

Mozo experts choice awards won:
- Exceptional Value Car Insurance - 2024
- Exceptional Value Young Driver Insurance - 2024
Comprehensive Car Insurance
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Monthly premiums
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Yes
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Choice of repairer
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No
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Choice of excess
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$800 flat excess fee
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Agreed or market value
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Agreed
Available discounts
- Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply.
- Monthly premiums available
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Yes
- Choice of repairer
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No
- Choice of excess
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$800 flat excess fee
- Agreed or market value
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Agreed
- Discounts available
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Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply.
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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No
- Genuine parts
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Yes - If car is under 3 years old.
- New car if written off
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Yes - within 15,000km of original registration
- Windscreen cover
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Yes - one claim can be made per Insurance Period, with $0 windscreen excess
- Personal property cover
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No
- Replacement key cover
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Up to $1,000 if stolen
- Baby capsule or child seat cover
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Up to $1,000
- Trailer or caravan cover
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Up to $1,000 for trailer only.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable costs. Up to $500 accommodation and travel cost if greater than 200km from home
- Rental car after theft
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Yes - Up to 21 days, max $80 per day after a covered event
- Rental car after accident
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Yes - Up to 21 days, max $80 per day after a covered event
- Rental car liability
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No
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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No additional excess for young drivers. $3,000 for unlisted drivers
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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Optional benefit to boost the Single Car Value by 15%, it will be shown on your Insurance Certificate
- Online discount
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n/a
- Multi-policy discount
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-
- No claim discount
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No
- Low km discount
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No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.