7.4/10

Based on 9684 St.George product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

St.George term deposits

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

St.George offers the following term deposits

Rates and fees verified as correct at 20 September 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Best rate (up to 1 year) Minimum Deposit Interest paid to another bank?
Term Deposit

4.00% p.a.10 months ($1,000 to $2,000,000)

$1,000.00

yes

Term Deposit - Special Offer

4.80% p.a.1 year ($1,000 to $5,000,000)

$1,000.00

yes

How are St.George term deposits rated?

Mozo users have rated St.George term deposits on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of term-deposits
St.George term deposits customer reviews
Overall
7.7/10
Price
7.3/10
Features
6.6/10
Customer service
7.8/10
Convenience
8.1/10
Trust
8.0/10
Based on 216 St.George product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent St.George term deposit reviews

St.George Term Deposit
Overall 8/10
Difficulties in the branch

I find it very hard to get into the bank as there are no disabled parking spots and the bank is on a busy main road. My bank is a combination of St George’s and another bank. Very often people don’t realise St George’s has a branch in that town. I’m sure this must lose you a lot of customers. The staff are very patronising when dealing with me. I’m a domestic violence victim, wheelchair dependent, and also I have been on the rough end of a lot of carer abuse. I didn’t really want to tell the staff but my ex had access to the accounts and had withdrawn all of my savings. It took them over an hour to alter my password (2 workers) because they kept asking me if I was ok and tutting, and heaving big sad sighs. What people like me need is NOT a sympathetic ear at the local branch. No. What we actually want is someone at the bank to assure me that everything’s confidential and they will do their best to protect the account from being accessed by anyone else. My local branch was closed. I almost moved to another bank because I’m not too keen on this one I go to.

Read full review

I find it very hard to get into the bank as there are no disabled parking spots and the bank is on a busy main road. My bank is a combination of St George’s and another bank. Very often people don’t realise St George’s has a branch in that town. I’m sure this must lose you a lot of customers. The staff are very patronising when dealing with me. I’m a domestic violence victim, wheelchair dependent, and also I have been on the rough end of a lot of carer abuse. I didn’t really want to tell the staff but my ex had access to the accounts and had withdrawn all of my savings. It took them over an hour to alter my password (2 workers) because they kept asking me if I was ok and tutting, and heaving big sad sighs. What people like me need is NOT a sympathetic ear at the local branch. No. What we actually want is someone at the bank to assure me that everything’s confidential and they will do their best to protect the account from being accessed by anyone else. My local branch was closed. I almost moved to another bank because I’m not too keen on this one I go to.

Price
5/10
Features
8/10
Customer service
3/10
Convenience
1/10
Trust
6/10
Less
Jenny, New South Wales, reviewed 9 days ago
St.George Term Deposit
Overall 10/10
St George all the way

I like St George Bank because it takes special care of its members. The term deposit rate offered was very competitive compared to the big 4. The pros is that their customer service is excellent and i honestly do not have any negative points about this bank.

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I like St George Bank because it takes special care of its members. The term deposit rate offered was very competitive compared to the big 4. The pros is that their customer service is excellent and i honestly do not have any negative points about this bank.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Sylvia, New South Wales, reviewed over 3 years ago
St.George Term Deposit
Overall 6/10
Trustworthy and reliable

I've been with this bank since I was a child. I've had home loans and long term deposits with them as well. I trust this bank but I wish they would give better deals for their long term customers like myself.

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I've been with this bank since I was a child. I've had home loans and long term deposits with them as well. I trust this bank but I wish they would give better deals for their long term customers like myself.

Price
6/10
Features
2/10
Customer service
7/10
Convenience
5/10
Trust
7/10
Less
Aldo, New South Wales, reviewed over 3 years ago
St.George Term Deposit
Overall 6/10
Ease of use but noncompetitive interest rates

Pros are that it's simple to use and understand. They do give loyalty interest rate bonus. However, interest rates are too low.

Read full review

Pros are that it's simple to use and understand. They do give loyalty interest rate bonus. However, interest rates are too low.

Price
4/10
Features
4/10
Customer service
5/10
Convenience
7/10
Trust
8/10
Less
Phillip, New South Wales, reviewed about 4 years ago
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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Term deposit quick links