Judo Bank term deposits

3.5
Based on 24 Judo Bank term deposit product reviews.
Fact Checked
Last updated

Judo Bank is an Australian challenger bank that focuses on financial services for small and medium-sized enterprises (SMEs). For individual banking, it offers SMSF and individual term deposit products.

Individual term deposits have features such as:

Last updated 12 April 2025 Important disclosures

Judo Bank term deposits

Government Deposit Guarantee: Funds protected up to $250k
  • Term Deposit

    Best rate
    4.80 % p.a.
    for 6 months
    ($1,000 to $2,000,000)
    Next best option
    4.75 % p.a.
    for 3 months
    ($1,000 to $2,000,000)
    Go to site
    • 0.10% added loyalty bonus at renewal
    • Option to have interest paid to another bank
    • Winner of the Mozo Experts Choice Awards 2025^ for Term Deposits.
  • SMSF Term Deposit

    Best rate
    4.80 % p.a.
    for 6 months
    ($1,000 to $2,000,000)
    Next best option
    4.75 % p.a.
    for 3 months
    ($1,000 to $2,000,000)
    Go to site
    • Interest paid monthly, yearly, or at maturity
    • Choose from terms of 3 months up to 5 years
    • Only accessible to SMSFs with two or up to four individual trustees or one corporate trustee.

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Judo Bank term deposit ratings

Overall customer rating for Judo Bank term deposits

3.5
Based on 24 product reviews.

Customer reviews

Important disclosures

Judo Bank products

Term deposit quick links

Judo Bank term deposits: FAQs

Is Judo Bank safe?

In general, term deposits are safe. Also, as an authorised deposit-taking institution (ADI), deposits with Judo Bank are covered by the Government's Financial Claims Scheme for up to $250,000 in the unlikely event of a failure.

What is the minimum and maximum deposit amount?

Judo Bank is on the lower end of minimum deposits at $1,000. It has a maximum deposit allowance of $2,000,000.

Are there any fees associated with Judo Bank term deposits?

There are no establishment or account-keeping fees for Judo Bank term deposits.


* Different interest rates apply to different amounts or different interest payment frequencies.

^See information about the Mozo Experts Choice Term Deposit Awards

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