8.3 / 10

based on 59 UniBank reviews as rated by Mozo community

UniBank savings accounts

UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.

UniBank offers the following savings accounts

Rates and fees verified as correct at 22 June, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate Maximum rate Govt deposit guarantee
Cash Management Account

0.15% p.a.(for $5,000 and over)

No Current Offer

Yes up to $250,000

Mighty Saver Account

0.10% p.a.(for $0 and over)

1.25% p.a. (for $0 and over)

Yes up to $250,000

Online Savings Account

0.50% p.a.(for $2,000 and over)

No Current Offer

Yes up to $250,000

Reward Saver Account

0.10% p.a.(for $0 and over)

0.75% p.a. (for $0 and over)

Yes up to $250,000

How are UniBank savings accounts rated?

Mozo users have rated UniBank savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
UniBank savings accounts
Overall
8.5/10
Price
Features
Customer service
Convenience
Trust

22 Reviews

Recent UniBank savings account reviews

UniBank Reward Saver Account review
Overall 10/10
A great savings account option

Great interest rate, and encourages you to save by having a minimum of $50 deposit per month to earn bonus interest, which is very manageable. Customer service is great.

Read full review

Great interest rate, and encourages you to save by having a minimum of $50 deposit per month to earn bonus interest, which is very manageable. Customer service is great.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Jess, Victoria, reviewed 10 months ago
UniBank Reward Saver Account review
Overall 10/10
Awesome bank for uni student.

Awesome bank for uni students that gives rewards for everyday spending. App is flawless and deposit/withdraw is very simple. Con is for the savings account, interest rate is pretty bad. Other than that, for everyday spending it is perfect.

Read full review

Awesome bank for uni students that gives rewards for everyday spending. App is flawless and deposit/withdraw is very simple. Con is for the savings account, interest rate is pretty bad. Other than that, for everyday spending it is perfect.

Price
10/10
Features
10/10
Customer service
7/10
Convenience
9/10
Trust
10/10
Less
Ryan, New South Wales, reviewed 12 months ago
UniBank Savings Account review
Overall 8/10
Good

Wouldn't change banks any time soon :)

Read full review

Wouldn't change banks any time soon :)

Price
7/10
Features
6/10
Customer service
8/10
Convenience
7/10
Trust
8/10
Less
Kim, Queensland, reviewed about 6 years ago
UniBank Savings Account review
Overall 10/10
Great & way better than a bank!!!

I've been with UniCredit for about 20yrs, after being with banks prior to that it's been fantastic being with an organisation that works on how they can look after their customers & not just line their pockets. One example of this was when a new rule came in making all banks etc start charging ATM fees for use of ATMs other than their own. UniCredit decided that to offset this they would make other ways of paying/withdrawing free. The only negative is that they don't have a lot of branches but if that doesn't bother you they are great in every way.

Read full review

I've been with UniCredit for about 20yrs, after being with banks prior to that it's been fantastic being with an organisation that works on how they can look after their customers & not just line their pockets. One example of this was when a new rule came in making all banks etc start charging ATM fees for use of ATMs other than their own. UniCredit decided that to offset this they would make other ways of paying/withdrawing free. The only negative is that they don't have a lot of branches but if that doesn't bother you they are great in every way.

Price
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
Kristy, Western Australia, reviewed about 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Savings account quick links