8.1/10

Based on 60 UniBank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

UniBank credit cards

Founded in 1964, UniCredit has been offering financial services to people working and studying in tertiary and post-secondary education, including their families, as well as the broader education sector in general. After its merger with Teachers Mutual Bank, effective from 1 August 2015, Unicredit became UniBank and continues to offer its members banking products, including  credit cards.

In 2023, Unibank even took out a Mozo Experts Choice Award for Best No Annual Fee Credit Card.

What credit cards do UniBank offer?

Check out the kind of credit cards you can get with UniBank:

Rates and fees verified as correct at 21 June 2024. Other information correct at the time of writing. Advertiser disclosure.

Low rate credit cards

A low rate credit card with UniBank is a great way to help you manage your purchases, particularly if you can’t always pay off the total balance every month. 

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

7.90% p.a. for 6 months then 11.50% p.a.

7.90% p.a. for 6 months and then 11.50% p.a.

$0

55

Low fee credit cards

Looking for a low fee credit card? Then check out the Unibank card, which comes with no annual fee plus up to 55 days interest-free on your purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

7.90% p.a. for 6 months then 11.50% p.a.

7.90% p.a. for 6 months and then 11.50% p.a.

$0

55

How are UniBank credit cards rated?

Mozo users have rated UniBank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
UniBank credit cards customer reviews
Overall
10.0/10
Price
10.0/10
Features
10.0/10
Customer service
9.0/10
Convenience
10.0/10
Trust
10.0/10
Based on 1 UniBank product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent UniBank credit card reviews

UniBank Credit Card
Overall 10/10
Good.

It's a good credit card.

Read full review

It's a good credit card.

Price
10/10
Features
10/10
Customer service
9/10
Convenience
10/10
Trust
10/10
Less
Kit, New South Wales, reviewed about 4 years ago

What do you need to apply for a UniBank credit card?

After going through all the different credit cards in the market, if you think that a UniBank Credit card suits you best, you can head over to their website directly to file and application.

To be eligible for a UniBank credit card, you’ll need to be:

Credit card quick links