Product | Interest rate from | Comparison rate from | Upfront fee |
---|---|---|---|
All Purpose Loan (Fixed, Unsecured) |
8.75% p.a. |
9.44% p.a.based on $10,000 |
$100.00 |
All Purpose Loan (Variable, Unsecured) |
11.99% p.a. |
12.69% p.a.based on $10,000 |
$100.00 |
Car Loan (Fixed, Secured) |
6.14% p.a. |
6.82% p.a.based on $10,000 |
$100.00 |
Car Loan (Variable, Secured) |
8.99% p.a. |
9.68% p.a.based on $10,000 |
$100.00 |
Unsecured personal loan
Dubbed the “All Purpose Loan”, this unsecured loan is a good all-rounder. As well as being UniBank’s only loan type suitable for debt consolidation, you can also take it out for a home reno or wedding. The interest rate is variable, meaning UniBank may decide to change it over the loan term. The All Purpose Loan is an unsecured loan so you won’t need to tie it to an asset, you’ll just pay slightly higher interest rate. Loan amounts start from $2,000 to $80,000 and can be repaid on a term of up to six years. You can make extra repayments and pay zero fees, plus a fee-free redraw facility is also available to withdraw funds from any extra loan repayments. No break fees apply to the All Purpose Loan, and another bonus is the lack of monthly account-keeping costs with the exception of a one-off starter fee.
Car loan
Vintage car lovers looking for a loan, this type could be your one. The UniBank car loan finances new or used cars up to ten years old, plus classic cars 30+. Loan features are almost identical to the All Purpose Loan listed above, but you have the option to secure the vehicle against the loan for a lower variable interest rate. Loan amounts begin at $2,000 up to the $50,000 mark. With the UniBank car loan you can jazz up your car with accessories and include the cost in the grand total.
Travel loan
A UniBank travel loan helps finance holidays that cost between $2,000 to $30,000 and is repaid over a maximum term of five years. Not only does this product have the same nifty features as the UniBank’s All Purpose Loan , you can enjoy your holiday and pay less in interest thanks to a lower variable rate.
It won’t take long to get your UniBank personal loan up and running. Just take a few minutes and become a member (unless you are) before printing and filling out the application form found online. If you don’t want to mail or fax it to the WA office, call UniBank and apply verbally.
To apply for a personal loan with People’s Choice you will need:
Mozo users have rated UniBank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
5 Reviews
I need loan to pay up my school fee.
Read full reviewI need loan to pay up my school fee.
I was inquiring about the card status. The first rep I couldn't understand at all. He said he was going to transfer me, but disconnected the call. The second rep transferred me to someone else. She was fine until I started asking questions. Then her tone became rude and annoyed. She couldn't handle someone who was upset and tried to not even honor my request for a supervisor until I forced her to. The supervisor pretty much admitted that this is the culture they have.they do not have supervisors available for reps when they have a request for one. As someone whose worked in customer service one the phones in different industries I find it to be disturbing. It is not a company I ever will deal with again and I would highly discourage anyone else from dealing with them as well.
Read full reviewI was inquiring about the card status. The first rep I couldn't understand at all. He said he was going to transfer me, but disconnected the call. The second rep transferred me to someone else. She was fine until I started asking questions. Then her tone became rude and annoyed. She couldn't handle someone who was upset and tried to not even honor my request for a supervisor until I forced her to. The supervisor pretty much admitted that this is the culture they have.they do not have supervisors available for reps when they have a request for one. As someone whose worked in customer service one the phones in different industries I find it to be disturbing. It is not a company I ever will deal with again and I would highly discourage anyone else from dealing with them as well.
Customer service support and assistance is outstanding always friendly and happy to help.
Read full reviewCustomer service support and assistance is outstanding always friendly and happy to help.
The convenience of a smaller bank, with a competitive interest rate on my personal loan makes it a definitely my first choice for any new bank accounts I would open in the future.
Read full reviewThe convenience of a smaller bank, with a competitive interest rate on my personal loan makes it a definitely my first choice for any new bank accounts I would open in the future.