If you’re in the market for a low rate business credit card, but aren’t fussed with having flashy perks, then look no further than the 2019 Mozo Experts Choice Award winning BankSA Visa Business Card. This budget-friendly piece of plastic features a low 9.99% purchase and an even more impressive $55 annual fee. Samsung and Google Pay are also both available with this card.
Whether you’ve just started your business or have been in the game for a while, the BankSA Visa Business Card could be your next plastic match. With a 9.99% purchase rate and up to 55 interest free days, you’ll be able to purchase whatever your business needs, while paying off your balance as you go.
Although there is no rewards program with this card, business owners will be treated to complimentary insurance against fraudulent use and any unauthorised charges made on your card, helping keep your plastic and personal details secure.
But if you’re planning on taking this card overseas or making some purchases for your business on an overseas website, bear in mind that there is a 3.00% foreign exchange margin, which is a pretty standard rate amongst most credit cards. You should also avoid withdrawing cash with this card, as there is a hefty 17.15% cash advance rate.
The BankSA Visa Business Card could be a great choice for business owners who are likely to pay interest on their credit car balance and can make use of the low purchase rate.
The BankSA Visa Business Card is one of the more basic credit cards on the market, so there is no rewards programs or other perks included with this card. If you are interested in earning points or other rewards, you might want to consider another card.
9.99% p.a.
none
No current offer
none
17.15% p.a.
55
$55.00
none
none
none
$15.00
2%, Max $15
3.00%
$2.00
$10.50
$55.00
$10.00
2.0
yes
none
Apple Pay, Google Pay, PayID, Samsung Pay
Complimentary insurance against fraudulent use and unauthorised charges.
This product is not currently reviewed.
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