Visa Business Card card image

BankSA Visa Business Card

Advertiser disclosure
Purchase rate
9.99% p.a.
Balance transfer rate
No current offer
Annual fees
Interest free days on purchases

Mozo editorial review BankSA Visa Business Card - last updated: 19 November 2021

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What's hot
  • 2020 Mozo Experts Choice Award
  • Low $55 annual card fee
  • Complimentary insurance against fraudulent use and unauthorised charges
  • Low 9.99% purchase rate
What's not
  • No rewards program available
Mozo snapshot

If you’re in the market for a low rate business credit card, but aren’t fussed with having flashy perks, then look no further than the 2020 Mozo Experts Choice Award winning BankSA Visa Business Card. This budget-friendly piece of plastic features a low 9.99% purchase and an even more impressive $55 annual card fee. Samsung and Google Pay are also both available with this card. 

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Key features

Whether you’ve just started your business or have been in the game for a while, the BankSA Visa Business Card could be your next plastic match. With a 9.99% purchase rate and up to 55 interest free days, you’ll be able to purchase whatever your business needs, while paying off your balance as you go. 

Although there is no rewards program with this card, business owners will be treated to complimentary insurance against fraudulent use and any unauthorised charges made on your card, helping keep your plastic and personal details secure. 

But if you’re planning on taking this card overseas or making some purchases for your business on an overseas website, bear in mind that there is a 3.00% foreign exchange margin, which is a pretty standard rate amongst most credit cards. You should also avoid withdrawing cash with this card, as there is a hefty 17.15% cash advance rate. 

Who is it good for

The BankSA Visa Business Card could be a great choice for business owners who are likely to pay interest on their credit car balance and can make use of the low purchase rate.

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Any catches

The BankSA Visa Business Card is one of the more basic credit cards on the market, so there is no rewards programs or other perks included with this card. If you are interested in earning points or other rewards, you might want to consider another card. 


Rates and fees information correct as at 19 May 2022 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

9.99% p.a.


No current offer


17.15% p.a.


















Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Other benefits

Complimentary insurance against fraudulent use and unauthorised charges.

Customer Reviews

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About BankSA