BankSA credit cards

BankSA
BankSA's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 79 reviews

BankSA offer a range of different credit card packages, so no matter whether you're a rewards junkie or a sensible low rate spender, you’re sure to find a piece of plastic to suit your needs. Check out all the options on offer from BankSA below.

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

What credit cards do BankSA offer?

Low rate credit cards Low rate credit cards

On the other hand, if you tend to let your credit card balance roll over till the next month, you might be better off with a low rate card, to minimise the damage interest is doing to your savings account. Check out the low rate credit cards on offer from BankSA below.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

1.00% p.a. for 12 months then 13.24% p.a.

0% p.a. for 18 months

$55 $0 in the first year for existing BankSA customers

55

Go to site

1.00% p.a. for 12 months then 12.74% p.a.

0% p.a. for 18 months

$99 $0 in the first year for existing BankSA customers

55

Go to site

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Low fee credit cards Low fee credit cards

If you consistently pay your credit card bill on time you’re probably saving a bundle in interest. So don’t let that go to waste by paying high annual fees - instead, opt for a no fee credit card option from BankSA. Great for the savvy credit card user, your dollars won’t go astray with this piece of plastic.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

1.00% p.a. for 12 months then 20.49% p.a.

0% p.a. for 18 months

$0

55

Go to site

1.00% p.a. for 12 months then 13.24% p.a.

0% p.a. for 18 months

$55 $0 in the first year for existing BankSA customers

55

Go to site

Hide

Rewards credit cards Rewards credit cards

Want to be rewarded for your spending? Then add a BankSA rewards credit card to your wallet. Not only can you redeem points in return for a bunch of cool stuff, but if you opt for a premium rewards card, you can also cash in on extra features like your own personal concierge. Just remember that these cards come with higher rates and fees in return for all those perks.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

1 point per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$79 $0 in the first 1 year

Go to site

0.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$79 $0 in the first 1 year

Go to site

1 point per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$99 $0 in the first 1 year

Go to site

0.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$99 $0 in the first 1 year

Go to site

1.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$279 $0 in the first 1 year

Go to site

0.75 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$279 $0 in the first 1 year

Go to site

Hide

Prestige cards Prestige cards

Looking for a premium credit card without the premium price tag? BankSA has got you covered. Although you could opt for the pricier premium rewards cards, if you’re not concerned about earning freebies with your spending, but you do want perks like complimentary insurance, you can save a bundle by opting for the less rewards heavy platinum offering from BankSA. Check it out below.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

1 point per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$99 $0 in the first 1 year

Go to site

0.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$99 $0 in the first 1 year

Go to site

1.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$279 $0 in the first 1 year

Go to site

0.75 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$279 $0 in the first 1 year

Go to site

1.00% p.a. for 12 months then 12.74% p.a.

0% p.a. for 18 months

$99 $0 in the first year for existing BankSA customers

Go to site

Hide

Frequent flyer credit cards Frequent flyer credit cards

Just know that all your rewards points are going to wind up redeemed for flights? Then why not streamline the process and bag on of BankSA’s Qantas cards, so your points will be automatically credited to your frequent flyer account? And with a choice of classic, platinum or signature, there’s a card to fit every budget.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

0.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$79 $0 in the first 1 year

Go to site

0.5 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$99 $0 in the first 1 year

Go to site

0.75 points per dollar on Visa, uncapped

1.00% p.a. for 12 months then 19.49% p.a.

0% p.a. for 18 months

$279 $0 in the first 1 year

Go to site

Hide

Frequently Asked Questions about BankSA credit cards

    How many interest free days will I get with a BankSA credit card?

    What fees might I be charged?

    Can I use my BankSA credit card for a balance transfer?

    Can I use paypass with my BankSA credit card?

    Can I use my BankSA credit card while I’m travelling overseas?

    What rewards options do I have with my BankSA rewards credit card?

    What kind of insurance options does my BankSA credit card offer?

How are BankSA credit cards rated?

Mozo users have rated BankSA credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

BankSA credit cards

Overall 6.9*

Price

Features

Customer service

Convenience

Trust

79 Reviews

* Overall rating based on reviews in the past 12 months.

Recent BankSA credit card reviews Recent BankSA credit card reviews

BankSA

BankSA Vertigo Platinum credit card review

Overall rating   9 / 10

Competitive rates

Great service, except when visiting the branch the wait is too long.

Full review

Great service, except when visiting the branch the wait is too long.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Judith (SA), reviewed 8 months ago

BankSA

BankSA credit card review

Overall rating   3 / 10

Great customer service

The interest rates on credit cards are too high.

Full review

The interest rates on credit cards are too high.

    Price   0 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Megan (SA), reviewed 10 months ago

BankSA

BankSA Amplify Platinum (Rewards) credit card review

Overall rating   8 / 10

Always available to assist.

Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.

Full review

Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Heather (SA), reviewed 10 months ago

BankSA

BankSA credit card review

Overall rating   6 / 10

Decent

Been with them for years so they are good although my pay always goes in later!

Full review

Been with them for years so they are good although my pay always goes in later!

    Price   5 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Caitlin (SA), reviewed 10 months ago

BankSA

BankSA Vertigo credit card review

Overall rating   6 / 10

Good

Interest free balance transfers

Full review

Interest free balance transfers

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Terri (VIC), reviewed 10 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a BankSA credit card? What do you need to apply for a BankSA credit card?

You can apply for a BankSA credit card either online, over the phone or in a branch, as long as you’re 18 or older and a permanent Australian resident. Here are a few things you’ll need when applying for your new piece of plastic.

  • I.D. which could include an Australian driver's licence, Medicare card, passport, birth certificate or proof of age card
  • Personal details like address, phone number etc.
  • Details of your financial situation
  • Your current employment and salary
  • Any other forms of income
  • Any debts you have
  • Any other repayments you're responsible for

Check out our guide on applying for a credit card.

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