Bank Australia credit cards

Bank Australia
Bank Australia's overall rating for credit cards

(as rated by the Mozo community)

7.7 / 10

based on 15 reviews

Formerly known as bankmecu, Bank Australia is a 100% customer owned bank, which is pretty cool. They offer a range of credit cards to suit all budgets and spending styles - so check out all the details below to choose the best one for you!

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do Bank Australia offer?

Low rate credit cards Low rate credit cards

Credit card interest getting you down? Here’s the perfect solution: a low rate credit card from Bank Australia. This is one of the lowest rates on the market today, perfect for keeping down the costs on credit card balances.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

9.39% p.a.

$59

0

Go to site

12.39% p.a.

$0

55


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Low fee credit cards Low fee credit cards

Always pay your credit card bill on time? Good for you! You’re probably saving a bundle in interest. But don’t let that saving savvy go to waste by paying massive annual fees - instead, opt for a no fee credit card from Bank Australia!

Product Purchase rate Balance transfer rate Annual fees Interest free days  

9.39% p.a.

$59

0

Go to site

12.39% p.a.

$0

55


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Rewards credit cards Rewards credit cards

Are you a frequent flyer? Cash in on Qantas frequent flyer points with a rewards credit card from Bank Australia. Plus, enjoy a bunch of cool freebies with this premium offering. Just keep an eye on the interest rate and annual fee - make sure the rewards points are worth it!

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, uncapped

18.24% p.a.

$189


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Prestige cards Prestige cards

If you’re after some luxury on your spend, check out the prestige credit card on offer from Bank Australia. This is a Qantas rewards option, so you’ll earn frequent flyer points on your spend, as well as enjoying premium perks like complimentary travel insurance and your own personal concierge.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, uncapped

18.24% p.a.

$189


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Frequent flyer credit cards Frequent flyer credit cards

If you're looking to save on travel, this card is the perfect addition to your high-flying wallet. Rack up Qantas frequent flyer points with some serious rewards power, plus, enjoy premium perks like free international travel insurance.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, uncapped

18.24% p.a.

$189


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Frequently Asked Questions about Bank Australia credit cards

    How many interest free days will I get with a Bank Australia credit card?

    What fees might I be charged?

    Can I use my Bank Australia credit card for a balance transfer?

    Can I use contactless payment with my Bank Australia credit card?

    Can I use my Bank Australia credit card while I’m travelling overseas?

    What kind of rewards and bonuses does my Bank Australia credit card offer?

    How does Bank Australia protect me from credit card fraud?

How are Bank Australia credit cards rated?

Mozo users have rated Bank Australia credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Bank Australia credit cards

Overall 7.7*

Price

Features

Customer service

Convenience

Trust

15 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Bank Australia credit card reviews Recent Bank Australia credit card reviews

Bank Australia

Bank Australia Visa Credit Card credit card review

Overall rating   8 / 10

Competitive, great value for money.

Bank Australia keeps me informed about their activities and the market. I feel safe with them.

Full review

Bank Australia keeps me informed about their activities and the market. I feel safe with them.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Alexandra (VIC), reviewed 9 months ago

Bank Australia

Bank Australia credit card review

Overall rating   5 / 10

Annoyed

I hate that its only Bpay to pay off credit card, takes a few days to register that I have put money on to my credit card.

Full review

I hate that its only Bpay to pay off credit card, takes a few days to register that I have put money on to my credit card.

    Price   5 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Kylie (NSW), reviewed 9 months ago

Bank Australia

Bank Australia Visa Credit Card credit card review

Overall rating   10 / 10

Great bank to be with will recommend to join

Always helpful - always willing to give help never pushy will never charge interest before calling you.

Full review

Always helpful - always willing to give help never pushy will never charge interest before calling you.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Theo (NSW), reviewed 9 months ago

Bank Australia

Bank Australia Visa Credit Card credit card review

Overall rating   10 / 10

Reliable

    Price   4 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Erin (NSW), reviewed 11 months ago

Bank Australia

Bank Australia credit card review

Overall rating   10 / 10

Positive social values, easy to deal with.

Easy to deal with bank, with positive social values.

Full review

Easy to deal with bank, with positive social values.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Ben (VIC), reviewed 11 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Bank Australia credit card? What do you need to apply for a Bank Australia credit card?

So you’ve decided to apply for a Bank Australia credit card? Great! Here’s what you’ll need:

  • To be over 18
  • To be an Australian citizen or permanent resident
  • A regular income
  • To have never been bankrupt
  • I.D - which could include a driver’s license, medicare card or passport
  • Income details - gross and net salary, employment details and details of any other source of income (e.g. shares)
  • Approximate values of your assets (property, vehicles, savings, superannuation)
  • Details of any liabilities such as loans, other repayments or credit cards

For more info on applying for a credit card, check out our guide.

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