Credit Union SA credit cards

Credit Union SA
Credit Union SA's overall rating for credit cards

(as rated by the Mozo community)

8.1 / 10

based on 8 reviews

An award winning credit card at a very low price? Yes please. The credit card on offer from Credit Union SA won a Mozo Experts Choice Award in 2014 for best low rate credit card, and is still a strong contender on the credit card market today. Check out the specs below.

Rates and fees verified as correct at 08 December, 2016. Other information correct at the time of writing.

What credit cards do Credit Union SA offer?

Low rate credit cards Low rate credit cards

For a no-frills credit card that’s great value for money and lets you spend in the ways you want to, check out the great low rate option from Credit Union SA. If you’re someone who tends to carry a balance or let your credit card bills run away from you, a low impact card like this could be just the thing you need to keep your spending under control.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.49% p.a.

0% p.a. for 6 months

$39

55


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Low fee credit cards Low fee credit cards

If you're someone who pays their full credit card balance off every month without fail, then Credit Union SA's card is still a great option - the low annual fee means you never pay more for your card than you have to.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.49% p.a.

0% p.a. for 6 months

$39

55


Hide

Frequently Asked Questions about Credit Union SA credit cards

    What is the interest free period on my Credit Union SA credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    Can I use my Credit Union SA credit card for a balance transfer?

    Can I use my Credit Union SA credit card while I’m travelling overseas?

    Does payWave work with my Credit Union SA credit card?

    Avoiding credit card fraud

How are Credit Union SA credit cards rated?

Mozo users have rated Credit Union SA credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Credit Union SA credit cards

Overall 8.1*

Price

Features

Customer service

Convenience

Trust

8 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Credit Union SA credit card reviews Recent Credit Union SA credit card reviews

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service

Very helpful in all banking aspects

Full review

Very helpful in all banking aspects

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Patricia (SA), reviewed 9 months ago

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   10 / 10

Simply Great.

They are always ready to help.

Full review

They are always ready to help.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Anne (SA), reviewed about 1 year ago

Credit Union SA

Credit Union SA credit card review

Overall rating   9 / 10

Great easy customer service and great products.

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.

Full review

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Lynette (QLD), reviewed over 1 year ago

Credit Union SA

Credit Union SA credit card review

Overall rating   9 / 10

Glad I made the change!

Credit Union SA have been excellent in the way they have looked after me in the three years I have been a customer. Their customer service is excellent. You speak to a real person when you phone them, plus you get straight through pretty much...

Full review

Credit Union SA have been excellent in the way they have looked after me in the three years I have been a customer. Their customer service is excellent. You speak to a real person when you phone them, plus you get straight through pretty much every time. Their rates are extremely competitive and the lack of fees is wonderful. Their ATMs are very convenient. The only thing lacking is that there are too few actual physical branches.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Chris (SA), reviewed over 1 year ago

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   10 / 10

Very competitive and outstanding service

I found this Bank all I could ask for. I have used a few other banks but I'm afraid they don't even compare to the Credit Union. They listened to me from the very start, really listened then told me what they could do for me and how they could...

Full review

I found this Bank all I could ask for. I have used a few other banks but I'm afraid they don't even compare to the Credit Union. They listened to me from the very start, really listened then told me what they could do for me and how they could help me. I cannot speak highly enough about them. I would not use another bank. Their staff are always very helpful and friendly and always have a smile for their customers.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Kaylene (SA), reviewed about 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Credit Union SA credit card? What do you need to apply for a Credit Union SA credit card?

When you’re ready to apply for a Credit Union SA credit card, you can pop into a branch, call the contact centre, download and fill in an application form or, if you’re a Credit Union SA member, you can fill in an application online.

    When you apply or a credit card, you’ll have to be over 18, and you should have details about your employment, income, assets and debts on hand.

    For more information on how to apply for a credit card, check out our handy guide.

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