Credit Union SA credit cards

Credit Union SA
Credit Union SA's overall rating for credit cards

(as rated by the Mozo community)

8.3 / 10

based on 28 reviews

An award winning credit card at a very low price? Yes please. The credit card on offer from Credit Union SA won a Mozo Experts Choice Award in 2014 for best low rate credit card, and is still a strong contender on the credit card market today. Check out the specs below.

Rates and fees verified as correct at 26 September, 2018. Other information correct at the time of writing.

What credit cards do Credit Union SA offer?

Low rate credit cards Low rate credit cards

For a no-frills credit card that’s great value for money and lets you spend in the ways you want to, check out the great low rate option from Credit Union SA. If you’re someone who tends to carry a balance or let your credit card bills run away from you, a low impact card like this could be just the thing you need to keep your spending under control.

Product Purchase rate Balance transfer rate Annual fees Interest free days

0% p.a. for 6 months then 9.99% p.a.

0% p.a. for 6 months and then 9.99% p.a.

$0

55

10.49% p.a.

0% p.a. for 6 months and then 10.49% p.a.

$39

55


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Low fee credit cards Low fee credit cards

If you're someone who pays their full credit card balance off every month without fail, then Credit Union SA's card is still a great option - the low annual fee means you never pay more for your card than you have to.

Product Purchase rate Balance transfer rate Annual fees Interest free days

0% p.a. for 6 months then 9.99% p.a.

0% p.a. for 6 months and then 9.99% p.a.

$0

55

10.49% p.a.

0% p.a. for 6 months and then 10.49% p.a.

$39

55


Hide

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about Credit Union SA credit cards

What is the interest free period on my Credit Union SA credit card?

What fees might I be charged?

What’s the minimum repayment amount I must make?

Can I use my Credit Union SA credit card for a balance transfer?

Can I use my Credit Union SA credit card while I’m travelling overseas?

Does payWave work with my Credit Union SA credit card?

Avoiding credit card fraud

How are Credit Union SA credit cards rated?

Mozo users have rated Credit Union SA credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Credit Union SA credit cards

Overall 8.3

Price

Features

Customer service

Convenience

Trust

28 Reviews

Recent Credit Union SA credit card reviews Recent Credit Union SA credit card reviews

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   10 / 10

Great customer service and easy to deal with

I HAVE BEEN WITH THEM FOR MANY YEARS AND THERE ARE NO DISLIKES BUT LIKES.

Full review

I HAVE BEEN WITH THEM FOR MANY YEARS AND THERE ARE NO DISLIKES BUT LIKES.

    Price   10 / 10

Less

John, Queensland, reviewed over 1 year ago

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   7 / 10

The best of the best

As far as banks go these r the best

Full review

As far as banks go these r the best

    Price   5 / 10

Less

Katy, South Australia, reviewed over 1 year ago

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service

Very helpful in all banking aspects

Full review

Very helpful in all banking aspects

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Patricia, South Australia, reviewed over 2 years ago

Credit Union SA

Credit Union SA Visa Credit Card credit card review

Overall rating   10 / 10

Simply Great.

They are always ready to help.

Full review

They are always ready to help.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Anne, South Australia, reviewed almost 3 years ago

Credit Union SA

Credit Union SA credit card review

Overall rating   9 / 10

Great easy customer service and great products.

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.

Full review

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Lynette, Queensland, reviewed about 3 years ago

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What do you need to apply for a Credit Union SA credit card? What do you need to apply for a Credit Union SA credit card?

When you’re ready to apply for a Credit Union SA credit card, you can pop into a branch, call the contact centre, download and fill in an application form or, if you’re a Credit Union SA member, you can fill in an application online.

    When you apply or a credit card, you’ll have to be over 18, and you should have details about your employment, income, assets and debts on hand.

    For more information on how to apply for a credit card, check out our handy guide.

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