Credit Union SA home loans

4.4
Based on 18 Credit Union SA home loan product reviews.
Fact Checked

Credit Union SA is the product of a merger between former credit unions Satisfac and Powerstate, both of which were organisations known for their specialist local knowledge. Now South Australia’s third largest credit union, this customer owned banking alternative is carrying on their legacy by funnelling profits right back into their South Australian based membership. Read all about Credit Union SA's home loans below. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 11 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    6.65 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Fixed Rate Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    5.94 % p.a.
    Fixed 3 years
    Comparison rate
    6.83 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link

  • Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.49 % p.a.
    Fixed 3 years
    Comparison rate
    7.09 % p.a.
    Initial monthly repayment
    $3,157
    No Partner link

  • Fixed Rate Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    6.74 % p.a.
    Fixed 3 years
    Comparison rate
    7.34 % p.a.
    Initial monthly repayment
    $3,240
    No Partner link

  • Variable Rate Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.41 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • Variable Rate Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Variable Rate Home Loan Special Offer

    • Investment
    • Principal & Interest
    • LVR<60%
    Interest rate
    6.22 % p.a.
    Variable
    Comparison rate
    6.59 % p.a.
    Initial monthly repayment
    $3,069
    No Partner link

  • Variable Rate Home Loan Special Offer

    • Investment
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • Discounted Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.04 % p.a.
    Variable
    Comparison rate
    7.07 % p.a.
    Initial monthly repayment
    $3,340
    No Partner link

  • Low Deposit Variable Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR<97%
    Interest rate
    7.14 % p.a.
    Variable
    Comparison rate
    7.50 % p.a.
    Initial monthly repayment
    $3,374
    No Partner link

  • Standard Variable Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.24 % p.a.
    Variable
    Comparison rate
    7.31 % p.a.
    Initial monthly repayment
    $3,407
    No Partner link

  • Discounted Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    7.29 % p.a.
    Variable
    Comparison rate
    7.32 % p.a.
    Initial monthly repayment
    $3,424
    No Partner link

  • Standard Variable Rate Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    7.49 % p.a.
    Variable
    Comparison rate
    7.56 % p.a.
    Initial monthly repayment
    $3,493
    No Partner link

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Credit Union SA home loan ratings

Overall customer rating for Credit Union SA home loans

4.4
Based on 18 product reviews.

Customer reviews

Important disclosures

Credit Union SA products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.