Police Credit Union credit cards

Police Credit Union
Police Credit Union's overall rating for credit cards

(as rated by the Mozo community)

9.0 / 10

based on 7 reviews

Police Credit Union has been offering banking solutions to South Australians and Territorians for more than 45 years. They offer a wide range of financial services to their members, such as credit cards, home loans, personal loans and savings accounts.

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

What credit cards do Police Credit Union offer?

Take a look at the kind of credit card you can opt for with Police Credit Union:

Low rate credit cards Low rate credit cards

Getting a low rate credit card is a great way to manage your funds if you can't always pay off the total balance. For low standard interest rates on everyday purchases, look a low rate card with Police Credit Union.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.99% p.a.

$0

44

6.99% p.a.

$0

0


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Low fee credit cards Low fee credit cards

Are you after a low fee credit card? Then it’s a good idea to consider a Police Credit Union credit card, which charges absolutely no annual fee. Apart from this, you’ll also get up to 44 days interest free on credit card purchases.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.99% p.a.

$0

44

6.99% p.a.

$0

0


Hide

Police Credit Union credit card features in a glance

Internet bankingInternet banking

From paying bills to checking account statements, creating an online account for your Police Credit Union credit card can be very handy for accessing your money from the comfort of your couch. The more digital savvy customers can also download the Police Credit Union MoneyMate app to manage their funds through their smartphone.        

Interest free daysInterest free days

Police Credit Union credit cards come with up to 44 interest free days on purchases. But the best way to ensure that you won’t need to pay any interest on the purchases balance, is to always try and pay the full closing balance as shown on every account statement by the due date.

Tap and go Tap and go

You can use your Police Credit Union credit card to make contactless payments via Visa payWave. This means you won’t need to swipe, sign or enter your PIN when making purchases under $100. All you’ve got to do is hover your credit card to the reader for a quick transaction.

Card securityCard security

Your Police Credit Union credit card is protected against any fraudulent transactions under a number of security systems. For instance, the Guardian Fraud Protection Service ensures a safe cover across Internet and mobile banking channels and Verified By Visa is another safety measure, which requests additional security details before a transaction is approved. Just in case you do wind up losing money in a fraudulent transaction, your account will be credited for that amount as long as you notified Police Credit Union promptly.

Overseas transactionsOverseas transactions

Your Police Credit Union credit card can be used to make international transactions when you’re travelling outside Australia, but remember to inform the provider of your travel plans so they can monitor any high risk transactions.

Additional cardholderAdditional cardholder

With a Police Credit Union credit card you can add a close friend or family member as an additional cardholder. The additional cardholder can be issued with a card of their own to make transactions on your Police Credit Union Credit Card account, but don’t forget that you’ll still be the one required to meet the repayment obligations.

How are Police Credit Union credit cards rated?

The Mozo community has rated Police Credit Union Credit Cards on a number of factors ranging from price, features, convenience and customer service.

Police Credit Union credit cards

Overall 9.0*

Price

Features

Customer service

Convenience

Trust

7 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Police Credit Union credit card reviews Recent Police Credit Union credit card reviews

Police Credit Union

Police Credit Union credit card review

Overall rating   10 / 10

Not changing any time soon

Much better than one of the big four banks.

Full review

Much better than one of the big four banks.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sonia (SA), reviewed over 1 year ago

Police Credit Union

Police Credit Union credit card review

Overall rating   10 / 10

Happy

Been with PCU for 28 years, no complaints.

Full review

Been with PCU for 28 years, no complaints.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Eric (SA), reviewed over 1 year ago

Police Credit Union

Police Credit Union credit card review

Overall rating   10 / 10

Great

They are very helpful people and take time to listen.

Full review

They are very helpful people and take time to listen.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Beverley (SA), reviewed over 1 year ago

Police Credit Union

Police Credit Union credit card review

Overall rating   9 / 10

Excellent service, staff exceptional

I have banked with the Police Credit Union since its inception and have nothing but the highest praise for its services provided and for the staff especially. Communication through newsletters is exceptional. I find the staff have members...

Full review

I have banked with the Police Credit Union since its inception and have nothing but the highest praise for its services provided and for the staff especially. Communication through newsletters is exceptional. I find the staff have members interests at heart on several occasions when conducting business there a staff member has suggested a different account type may be beneficial to us. And has proved correct. Problems with a possibly comprised Visa card have been sorted out very promptly and alternatives suggested. New card arrived quickly and this service was really appreciated at a worrying time.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (SA), reviewed about 3 years ago

Police Credit Union

Police Credit Union credit card review

Overall rating   7 / 10

Good service, rates are good

I think they are very informative with all the new products and keep you up to date. Only cons is that they don't loyalty and past history with their bank in to concentration but most banks are the same.

Full review

I think they are very informative with all the new products and keep you up to date. Only cons is that they don't loyalty and past history with their bank in to concentration but most banks are the same.

    Price   6 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Ann (SA), reviewed over 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Police Credit Union credit card? What do you need to apply for a Police Credit Union credit card?

After checking out all the features of the Police Credit Union Credit Card, if you’re convinced that this is the right card for you, you can head over to their website directly to understand the application process. Depending on your prefered mode of communication, you can call their customer care department, send them an email or go to a branch yourself.

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