8.2 / 10

based on 157 reviews as rated by Mozo community

Police Credit Union car loans

Police Credit Union SA/NT provides its members with flexible and fair rate financial products, offering term deposits, savings accounts, home loans, personal loans, debt consolidation, and financial planning services.

Police Credit Union offers the following car loans

Rates and fees verified as correct at 15 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Debt Consolidation Loan (Fixed, Unsecured)

12.90% p.a.

13.19% p.a.based on $30,000
over 5 years

$195

Debt Consolidation Loan (Fixed, Unsecured)

11.90% p.a.

13.25% p.a.based on $10,000
over 3 years

$195

Fixed Rate Car Loan (Secured)

6.69% p.a.

6.96% p.a.based on $10,000
over 3 years

$195

Fixed Rate Car Loan (Secured)

4.69% p.a.

4.96% p.a.based on $30,000
over 5 years

$195

Low Rate Car Loan (Secured, Variable)

4.69% p.a.

4.96% p.a.based on $30,000
over 5 years

$195

Personal Loan (Fixed, Unsecured)

6.90% p.a.

7.17% p.a.based on $30,000
over 5 years

$195

Personal Loan (Fixed, Unsecured)

9.90% p.a.

11.26% p.a.based on $10,000
over 3 years

$195

Variable Rate Car Loan (Secured)

6.99% p.a.

7.26% p.a.based on $30,000
over 5 years

$195

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are Police Credit Union car loans rated?

Mozo users have rated Police Credit Union car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-loans
Police Credit Union car loans
Overall
7.4/10
Price
Features
Customer service
Convenience
Trust

7 Reviews

Recent Police Credit Union car loan reviews

Police Credit Union Fixed Rate Car Loan review
Overall 7/10
Great value, sub par online experience.

Their products are excellent value, but I find their mobile application sub par and under developed. Their credit options are simple and easy to understand, but the sacrifice is the bells and whistles that come with bigger banks.

Read full review

Their products are excellent value, but I find their mobile application sub par and under developed. Their credit options are simple and easy to understand, but the sacrifice is the bells and whistles that come with bigger banks.

Price
8/10
Features
5/10
Customer service
6/10
Convenience
2/10
Trust
9/10
Less
Tom, South Australia, reviewed 7 months ago
Police Credit Union Car Loan review
Overall 8/10
Not sure

Need money for car

Read full review

Need money for car

Price
10/10
Features
10/10
Customer service
9/10
Convenience
10/10
Trust
9/10
Less
Melody, South Australia, reviewed over 5 years ago
Police Credit Union Car Loan review
Overall 9/10
Competitive.

Feel secure, confident and comfortable with this credit union. Have been with them for many years. Moved interstate for 10 years but retained my everyday account with them. Have returned to Adelaide and still have the same everyday a/c and car loan with this credit union. Their cust. service is excellent.

Read full review

Feel secure, confident and comfortable with this credit union. Have been with them for many years. Moved interstate for 10 years but retained my everyday account with them. Have returned to Adelaide and still have the same everyday a/c and car loan with this credit union. Their cust. service is excellent.

Price
9/10
Features
9/10
Customer service
9/10
Convenience
8/10
Trust
9/10
Less
Keith, South Australia, reviewed about 7 years ago
Police Credit Union Car Loan review
Overall 9/10
Amazing customer service

Without People's Choice I'd be lost. Best bank in South Australia by far. Love your bank!!

Read full review

Without People's Choice I'd be lost. Best bank in South Australia by far. Love your bank!!

Price
5/10
Features
10/10
Customer service
8/10
Convenience
10/10
Trust
10/10
Less
Stacey, South Australia, reviewed almost 8 years ago

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