Rates and fees information correct as at 7 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
119,600 points
7,800 points
19,500 points
-
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
Points are credited to the Velocity Frequent Flyer program.
All rewards are redeemed via Velocity.
Earn 1 additional Velocity Point per $1 spent on a Virgin Australia purchase using your Flyer Credit Card.
Receive a $129 Virgin Australia Credit each year.
Earn 30,000 points each month when you spend$1,500 or more on eligible transactions for each of the first 2 months from card approval.
Spend $33,240 (Visa)
Spend $11,818 (Visa)
Spend $233,440 (Visa)
Uncapped
Never
|
20.74% p.a. |
|
|
none |
|
|
0% p.a. for 12 months and then 20.99% p.a. |
|
|
yes |
|
|
20.99% p.a. |
|
|
55 |
|
$149.00 |
|
|
$74 in the first year |
|
|
none |
|
|
none |
|
|
$30.00 |
|
|
2.7%, Min $2.70 |
|
|
3.30% |
|
|
$7.00 |
|
|
$7.00 |
|
|
$39.00 |
|
$30.00 |
|
|
2.0 |
|
|
4 |
|
|
none |
Apple Pay, Samsung Pay
Concierge,
Purchase Protection
Receive a $129 Virgin Australia Gift Voucher each year.
It takes 3 days for my transfer to show up in my credit card. I cannot have payments come out when I need to as the money I transferred is in limbo. I have never had this happen before with any other card.
Read full reviewIt takes 3 days for my transfer to show up in my credit card. I cannot have payments come out when I need to as the money I transferred is in limbo. I have never had this happen before with any other card.
They charge INTL transactions fees even you process the payment via an Australian terminal. Non of the other banks do it.
Read full reviewThey charge INTL transactions fees even you process the payment via an Australian terminal. Non of the other banks do it.
An extremely inefficient organisation. Lodged my paperwork advised conditionally approved. Sent all required tax returns assessments. Every week since application lodged 6 weeks now l receive an sms to say they require fuether paperwork. First call they tell me sorry we have it next time it’s in assessin on it In I each sms requesting further information they tell me they have all paperwork telling me its being assessed. I have no debt own my own home work full time and earn about 5 times their taxable income requirement. Wanted it for velocity points as a gold member. Last call on Friday when they sent a further sms for more information and then told me to ignore the message that it was in assessing was my request to withdraw application. Never wasted so much of my time with any organisation. Do not touch or waste your time hopeless hopeless hopeless.
Read full reviewAn extremely inefficient organisation. Lodged my paperwork advised conditionally approved. Sent all required tax returns assessments. Every week since application lodged 6 weeks now l receive an sms to say they require fuether paperwork. First call they tell me sorry we have it next time it’s in assessin on it In I each sms requesting further information they tell me they have all paperwork telling me its being assessed. I have no debt own my own home work full time and earn about 5 times their taxable income requirement. Wanted it for velocity points as a gold member. Last call on Friday when they sent a further sms for more information and then told me to ignore the message that it was in assessing was my request to withdraw application. Never wasted so much of my time with any organisation. Do not touch or waste your time hopeless hopeless hopeless.
I stopped using the card and had like $10 owed. I thought I payed it off, but apparently I still owed like $2 because of interest, so they charged me a $30 late fee... which they also charged interest on. This was during the peak of the pandemic in Australia. I thought a $30 late fee over petty $2 during a global pandemic was a bit greedy. Resentfully I made the payment, which apparently only went to the account keeping fees, which meant I didn't pay the amount owed, so another $30 was due. I was so confused so I payed all the ridiculous fees plus the interest on their fees and the account fees and tried to close the account. But then they wouldn't let me close it because the account was in credit? Meanwhile they are charging me account keeping fees because they kept my account open. Anyway, I would have let this go... but I've just found out that the situation has totally destroyed my otherwise perfect credit score over the initial $2. BE VERY CAREFUL!
Read full reviewI stopped using the card and had like $10 owed. I thought I payed it off, but apparently I still owed like $2 because of interest, so they charged me a $30 late fee... which they also charged interest on. This was during the peak of the pandemic in Australia. I thought a $30 late fee over petty $2 during a global pandemic was a bit greedy. Resentfully I made the payment, which apparently only went to the account keeping fees, which meant I didn't pay the amount owed, so another $30 was due. I was so confused so I payed all the ridiculous fees plus the interest on their fees and the account fees and tried to close the account. But then they wouldn't let me close it because the account was in credit? Meanwhile they are charging me account keeping fees because they kept my account open. Anyway, I would have let this go... but I've just found out that the situation has totally destroyed my otherwise perfect credit score over the initial $2. BE VERY CAREFUL!
Completely incompetent, zero customer service. Have not done as promised several times over a two week period.
Read full reviewCompletely incompetent, zero customer service. Have not done as promised several times over a two week period.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Clear Credit Card - BT Offer
14.99% p.a.
0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
$99 $49 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
