AAMI home insurance

3.8
Based on 715 AAMI home insurance product reviews.
Fact Checked

AAMI (Australian Associated Motor Insurers)s was founded in 1970, after having provided insurance policies to motor clubs since 1934. It is now part of the Suncorp Network and offers car as well as home building and contents insurance to home owners and renters Australia-wide.

AAMI’s Home Building & Contents Insurance policy won a 2023 Mozo Experts Choice Awards in the Exceptional Value Home & Contents Insurance category. It is also known for its simple claims system and commitment to serving their customers and community. AAMI customers also get access to the AAMI "Lucky Club", which is a rewards program that gives access and discounts to many retail outlets and venues around Australia.

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Important information on terms, conditions and sub-limits.
Last updated 4 December 2024 Important disclosures

AAMI home insurance

  • Home Building Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional extra - full building replacement
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Home Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Home Building & Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional extra - full building replacement
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details

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AAMI home insurance ratings

Overall customer rating for AAMI home insurance

3.8
Based on 715 product reviews.

Customer reviews

Important disclosures

AAMI products

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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Home Insurance Awards