Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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Yes
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Choice of excess
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$650 - $2,000
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Agreed or market value
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Agreed or Market
Available discounts
- No claim discount
- Online discount $50
- If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
- Car Alarm Discount
- Roadside Assistance Discount
No Partner link
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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Yes
- Choice of excess
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$650 - $2,000
- Agreed or market value
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Agreed or Market
- Discounts available
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No claim discount|Online discount $50|If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.|Car Alarm Discount |Roadside Assistance Discount
- Quote time
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- States where offered
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QLD
- Roadside assistance
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Optional Extra
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $500 if damaged or stolen.
- Replacement key cover
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Up to $750 if stolen.
- Baby capsule or child seat cover
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Up to $500 per item
- Trailer or caravan cover
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Up to $750.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs.
- Rental car after theft
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Yes - Up to 21 days, max $75 per day.
- Rental car after accident
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Not at fault - Yes. At fault - Optional Extra. Unlimited days for no at fault and up to 21 days for at fault, max $75 per day.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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Up to $7,500 within 3 months of accident.
- Young driver excess imposed
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$600 for drivers under 25, $1,200 for unlisted drivers under 25, $400 for inexperienced drivers over 25.
- Rideshare cover
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Optional Extra
- Other restrictions
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- Other benefits
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- Online discount
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$50
- Multi-policy discount
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If you combine multiple vehicles into one policy and/or hold 3+ RACQ insurance products.
- No claim discount
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Maximum no claim discount is protected for life against no-fault claims in past 1 year and having held the maximum no claims discount level in past 1 year.
- Low km discount
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false