RACQ is based in Queensland, owned by Queenslanders, and is designed for life in Queensland. So whether you’re driving around town or going off-road, you can protect your wheels in the sunshine state with an RACQ car insurance policy. Check out the details below:
|Product||Monthly premiums available||Maximum no claim discount||Online discount||Choice of repairer|
up to 60%
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That’s up to you. With RACQ insurance, you can opt for either. If you choose low excess, you’ll pay a higher premium, but if you go for the high excess option, your premium will be lower. So it mostly depends on whether you’d rather pay more upfront, or pay more in the event that you make a claim.
In a nutshell, your premium reflects how likely the insurer thinks you are to make a claim. This can be predicted by looking at factors like:
There are a bunch of options for paying your RACQ premium, including:
You can choose to pay the premium in one lump, annual sum or you can make monthly repayments at no extra cost.
Now for the good part - discounts! You’ll want to snag all the discounts you can in order to keep your car insurance policy as affordable as possible. Some that are available from RACQ include:
Your car insurance policy is designed to cover unexpected costs, such as repairs when you’re in an accident. That means it doesn’t cover aging or wear and tear, but it will cover things like:
Although RACQ policies already cover much of the good stuff you need, you may want to add some extra covers. Some you could include in your policy are no claims discount protection, excess free windscreen claim, and cover for a hire car after an accident.
But what about the stuff you can’t put in a table or cover in a FAQs section? If only there was some place to find out how real RACQ customers would rate their policy, in terms of price, coverage and convenience. Oh wait - there is! Check out our customer review section for the details.
If you do have to make a claim on your RACQ car insurance, make sure you have this information handy to make the process go smoothly: