|
Yes |
|
|
Yes |
|
|
Yes, retaining walls, garden borders, pathways and paved areas. |
|
|
Yes |
|
No |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Up to 7 years old |
|
|
No |
|
|
Yes |
|
|
Yes |
|
|
No |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
|
Yes |
|
60 |
|
|
Optional extra - full building replacement |
|
|
Yes |
|
|
$200 |
|
|
true |
|
|
no |
|
|
Online, AAMI/Family Association, combined policy |
|
|
Yes |
|
|
Up to $20,000,000 |
|
|
Buy an eligible Home or Car Insurance policy and save 20% off your 2nd eligible policy online. |
|
|
none |
|
No |
|
|
No |
|
|
Up to 12 months, up to 10% of sum insured |
|
|
No |
|
|
Up to 10% of sum insured combined with demolition cost |
|
|
Up to 10% of sum insured combined with debris removal cost |
|
|
Up to 10% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Advice I would give is to thoroughly read the PDS. AAMI will look for any reason at all not to pay and their PDS is completely geared towards profit, not support. Can only hope that at least one person reads this review and avoids AAMI at all costs. I have been a customer of AAMI for many, many years but have never had to claim on anything until recently. You don't realise how bad a company is until you actually have to make a claim. I had a run of bad luck with two tenants in the last year who have left me in arrears, causing me to struggle significantly. Despite having landlords insurance, AAMI would not pay the first claim as it was just below 4 weeks, and paid roughly $160 for the second, despite being left out of pocket by $3600. Really disappointed - and has made me realise how completely worthless AAMI policies are, and how they hide behind clauses from PDS documents that are never shared at renewal. I will be strongly urging friends and family and anyone I know to avoid at all costs. Will be taking both car and landlords insurance elsewhere.
Read full reviewAdvice I would give is to thoroughly read the PDS. AAMI will look for any reason at all not to pay and their PDS is completely geared towards profit, not support. Can only hope that at least one person reads this review and avoids AAMI at all costs. I have been a customer of AAMI for many, many years but have never had to claim on anything until recently. You don't realise how bad a company is until you actually have to make a claim. I had a run of bad luck with two tenants in the last year who have left me in arrears, causing me to struggle significantly. Despite having landlords insurance, AAMI would not pay the first claim as it was just below 4 weeks, and paid roughly $160 for the second, despite being left out of pocket by $3600. Really disappointed - and has made me realise how completely worthless AAMI policies are, and how they hide behind clauses from PDS documents that are never shared at renewal. I will be strongly urging friends and family and anyone I know to avoid at all costs. Will be taking both car and landlords insurance elsewhere.
It is getting a bit expensive.
Read full reviewIt is getting a bit expensive.
My mother, an 84 year old widow and pensioner, has been a reliable customer with AAMI for more than 50 years. After a very rainy day, her brick fence collapsed. AAMI came out and deemed it due to wear and tear, blaming the roots of ferns for getting into the bricks and causing the fence to fall. We didn't argue with the finding. Instead we asked that they show some goodwill to a loyal customer of 50 years plus. They refused to offer any help whatsoever. I asked if they would even cover the cost of the security fence while mum found someone to build a new one. NO, not even the smallest gesture to show appreciation for more than 50 years of timely payments. On top of that, we were actually finding out how our claim was proceeding through the man who installed the security fence, because AAMI kept ringing him to dismatle the fence before they rang us to tell us our claim and review was unsuccessful.
Read full reviewMy mother, an 84 year old widow and pensioner, has been a reliable customer with AAMI for more than 50 years. After a very rainy day, her brick fence collapsed. AAMI came out and deemed it due to wear and tear, blaming the roots of ferns for getting into the bricks and causing the fence to fall. We didn't argue with the finding. Instead we asked that they show some goodwill to a loyal customer of 50 years plus. They refused to offer any help whatsoever. I asked if they would even cover the cost of the security fence while mum found someone to build a new one. NO, not even the smallest gesture to show appreciation for more than 50 years of timely payments. On top of that, we were actually finding out how our claim was proceeding through the man who installed the security fence, because AAMI kept ringing him to dismatle the fence before they rang us to tell us our claim and review was unsuccessful.
Have provided insurance over many years and have had no issues.
Read full reviewHave provided insurance over many years and have had no issues.
We saved $450 and were given an extra $50,000 coverage.
Read full reviewWe saved $450 and were given an extra $50,000 coverage.