Budget Direct home insurance

Budget Direct has been offering Aussies peace of mind with its insurance policies for more than 20 years, and has organised insurance for over 3 million people. All of its home and contents policies are underwritten by Australian based Auto & General Insurance Company Limited.

Continuing to live up to its top-value name, Budget Direct is multiple-award-winner in the Mozo Experts Choice Home Insurance Awards and Mozo’s 2020 Value Insurer of the Year. So if you want a simple, smart option for insuring your home, check out the home insurance options available from Budget Direct.

Budget Direct offers the following home insurance

Rates and fees verified as correct at 12 April, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement  
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

Optional Extra

Up to 25% of building sum insured

Yes

Home Buildings Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

Optional Extra

Up to 25% of sum insured

Yes

How is Budget Direct home insurance rated?

Mozo users have rated Budget Direct home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Budget Direct home insurance
Overall
6.9/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

172 Reviews

Recent Budget Direct home insurance reviews

Budget Direct Home & Contents Insurance review
Overall 9/10
Insurance.

I like the coverage and price charged for the product. It is straightforward to know what I am insured for.

Read full review

I like the coverage and price charged for the product. It is straightforward to know what I am insured for.

Value for money
9/10
Policy coverage
9/10
Trust
9/10
Less
Siu, Queensland, reviewed 7 days ago
Budget Direct Home & Contents Insurance review
Overall 1/10
Left wife and four kids out in the street.

We had a house fire and lost everything. I don't live at the home, my wife and four kids do, and because I have a criminal record the insurance was cancelled. My wife and four kids are left homeless because of this, both names were on the policy and after a full investigation they found out about my record and cancelled the policy. Four months after the fire they made this decision and they said they will pay two more weeks rent and that's it.

Read full review

We had a house fire and lost everything. I don't live at the home, my wife and four kids do, and because I have a criminal record the insurance was cancelled. My wife and four kids are left homeless because of this, both names were on the policy and after a full investigation they found out about my record and cancelled the policy. Four months after the fire they made this decision and they said they will pay two more weeks rent and that's it.

Value for money
4/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Andrew, Victoria, reviewed 7 days ago
Budget Direct Contents Insurance review
Overall 10/10
Great insurer

I have had nothing but good experiences with Budget

Read full review

I have had nothing but good experiences with Budget

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Lee, Queensland, reviewed 21 days ago
Budget Direct Home Insurance review
Overall 1/10
Keep clear

email from budget trying harder to win my business 2020 quote $2100 2021 quote $6300 they are having a laugh

Read full review

email from budget trying harder to win my business 2020 quote $2100 2021 quote $6300 they are having a laugh

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Kim, New South Wales, reviewed 26 days ago

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