Budget Direct home insurance

Budget Direct has been offering Aussies peace of mind with its insurance policies for more than 20 years, and has organised insurance for over 3 million people. All of its home and contents policies are underwritten by Australian based Auto & General Insurance Company Limited.

Continuing to live up to its top-value name, Budget Direct is multiple-award-winner in the Mozo Experts Choice Home Insurance Awards and Mozo’s 2020 Value Insurer of the Year. So if you want a simple, smart option for insuring your home, check out the home insurance options available from Budget Direct.

Budget Direct offers the following home insurance

Rates and fees verified as correct at 03 December, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement  
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

Optional Extra

Up to 25% of building sum insured

Yes

Home Buildings Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood
(optional)

Yes

Optional Extra

Up to 25% of sum insured

Yes

How is Budget Direct home insurance rated?

Mozo users have rated Budget Direct home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Budget Direct home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

207 Reviews

Recent Budget Direct home insurance reviews

Budget Direct Home Insurance
Overall 1/10
Earthquake denial.

The are denying any damage to my house was caused by the biggest earthquake Victoria has ever seen. Pathetic communication and a disgusting outcome to my claim.

Read full review

The are denying any damage to my house was caused by the biggest earthquake Victoria has ever seen. Pathetic communication and a disgusting outcome to my claim.

Value for money
3/10
Policy coverage
5/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Phil, Victoria, reviewed 1 day ago
Budget Direct Home Insurance
Overall 10/10
Value for money

We use Budget Direct for our home and contents insurance. Their price was the most competitive price that we found for what the policy covered. I liked how flexible the set up of the insurance was, as we could make decisions about what we wanted and did not want covered.

Read full review

We use Budget Direct for our home and contents insurance. Their price was the most competitive price that we found for what the policy covered. I liked how flexible the set up of the insurance was, as we could make decisions about what we wanted and did not want covered.

Value for money
10/10
Policy coverage
10/10
Customer service
8/10
Trust
10/10
Less
Amy, Queensland, reviewed about 1 month ago
Budget Direct Home Insurance
Overall 10/10
good company

good company

Read full review

good company

Value for money
5/10
Policy coverage
5/10
Customer service
5/10
Claims handling
6/10
Trust
10/10
Less
Benjaman, Victoria, reviewed about 1 month ago
Budget Direct Home Insurance
Overall 5/10
I just need my house repaired

Had a water pipe busted and leaking near my house it’s the main water pipe from the meter to my house and water underground could of been leaking for sometime but the pipe ended up cracking and leak water under my home I report the leak in November 2019 just to see if anything would happen and in March 2020 I reported the I had cracks and the doors would not close know it October 2021 still waiting for them to repair the just saying soon shortly in the next four weeks still nothing happens.

Read full review

Had a water pipe busted and leaking near my house it’s the main water pipe from the meter to my house and water underground could of been leaking for sometime but the pipe ended up cracking and leak water under my home I report the leak in November 2019 just to see if anything would happen and in March 2020 I reported the I had cracks and the doors would not close know it October 2021 still waiting for them to repair the just saying soon shortly in the next four weeks still nothing happens.

Value for money
9/10
Policy coverage
9/10
Customer service
2/10
Claims handling
1/10
Trust
3/10
Less
John, New South Wales, reviewed about 2 months ago

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