The details shown below are for the Home Plus Buildings Insurance

The details shown below are for the Home Buildings Insurance

Choose the version of this product that suits you best

  • Home Plus Buildings Insurance

  • Home Buildings Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review NRMA Buildings Insurance

Last updated: 27 January 2021.

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What's hot
  • No claims bonus
  • Underinsurance protection
  • Lifetime guarantee on authorised repairs
What's not
  • Limits on building materials
Mozo snapshot

NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.

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Key features

There are two levels of NRMA Home Insurance: the standard cover and 'Plus' policy option. Both options provide cover for your home for listed events that include fires, vandalism, leaks, flooding, emergency repairs, plus temporary accomodation should you need to vacate your home. The Plus policy simply includes a few extra circumstances and higher limits to your coverage.

If you’ve got a garden and are proud of it, you’ll be happy to know that NRMA Home Plus Insurance covers your plants, tree or shrubs for up to $2,000. Fusion is also covered under this policy for things like pool pumps and aircon, as is accidental damage and underinsurance (up to 25% of the sum insured) just in case repair and replacement costs go beyond your initial valuation.

If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.

But to make your cover a little more personal, you also have the option to add pet cover to your policy just in case anything happens to your cat or dog. You can also add some of the Plus policy features onto the standard cover for an additional premium.

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Who is it good for

NRMA Home Plus Insurance is a good choice for anyone looking to give their home thorough protection against nearly everything. 



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Any catches

As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 (or $1,000 under the standard policy) if an insured event causes loss or damage to the materials.

If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed. 

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $5,000

  • Up to $2,000 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $0

  • true

  • no

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Yes

  • Up to 24 months

  • Up to 24 months

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $1,000

  • No

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra - up to 15 years

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $0

  • true

  • no

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Yes

  • Up to 12 months

  • Up to 12 months

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are NRMA home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.5/10
Policy coverage
8.1/10
Customer service
8.3/10
Claims handling
7.9/10
Trust
8.1/10

Latest reviews of NRMA Buildings Insurance

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About NRMA

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