The details shown below are for the Home Plus Buildings Insurance
The details shown below are for the Home Buildings Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Plus Buildings Insurance |
| | Home Buildings Insurance |
Home Plus Buildings Insurance
Home Buildings Insurance
NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.
There are two levels of NRMA Home Insurance: the standard cover and 'Plus' policy option. Both options provide cover for your home for listed events that include fires, vandalism, leaks, flooding, emergency repairs, plus temporary accomodation should you need to vacate your home. The Plus policy simply includes a few extra circumstances and higher limits to your coverage.
If you’ve got a garden and are proud of it, you’ll be happy to know that NRMA Home Plus Insurance covers your plants, tree or shrubs for up to $2,000. Fusion is also covered under this policy for things like pool pumps and aircon, as is accidental damage and underinsurance (up to 25% of the sum insured) just in case repair and replacement costs go beyond your initial valuation.
If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.
But to make your cover a little more personal, you also have the option to add pet cover to your policy just in case anything happens to your cat or dog. You can also add some of the Plus policy features onto the standard cover for an additional premium.
NRMA Home Plus Insurance is a good choice for anyone looking to give their home thorough protection against nearly everything.
As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 (or $1,000 under the standard policy) if an insured event causes loss or damage to the materials.
If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed.
| Yes | |
| Up to $5,000 | |
| Up to $2,000 for plants | |
| Yes |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to 15 years old | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| 60 | |
| Yes - Up to 25% of sum insured | |
| Yes | |
| $100 | |
| true | |
| no | |
| Multipolicy, combined policy, loyalty, no claim bonus | |
| Yes | |
| Up to $20,000,000 | |
| Policy holders who are 50 years or older have the option of a $0 basic excess. | |
| none |
| Up to $10,000 for funeral | |
| Yes | |
| Up to 24 months | |
| Up to 24 months | |
| Yes | |
| Yes | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
| Yes | |
| Up to $1,000 | |
| No | |
| Yes |
| Optional Extra | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Optional Extra - up to 15 years | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| 60 | |
| No | |
| Yes | |
| $100 | |
| true | |
| no | |
| Multipolicy, combined policy, loyalty, no claim bonus | |
| Yes | |
| Up to $20,000,000 | |
| Policy holders who are 50 years or older have the option of a $0 basic excess. | |
| none |
| Up to $10,000 for funeral | |
| Yes | |
| Up to 12 months | |
| Up to 12 months | |
| Yes | |
| Yes | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
NRMA Insurance is a renowned and reliable company who has effectively supported me with my insurance needs. They provide competitive packages and have great supportive resources. On the negative side, they're slow with enquiries and it's hard to speak to a human when you need help.
Read full reviewNRMA Insurance is a renowned and reliable company who has effectively supported me with my insurance needs. They provide competitive packages and have great supportive resources. On the negative side, they're slow with enquiries and it's hard to speak to a human when you need help.
When I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.
Read full reviewWhen I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.
They are your average run of the mill insurance company, nothing special but consistent.
Read full reviewThey are your average run of the mill insurance company, nothing special but consistent.
I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.
Read full reviewI am satisfied with NRMA. Their product and service are great and I will recommend to my friend.
In July storms, house was damaged the nrma were fantastic in their response to our claim
Read full reviewIn July storms, house was damaged the nrma were fantastic in their response to our claim