The details shown below are for the Home Plus Buildings Insurance
The details shown below are for the Home Buildings Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Plus Buildings Insurance |
| | Home Buildings Insurance |
Home Plus Buildings Insurance
Home Buildings Insurance
NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.
There are two levels of NRMA Home Insurance: the standard cover and 'Plus' policy option. Both options provide cover for your home for listed events that include fires, vandalism, leaks, flooding, emergency repairs, plus temporary accomodation should you need to vacate your home. The Plus policy simply includes a few extra circumstances and higher limits to your coverage.
If you’ve got a garden and are proud of it, you’ll be happy to know that NRMA Home Plus Insurance covers your plants, tree or shrubs for up to $2,000. Fusion is also covered under this policy for things like pool pumps and aircon, as is accidental damage and underinsurance (up to 25% of the sum insured) just in case repair and replacement costs go beyond your initial valuation.
If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.
But to make your cover a little more personal, you also have the option to add pet cover to your policy just in case anything happens to your cat or dog. You can also add some of the Plus policy features onto the standard cover for an additional premium.
NRMA Home Plus Insurance is a good choice for anyone looking to give their home thorough protection against nearly everything.
As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 (or $1,000 under the standard policy) if an insured event causes loss or damage to the materials.
If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed.
Yes
Up to $5,000
Up to $2,000 for plants
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
60
Yes - Up to 25% of sum insured
Yes
$0
true
no
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to $20,000,000
none
none
Up to $10,000 for funeral
Yes
Up to 24 months
Up to 24 months
Yes
Yes
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Yes
Up to $1,000
No
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra - up to 15 years
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
60
No
Yes
$0
true
no
Multipolicy, combined policy, loyalty, no claim bonus
Yes
Up to $20,000,000
none
none
Up to $10,000 for funeral
Yes
Up to 12 months
Up to 12 months
Yes
Yes
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
When I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.
Read full reviewWhen I've called them with a claim I have found them to be understanding, kind and reassuring. However, their premiums may be a little higher than other insurers. I have stuck with them over the years because they are reliable.
They are your average run of the mill insurance company, nothing special but consistent.
Read full reviewThey are your average run of the mill insurance company, nothing special but consistent.
I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.
Read full reviewI am satisfied with NRMA. Their product and service are great and I will recommend to my friend.
In July storms, house was damaged the nrma were fantastic in their response to our claim
Read full reviewIn July storms, house was damaged the nrma were fantastic in their response to our claim
Very Happy with my cover
Read full reviewVery Happy with my cover
