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RACQ Home & Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Details

Rates and fees information correct as at 16 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • No

  • Yes

  • $0

  • true

  • n/a

  • Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount, Over 55s Discount, Multi-policy Discount, Combined Discount

  • Yes

  • Optional Extra - Up to $2,000 per item, up to $8,000 total

  • Up to 5% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • No

  • Up to $1,000 for plants

  • Yes - Up to 50% of the total cost, up to 2km

Contents
  • Up to $300

  • Up to $1,500

  • Up to $5,000

  • Hardware yes, software up to $5,000 combined with CDs/DVDs

  • Up to $2,000

  • Yes - limits apply for carpets over 10 years old

  • Up to $1,000 per item

  • Up to $2,000 per item, up to $12,000 in total

  • Up to $2,000 per item, up to $6,000 in total

  • No

  • Up to $1,000

  • No

  • Yes

  • Up to $2,000

  • Optional Extra - Up to $20,000

  • Up to $10,000

Other cover
  • Up to $5,000 for funeral

  • Optional Extra, up to $750

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • No

  • Up to 10% of sum insured

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • No

  • Up to 14 days

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are RACQ home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.7/10
Policy coverage
8.0/10
Customer service
8.3/10
Claims handling
7.6/10
Trust
8.0/10

Latest reviews of RACQ Home & Contents Insurance

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