60
No
Yes
$0
true
n/a
Alarm Discount, Apartment Discount, No Claim Discount, Roadside Assistance Discount, Seniors Discount, Over 55s Discount, Multi-policy Discount, Combined Discount
Yes
Optional Extra - Up to $2,000 per item, up to $8,000 total
Up to 5% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Up to $1,000 for plants
Yes - Up to 50% of the total cost, up to 2km
Up to $300
Up to $1,500
Up to $5,000
Hardware yes, software up to $5,000 combined with CDs/DVDs
Up to $2,000
Yes - limits apply for carpets over 10 years old
Up to $1,000 per item
Up to $2,000 per item, up to $12,000 in total
Up to $2,000 per item, up to $6,000 in total
No
Up to $1,000
No
Yes
Up to $2,000
Optional Extra - Up to $20,000
Up to $10,000
Up to $5,000 for funeral
Optional Extra, up to $750
Up to $1,000
Up to 12 months, up to 10% of sum insured
No
Up to 10% of sum insured
Up to 20% of sum insured combined with demolition cost
Up to 20% of sum insured combined with debris removal cost
No
Up to 14 days
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
RACQ are generally a good brand for insurance. I have my home & contents as well as my car insurance through this insurer. The phone in option readily redirects you to whatever option is needed. Additionally, due to being a member of two or more products, another 5% decrease in overall fees is offered. I like RACQ as an insurer because they have excellent coverage and are very reliable. A con could be the time taken for a job to be completed. The job was eventually completed.
Read full reviewRACQ are generally a good brand for insurance. I have my home & contents as well as my car insurance through this insurer. The phone in option readily redirects you to whatever option is needed. Additionally, due to being a member of two or more products, another 5% decrease in overall fees is offered. I like RACQ as an insurer because they have excellent coverage and are very reliable. A con could be the time taken for a job to be completed. The job was eventually completed.
I changed over to RACQ from Budget Direct. I found the transition easy. The value for money was high when I bundled all insurances in a package that is home, contents and both our cars. The Roadside assistance linked to the company is our peace of mind particularly when our daughter has since obtained her learners licence. Having a local branch as well is what I liked best about this and I am not treating as a number
Read full reviewI changed over to RACQ from Budget Direct. I found the transition easy. The value for money was high when I bundled all insurances in a package that is home, contents and both our cars. The Roadside assistance linked to the company is our peace of mind particularly when our daughter has since obtained her learners licence. Having a local branch as well is what I liked best about this and I am not treating as a number
We have had our home and contents plus vehicle and caravan insurances with RACQ for many years. We have only had one claim on a no fault vehicle insurance, it was handled very professionally and quickly. If you call them on any issue you are given expert advice, you only have to call once and do not hang on the phone for ages.
Read full reviewWe have had our home and contents plus vehicle and caravan insurances with RACQ for many years. We have only had one claim on a no fault vehicle insurance, it was handled very professionally and quickly. If you call them on any issue you are given expert advice, you only have to call once and do not hang on the phone for ages.
Slow with claims but the rest is fair.
Read full reviewSlow with claims but the rest is fair.
Great rates and excellent claims procedure. I had a claim for my hearing aids last year and it was handled efficiently, easily, quickly and professionally and my premium did not go up.
Read full reviewGreat rates and excellent claims procedure. I had a claim for my hearing aids last year and it was handled efficiently, easily, quickly and professionally and my premium did not go up.