Youi home insurance

Youi stands for You Insured which is why 'you' are at the centre of their brand. Multiple winner of Mozo Experts Choice Awards and Mozo People's Choice Awards, Youi has been an outstanding value provider of insurances since since 1998

Youi Home and Contents Insurance protects your residence and all the important possessions that help make it a home. Covering you and your property against loss or damage caused by theft, fire, earthquake, explosion, riot, storm, flood, escaping water, impact and intentional damage.

Youi offers the following home insurance

Cover information and limits in the table below verified as correct at 20 April 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement  
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is Youi home insurance rated?

Mozo users have rated Youi home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Youi home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

306 Reviews

Recent Youi home insurance reviews

Youi Home Insurance
Overall 1/10
Useless waste of time and money

Second claim and second time wasted my time with no results, what’s the point of your cover then?

Read full review

Second claim and second time wasted my time with no results, what’s the point of your cover then?

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Shane, Queensland, reviewed about 1 month ago
Youi Home Insurance
Overall 1/10
Financial Scam - Avoid

I paid my monthly premiums for 10 years. When i finally made a claim due to water damage from a burst pipe, they advised that since the assessed damage exceeded $20k, claim would need to be reviewed by a "claim specialist". They then took 3 weeks before denying the claim on spurious grounds. Basically a financial scam where they take your premiums and when you finally need the insurance, they deny your claim. Great business model. Avoid these scam artists

Read full review

I paid my monthly premiums for 10 years. When i finally made a claim due to water damage from a burst pipe, they advised that since the assessed damage exceeded $20k, claim would need to be reviewed by a "claim specialist". They then took 3 weeks before denying the claim on spurious grounds. Basically a financial scam where they take your premiums and when you finally need the insurance, they deny your claim. Great business model. Avoid these scam artists

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Justin, Victoria, reviewed about 1 month ago
Youi Home Insurance
Overall 0/10
NOT HAPPY

Received home insurance renewal which is 32% higher than last year .Been with them for years ,never made a claim. Complained about it and they would not change it.

Read full review

Received home insurance renewal which is 32% higher than last year .Been with them for years ,never made a claim. Complained about it and they would not change it.

Less
Phil, New South Wales, reviewed about 1 month ago
Youi Building Insurance
Overall 10/10
NOTHING COULD BE EASY THAN DEALIN WITH YOUI

YOUI ARE VERY EASY TO TALK TO AND EXCELLENT WHEN YOU PUT IN A CLAIM

Read full review

YOUI ARE VERY EASY TO TALK TO AND EXCELLENT WHEN YOU PUT IN A CLAIM

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Dianne, Queensland, reviewed 6 months ago
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