Thumbnail icon for Youi

Youi Building Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Youi Building Insurance

Last updated: 5 September 2018.

binocular icon
What's hot
  • Flood cover at no extra cost
  • 12 months temporary accommodation for you and your pets
What's not
  • No underinsurance protection
Mozo snapshot

The Youi Home Insurance is a policy that doesn't muck around. Youi Home Insurance offers cover for your home and the flexibility to adjust your excess. You can also look forward to a 24/7 emergency claims service when you need it, plus other benefits you might need during difficult times, like counselling services. And did we mention that you’ll also get half your premium in YouiRewards?

key icon
Key features

Youi Home Insurance have got you covered, so you can kick back knowing you’ll be covered in the event of breakage of glass to fire, lightning, storms, malicious acts or vandalism and riots or civil commotion with the optional extra of adding accidental loss and damage. Plus, if you have gates, fences or require any structural improvements alone or for your building, Youi will cover you for that too. 

With Youi, if your claim is accepted, you’ll also be covered for any lock replacements, temporary accommodation for you and your pet, debris removal, demolition costs, temporary repairs, plus there is cover for your contents while you move. If you own a cat or dog and are looking into covering your pet for potential veterinary expenses, Youi also offer optional cover for this. As a Youi customer, you can also look forward to having personal liability cover of up to $20,000,000 along with cover for any food spoilage and multiple births by providing $100 per baby born. 

While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for power and storm surges and  any required landscaping or building materials.

snapshot
Who is it good for

Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover - and if you love a freebie or two, as you'll get half your premium back in YouiRewards, to redeem with YouiRewards partners on things like flights, event tickets or retail products.

snapshot
Any catches

Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket should you ever need to make a claim. In this case, it’s recommended to value your home and contents for the total replacement value to avoid any mishaps.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • No

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • No

  • No

  • $400

  • true

  • no

  • none

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $2,500

  • Up to 20% of sum insured combined with demolition and professional fee costs.

  • Up to 20% of sum insured combined with debris removal and professional fee costs

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall
8.2/10
Value for money
8.1/10
Policy coverage
8.1/10
Customer service
8.5/10
Claims handling
7.4/10
Trust
7.9/10

Latest reviews of Youi Building Insurance

  • Overall 6/10
    Price is good

    I don't like that they take your credit card details before they ring you.

    Read full review

    I don't like that they take your credit card details before they ring you.

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    James, Queensland reviewed about 3 years ago
  • Overall 6/10
    Overall satisfied and good customer service

    It's good in competitive market. Provides good service in a reasonable price.

    Read full review

    It's good in competitive market. Provides good service in a reasonable price.

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Eliza, Queensland reviewed over 3 years ago
  • Overall 8/10
    Good customer service

    There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,

    Read full review

    There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Leisa, Queensland reviewed over 3 years ago
  • Overall 7/10
    Not the cheapest but they were helpful

    We haven't been with youi for long but we have been happy with how they helped set up our policy.

    Read full review

    We haven't been with youi for long but we have been happy with how they helped set up our policy.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Joshua, Victoria reviewed over 4 years ago
  • Overall 9/10
    Competitive, listen and professional

    At renewal helped beat that price. Explained policy and friendly

    Read full review

    At renewal helped beat that price. Explained policy and friendly

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    6/10
    Trust
    8/10
    Less
    Filomena, Victoria reviewed over 4 years ago
Youi

About Youi

See Youi home insurance