Youi Building Insurance

Youi Building Insurance

Mozo Review   Youi Building Insurance Review

Last updated: 5 September 2018.

What's hot:
  • Flood cover at no extra cost

  • 12 months temporary accommodation for you and your pets

What's not:
  • No underinsurance protection

Mozo snapshot:

The Youi Home Insurance is a policy that doesn't muck around. Youi Home Insurance offers cover for your home and the flexibility to adjust your excess. You can also look forward to a 24/7 emergency claims service when you need it, plus other benefits you might need during difficult times, like counselling services. And did we mention that you’ll also get half your premium in YouiRewards?

Key features:

Youi Home Insurance have got you covered, so you can kick back knowing you’ll be covered in the event of breakage of glass to fire, lightning, storms, malicious acts or vandalism and riots or civil commotion with the optional extra of adding accidental loss and damage. Plus, if you have gates, fences or require any structural improvements alone or for your building, Youi will cover you for that too. 

With Youi, if your claim is accepted, you’ll also be covered for any lock replacements, temporary accommodation for you and your pet, debris removal, demolition costs, temporary repairs, plus there is cover for your contents while you move. If you own a cat or dog and are looking into covering your pet for potential veterinary expenses, Youi also offer optional cover for this. As a Youi customer, you can also look forward to having personal liability cover of up to $20,000,000 along with cover for any food spoilage and multiple births by providing $100 per baby born. 

While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for power and storm surges and  any required landscaping or building materials.

Who it's good for:

Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover - and if you love a freebie or two, as you'll get half your premium back in YouiRewards, to redeem with YouiRewards partners on things like flights, event tickets or retail products.

Any catches?

Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket should you ever need to make a claim. In this case, it’s recommended to value your home and contents for the total replacement value to avoid any mishaps.

Details

Rates and fees information correct as at 17 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to sum insured

Events
  • Optional extra

  • Up to 10 years old

Policy and service features
  • 60

  • $400

  • none

  • Up to $20,000,000

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $2,500

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall customer rating
8.3/10
Value for money
8.2/10
Policy coverage
8.2/10
Customer service
8.5/10
Claims handling
7.5/10
Trust
7.9/10

Latest reviews of Youi Building Insurance

  • Overall
    6/10
    Price is good

    I don't like that they take your credit card details before they ring you.

    I don't like that they take your credit card details before they ring you.

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    James | Queensland

    reviewed over 1 year ago

  • Overall
    6/10
    Overall satisfied and good customer service

    It's good in competitive market. Provides good service in a reasonable price.

    It's good in competitive market. Provides good service in a reasonable price.

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Eliza | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Good customer service

    There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying...

    There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Leisa | Queensland

    reviewed about 2 years ago

  • Overall
    7/10
    Not the cheapest but they were helpful

    We haven't been with youi for long but we have been happy with how they helped set up our policy.

    We haven't been with youi for long but we have been happy with how they helped set up our policy.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    5/10
    Trust
    5/10

    Joshua | Victoria

    reviewed almost 3 years ago

  • Overall
    9/10
    Competitive, listen and professional

    At renewal helped beat that price. Explained policy and friendly

    At renewal helped beat that price. Explained policy and friendly

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    6/10
    Trust
    8/10

    Filomena | Victoria

    reviewed almost 3 years ago

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