Youi Home Insurance doesn't muck around. The building cover offers the flexibility to adjust your excess, provides 24/7 emergency claims service when you need it, plus other benefits like counselling services which you might need during difficult times.
A Youi Home Insurance policy has got you covered so you can kick back knowing your home will be protected from little accidents like glass breakage as well as major events like fire, storms, vandalism and riots. You also have the option to add extra cover for accidental damage caused to your home's structure.
With Youi you’ll be covered for any lock and key replacements (up to $500), temporary accommodation for you and your pet for up to 12 months, plus debris removal, demolition costs and temporary repairs to your home.
If you own a cat or dog and they're injured, you can opt-in for up to $1,000 in coverage for vet bills after an accident. Just remember this will cost extra and doesn't cover anything related to pet illnesses.
While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for damages caused by power and storm surges, any landscaping elements like lawns trees, or building materials.
Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover.
Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket at claim time if you haven't insured your home to its full value.
Yes
No
No
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
No
No
$400
true
no
none
Yes
Up to $20,000,000
none
none
Up to $5,000 for funeral, up to $5,000 for injury
Up to $500
Up to 12 months, up to 12% of sum insured
Up to 12 months, up to $2,500
Up to 20% of sum insured combined with demolition and professional fee costs.
Up to 20% of sum insured combined with debris removal and professional fee costs
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Prices are good but not reliable when I asked for documents.
Read full reviewPrices are good but not reliable when I asked for documents.
I don't like that they take your credit card details before they ring you.
Read full reviewI don't like that they take your credit card details before they ring you.
It's good in competitive market. Provides good service in a reasonable price.
Read full reviewIt's good in competitive market. Provides good service in a reasonable price.
There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,
Read full reviewThere was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,
We haven't been with youi for long but we have been happy with how they helped set up our policy.
Read full reviewWe haven't been with youi for long but we have been happy with how they helped set up our policy.
