Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Youi Building Insurance

Last updated: 2 February 2021.

binocular icon
What's hot
  • Flood cover at no extra cost
  • 12 months temporary accommodation for you and your pets
What's not
  • No underinsurance protection
Mozo snapshot

Youi Home Insurance doesn't muck around. The building cover offers the flexibility to adjust your excess, provides 24/7 emergency claims service when you need it, plus other benefits like counselling services which you might need during difficult times.

key icon
Key features

A Youi Home Insurance policy has got you covered so you can kick back knowing your home will be protected from little accidents like glass breakage as well as major events like fire, storms, vandalism and riots. You also have the option to add extra cover for accidental damage caused to your home's structure. 

With Youi you’ll be covered for any lock and key replacements (up to $500), temporary accommodation for you and your pet for up to 12 months, plus debris removal, demolition costs and temporary repairs to your home.

If you own a cat or dog and they're injured, you can opt-in for up to $1,000 in coverage for vet bills after an accident. Just remember this will cost extra and doesn't cover anything related to pet illnesses. 

While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for damages caused by power and storm surges, any landscaping elements like lawns trees, or building materials.

snapshot
Who is it good for

Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover.

question icon
Any catches

Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket at claim time if you haven't insured your home to its full value.

Details

Rates and fees information correct as at 4 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • No

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • No

  • No

  • $400

  • true

  • no

  • none

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $2,500

  • Up to 20% of sum insured combined with demolition and professional fee costs.

  • Up to 20% of sum insured combined with debris removal and professional fee costs

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall
8.2/10
Value for money
8.1/10
Policy coverage
8.1/10
Customer service
8.5/10
Claims handling
7.4/10
Trust
7.9/10

Latest reviews of Youi Building Insurance

Thumbnail icon for Youi

About Youi

See Youi home insurance