Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Youi Building Insurance

Last updated: 6 April 2021.

binocular icon
What's hot
  • Flood cover at no extra cost
  • 12 months temporary accommodation for you and your pets
What's not
  • No underinsurance protection
Mozo snapshot

The Youi Home Insurance is a policy that doesn't muck around. Youi Home Insurance offers cover for your home and the flexibility to adjust your excess. You can also look forward to a 24/7 emergency claims service when you need it, plus other benefits you might need during difficult times, like counselling services. And did we mention that you’ll also get half your premium in YouiRewards?

key icon
Key features

Youi Home Insurance have got you covered, so you can kick back knowing you’ll be covered in the event of breakage of glass to fire, lightning, storms, malicious acts or vandalism and riots or civil commotion with the optional extra of adding accidental loss and damage. Plus, if you have gates, fences or require any structural improvements alone or for your building, Youi will cover you for that too. 

With Youi, if your claim is accepted, you’ll also be covered for any lock replacements, temporary accommodation for you and your pet, debris removal, demolition costs, temporary repairs, plus there is cover for your contents while you move. If you own a cat or dog and are looking into covering your pet for potential veterinary expenses, Youi also offer optional cover for this. As a Youi customer, you can also look forward to having personal liability cover of up to $20,000,000 along with cover for any food spoilage and multiple births by providing $100 per baby born. 

While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for power and storm surges and  any required landscaping.

snapshot
Who is it good for

Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover - and if you love a freebie or two, as you'll get half your premium back in YouiRewards, to redeem with YouiRewards partners on things like flights, event tickets or retail products.

question icon
Any catches

Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket should you ever need to make a claim. In this case, it’s recommended to value your home and contents for the total replacement value to avoid any mishaps.

Details

Rates and fees information correct as at 6 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $1,000

  • No

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • ?

  • No

  • No

  • $400

  • true

  • no

  • none

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral, up to $5,000 for injury

  • Up to $500

  • Up to 12 months, up to 12% of sum insured

  • Up to 12 months, up to $3,000

  • Up to 20% of sum insured combined with demolition and professional fee costs.

  • Up to 20% of sum insured combined with debris removal and professional fee costs

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Youi home insurance rated by the Mozo community?

Overall
8.2/10
Value for money
8.2/10
Policy coverage
8.1/10
Customer service
8.5/10
Claims handling
7.5/10
Trust
7.9/10

Latest reviews of Youi Building Insurance

Thumbnail icon for Youi

About Youi

See Youi home insurance