The Youi Home Insurance is a policy that doesn't muck around. Youi Home Insurance offers cover for your home and the flexibility to adjust your excess. You can also look forward to a 24/7 emergency claims service when you need it, plus other benefits you might need during difficult times, like counselling services. And did we mention that you’ll also get half your premium in YouiRewards?
Youi Home Insurance have got you covered, so you can kick back knowing you’ll be covered in the event of breakage of glass to fire, lightning, storms, malicious acts or vandalism and riots or civil commotion with the optional extra of adding accidental loss and damage. Plus, if you have gates, fences or require any structural improvements alone or for your building, Youi will cover you for that too.
With Youi, if your claim is accepted, you’ll also be covered for any lock replacements, temporary accommodation for you and your pet, debris removal, demolition costs, temporary repairs, plus there is cover for your contents while you move. If you own a cat or dog and are looking into covering your pet for potential veterinary expenses, Youi also offer optional cover for this. As a Youi customer, you can also look forward to having personal liability cover of up to $20,000,000 along with cover for any food spoilage and multiple births by providing $100 per baby born.
While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for power and storm surges and any required landscaping or building materials.
Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover - and if you love a freebie or two, as you'll get half your premium back in YouiRewards, to redeem with YouiRewards partners on things like flights, event tickets or retail products.
Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket should you ever need to make a claim. In this case, it’s recommended to value your home and contents for the total replacement value to avoid any mishaps.
Yes
No
No
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
No
No
$400
true
no
none
Yes
Up to $20,000,000
none
none
Up to $5,000 for funeral, up to $5,000 for injury
Up to $500
Up to 12 months, up to 12% of sum insured
Up to 12 months, up to $2,500
Up to 20% of sum insured combined with demolition and professional fee costs.
Up to 20% of sum insured combined with debris removal and professional fee costs
Yes
I don't like that they take your credit card details before they ring you.
Read full reviewI don't like that they take your credit card details before they ring you.
It's good in competitive market. Provides good service in a reasonable price.
Read full reviewIt's good in competitive market. Provides good service in a reasonable price.
There was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,
Read full reviewThere was an issue around flood band as our flooded due to a freak tide back in 2012 now paying for it across all insurers. Easy to deal with when claimed a swimming pool pump blow out after a storm,
We haven't been with youi for long but we have been happy with how they helped set up our policy.
Read full reviewWe haven't been with youi for long but we have been happy with how they helped set up our policy.
At renewal helped beat that price. Explained policy and friendly
Read full reviewAt renewal helped beat that price. Explained policy and friendly
