Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
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Mozo editorial review Youi Building Insurance - last updated: 6 April 2021

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What's hot
  • Flood cover at no extra cost
  • 12 months temporary accommodation for you and your pets
What's not
  • No underinsurance protection
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The Youi Home Insurance is a policy that doesn't muck around. Youi Home Insurance offers cover for your home and the flexibility to adjust your excess. You can also look forward to a 24/7 emergency claims service when you need it, plus other benefits you might need during difficult times, like counselling services. And did we mention that you’ll also get half your premium in YouiRewards?

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Key features

Youi Home Insurance have got you covered, so you can kick back knowing you’ll be covered in the event of breakage of glass to fire, lightning, storms, malicious acts or vandalism and riots or civil commotion with the optional extra of adding accidental loss and damage. Plus, if you have gates, fences or require any structural improvements alone or for your building, Youi will cover you for that too. 

With Youi, if your claim is accepted, you’ll also be covered for any lock replacements, temporary accommodation for you and your pet, debris removal, demolition costs, temporary repairs, plus there is cover for your contents while you move. If you own a cat or dog and are looking into covering your pet for potential veterinary expenses, Youi also offer optional cover for this. As a Youi customer, you can also look forward to having personal liability cover of up to $20,000,000 along with cover for any food spoilage and multiple births by providing $100 per baby born. 

While Youi Home Insurance aims to provide cover across a wide range of events and items, it’s worth noting that Youi does not provide cover for power and storm surges and  any required landscaping.

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Who is it good for

Youi Home Insurance is a good option for anyone looking for the basics in a policy along with a few options to personalise your cover - and if you love a freebie or two, as you'll get half your premium back in YouiRewards, to redeem with YouiRewards partners on things like flights, event tickets or retail products.

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Any catches

Youi Home Insurance does not offer underinsurance protection, which can leave you out of pocket should you ever need to make a claim. In this case, it’s recommended to value your home and contents for the total replacement value to avoid any mishaps.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $1,000

No

Yes

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to $1,000, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

?

No

No

$400

true

no

none

Yes

Up to $20,000,000

none

none

Other cover

Up to $5,000 for funeral, up to $5,000 for injury

Up to $1,000

Up to 12 months, up to 12% of sum insured

Up to 12 months, up to $3,000

Up to 20% of sum insured combined with demolition and professional fee costs.

Up to 20% of sum insured combined with debris removal and professional fee costs

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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