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The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
Last updated 14 December 2024
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Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Commonwealth Bank small business credit cards
Business Interest-Free Days
Interest rate
17.57% p.a.
Interest free days
Up to 55
Annual fees
$60
No Partner link
Purchase rate
17.57
%
p.a.
Interest free days on purchases
Up to 55
Annual card fee
$60
Balance transfer rate
No current offer
Cash advance rate
17.57% p.a.
Cash advance fee
1.5%
Foreign exchange margin
3.00%
Late payment fee
$20.00
Minimum credit limit
$500.00
Minimum repayment amount
$75.00
Additional cardholders
1
Supplementary card fee
$60.00
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Business Low Rate
Interest rate
14.55% p.a.
Interest free days
Up to 0
Annual fees
$0
No Partner link
Purchase rate
14.55
%
p.a.
Interest free days on purchases
Up to 0
Annual card fee
$0
Balance transfer rate
No current offer
Cash advance rate
14.55% p.a.
Cash advance fee
1.5%
Foreign exchange margin
3.00%
Late payment fee
$25.00
Minimum credit limit
$500.00
Minimum repayment amount
$75.00
Additional cardholders
1
Supplementary card fee
$0.00
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Business Awards
Interest rate
20.74% p.a.
Interest free days
Up to 44
Annual fees
$100
No Partner link
Purchase rate
20.74
%
p.a.
Interest free days on purchases
Up to 44
Annual card fee
$100
Balance transfer rate
No current offer
Cash advance rate
21.74% p.a.
Cash advance fee
1.5%
Foreign exchange margin
3.00%
Late payment fee
$20.00
Minimum credit limit
$500.00
Minimum repayment amount
$25.00
Additional cardholders
1
Supplementary card fee
$75.00
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
Commonwealth Awards
Rewards schemes
1 point per dollar on Mastercard, up to 60000 points per year
Rewards bonus points
-
Rewards description
Transfer points to a range of airline programs or redeem points at Flight Centre, instore at Myer, gift cards, cash back or thousands of items from the Awards website.
Rewards flight options
You can get flights via Velocity, Qantas Frequent Flyer or through Flight Centre vouchers.
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Business Platinum Awards
Interest rate
20.74% p.a.
Interest free days
Up to 44
Annual fees
$300
No Partner link
Purchase rate
20.74
%
p.a.
Interest free days on purchases
Up to 44
Annual card fee
$300
Balance transfer rate
No current offer
Cash advance rate
21.74% p.a.
Cash advance fee
1.5%
Foreign exchange margin
3.00%
Late payment fee
$20.00
Minimum credit limit
$6,000.00
Minimum repayment amount
$25.00
Additional cardholders
1
Supplementary card fee
$75.00
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
Commonwealth Awards
Rewards schemes
1 point per dollar on Mastercard, up to 300000 points per year
Rewards bonus points
-
Rewards description
Transfer points to a range of airline programs or redeem points at Flight Centre, instore at Myer, gift cards, cash back or thousands of items from the Awards website.
Rewards flight options
You can get flights via Velocity, Qantas Frequent Flyer or through Flight Centre vouchers.
Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Neo Business
$22/month - $3
000 Credit Limit
Interest rate
n/a
Interest free days
Up to 0
Annual fees
$264
$22/month - waived if no spend & no balance owing
No Partner link
Purchase rate
0.00
%
p.a.
Interest free days on purchases
Up to 0
Annual card fee
$264
$22/month - waived if no spend & no balance owing
Balance transfer rate
No current offer
Cash advance rate
-
Cash advance fee
n/a
Foreign exchange margin
0%
Late payment fee
$0.00
Minimum credit limit
$3,000.00
Minimum repayment amount
$25.00
Additional cardholders
-
Supplementary card fee
-
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Neo Business
$18/month - $2
000 Credit Limit
Interest rate
n/a
Interest free days
Up to 0
Annual fees
$216
$18/month - waived if no spend & no balance owing
No Partner link
Purchase rate
0.00
%
p.a.
Interest free days on purchases
Up to 0
Annual card fee
$216
$18/month - waived if no spend & no balance owing
Balance transfer rate
No current offer
Cash advance rate
-
Cash advance fee
n/a
Foreign exchange margin
0%
Late payment fee
$0.00
Minimum credit limit
$2,000.00
Minimum repayment amount
$25.00
Additional cardholders
-
Supplementary card fee
-
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
Neo Business
$12/month - $1
000 Credit Limit
Interest rate
n/a
Interest free days
Up to 0
Annual fees
$144
$12/month - waived if no spend & no balance owing
No Partner link
Purchase rate
0.00
%
p.a.
Interest free days on purchases
Up to 0
Annual card fee
$144
$12/month - waived if no spend & no balance owing
Balance transfer rate
No current offer
Cash advance rate
-
Cash advance fee
n/a
Foreign exchange margin
0%
Late payment fee
$0.00
Minimum credit limit
$1,000.00
Minimum repayment amount
$25.00
Additional cardholders
-
Supplementary card fee
-
Payment options
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with Yello CommBank Offers.
Other restrictions
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
