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The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
Last updated 11 January 2025
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Commonwealth Bank small business savings accounts
Capital Growth Account
7 days notice
Maximum rate
3.25
%
p.a.
(for $0 and over)
7 days notice required for withdrawals.
Standard interest rate
1.35
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 1.35% p.a.
Maximum rate
Balances from $0: 3.25% p.a.
Maximum rate conditions
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from you Capital Growth Account. Bonus rate is paid until you request funds be withdrawn, then the base rate until withdrawal occurs.
Interest paid
Monthly
Account fee per month
$0.00
Access
Internet banking
Minimum balance
$0.00
Other restrictions
Capital Growth Account must be linked to Netbank or CommBiz.
Other benefits
-
Capital Growth Account
48 hours notice
Maximum rate
2.50
%
p.a.
(for $0 and over)
48 hours notice required for withdrawals.
Standard interest rate
1.35
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 1.35% p.a.
Maximum rate
Balances from $0: 2.50% p.a.
Maximum rate conditions
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from you Capital Growth Account. Bonus rate is paid until you request funds be withdrawn, then the base rate until withdrawal occurs.
Interest paid
Monthly
Account fee per month
$0.00
Access
Internet banking
Minimum balance
$0.00
Other restrictions
Capital Growth Account must be linked to Netbank or CommBiz.
Other benefits
-
Business Online Saver
Maximum rate
1.15
%
p.a.
(for $1,000,000 and over)
Standard interest rate
0.25
%
p.a.
(for $0 to $50,000)
No Partner link
Standard rate
Balances from $0: 0.25% p.a. Balances from $50,000: 0.50% p.a. Balances from $250,000: 0.95% p.a. Balances from $1,000,000: 1.15% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$0.00
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a Commonwealth Bank business cheque account in the same name
Other benefits
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
