7.4 / 10

based on 45426 reviews as rated by Mozo community

Commonwealth Bank bank accounts

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

Commonwealth Bank offers the following bank accounts

Rates and fees verified as correct at 30 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Smart Access

$4.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Student Smart Access

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

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How are Commonwealth Bank bank accounts rated?

Mozo users have rated Commonwealth Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Commonwealth Bank bank accounts
Overall
7.6/10
Price
Features
Customer service
Convenience
Trust

7780 Reviews

Recent Commonwealth Bank bank account reviews

Commonwealth Bank Bank Account review
Overall 8/10
They get the job done.

Commonwealth Bank gets the get the job done.

Read full review

Commonwealth Bank gets the get the job done.

Price
8/10
Features
8/10
Customer service
6/10
Convenience
8/10
Trust
8/10
Less
Jeremy, Victoria reviewed 4 days ago
Commonwealth Bank Bank Account review
Overall 8/10
Fantastic bank everyone should use.

The Commonwealth Bank is so flexible and easy to understand. I have the app on my phone and it's easy to use, no hassle at all, and customer service was fantastic.

Read full review

The Commonwealth Bank is so flexible and easy to understand. I have the app on my phone and it's easy to use, no hassle at all, and customer service was fantastic.

Price
10/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Fiona, South Australia reviewed 4 days ago
Commonwealth Bank Smart Access review
Overall 10/10
I like this bank because it is very easy to access

I like this bank because it is very easy to manoeuvre and everything is set out accordingly and easy to access.

Read full review

I like this bank because it is very easy to manoeuvre and everything is set out accordingly and easy to access.

Price
10/10
Features
9/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Maddy, Queensland reviewed 5 days ago
Commonwealth Bank Smart Access review
Overall 9/10
Fantastic

I find CBA has a lot of flexible banking options. There app is easy to use and there are ATMs and branches in many locations making everything accessible.

Read full review

I find CBA has a lot of flexible banking options. There app is easy to use and there are ATMs and branches in many locations making everything accessible.

Price
9/10
Features
9/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Emily, Queensland reviewed 7 days ago

Bank account quick links