based on 46693 Commonwealth Bank product reviews as rated by Mozo community

Commonwealth Bank bank accounts

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans. 

Plus it won three 2023 Mozo Experts Choice Awards for best Exceptional Everyday Account, Small Business Exceptional Everyday Account and Excellent Banking App.

Commonwealth Bank offers the following bank accounts

Rates and fees verified as correct at 24 February 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Smart Access

$4.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Student Smart Access

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

How are Commonwealth Bank bank accounts rated?

Mozo users have rated Commonwealth Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Commonwealth Bank bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

8311 Reviews

Recent Commonwealth Bank bank account reviews

Commonwealth Bank Smart Access
Overall 5/10
Commonwealth bank is good

Good customer service they take time to help me

Read full review

Good customer service they take time to help me

Price
4/10
Features
3/10
Customer service
7/10
Convenience
5/10
Trust
6/10
Less
Craig, Queensland, reviewed 10 days ago
Commonwealth Bank Smart Access
Overall 8/10
Decent everyday bank

Reliable service but have to remember to make a new account/revive your savings account ever 3 months

Read full review

Reliable service but have to remember to make a new account/revive your savings account ever 3 months

Price
9/10
Features
7/10
Customer service
10/10
Convenience
5/10
Trust
5/10
Less
Caitlyn, New South Wales, reviewed 10 days ago
Commonwealth Bank Smart Access
Overall 9/10
Nikkaela

I think commonwealth bank app is amazing, very easy to use

Read full review

I think commonwealth bank app is amazing, very easy to use

Features
9/10
Customer service
9/10
Convenience
10/10
Trust
9/10
Less
Pocock, Western Australia, reviewed 15 days ago
Commonwealth Bank Smart Access
Overall 10/10
I'll always stick with Commonwealth Bank

This bank is a good Bank I've had no problems since I've been with this bank it's made everything a lot more easier for me saving budgeting I always have money for during the week I recommend this bank for many people please when I say Commonwealth Bank is a good bank it is a really good Bank thank you I hope this has been helpful and I hope you can consider come on Bank which is a really good awesome thank you

Read full review

This bank is a good Bank I've had no problems since I've been with this bank it's made everything a lot more easier for me saving budgeting I always have money for during the week I recommend this bank for many people please when I say Commonwealth Bank is a good bank it is a really good Bank thank you I hope this has been helpful and I hope you can consider come on Bank which is a really good awesome thank you

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Hayley, Queensland, reviewed 15 days ago
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