ANZ Student Access Advantage

$0.00

ANZ

Visa Debit or
EFTPOS

ANZ Student Access Advantage Review

Review published: 23 August 2018

What's hot:

  • $0 account fee for students

  • Customisable card

  • Unlimited free transaction over the phone, in branch or online

What's not:

  • 3% foreign exchange commission

Mozo snapshot:

Bank accounts are a great way to keep your money secure, while still being easily accessible for everyday spending. The ANZ Student Access Advantage account does just that, and comes with a $0 account fee for students. You’ll also be able to use your debit card to make withdrawals at overseas ATMs, but if you do, be aware of the $5 ATM fee and 3% foreign exchange commission.

Key features:

For current ANZ customers who are students, or students who are considering becoming an ANZ customer, an ANZ Student Access Advantage account might be just what you need. The main benefit of the ANZ Student Access Advantage account is the $0 account fee. However, to be eligible, you’ll need to be a full time student and show a valid student card to an ANZ representative at the beginning of each year.

Arguably one of the coolest aspects of the ANZ Student Access Advantage account is the power to customise your card with an image of your choice, for free. This let’s you deck out your card with a cute picture of a cat, your favourite Avenger or hey, why not both?

There’s no minimum account balance required to open an account and if you have $50,000 - $99,999 in the account you’ll earn 0.01%, while having over $100,000 will earn 0.02% interest. Although if you have close to $50,000 then you should probably consider putting into a savings account instead, for a better return on your money.

If you’re travelling internationally you’ll still be able to use your debit card. Although you’ll be hit with not just a $5 ATM fee, but also a 3% foreign exchange commission.

Who it's good for:

In short, students. As you won’t have to pay an account fee, getting this account over the standard ANZ Access Advantage account, while save you $5 a month.

Any catches?

While being able to withdraw money from international ATMs can certainly be helpful while you’re on holiday or exchange, the 3% foreign exchange commission, along with the $5 overseas ATM fee means that each withdrawal could be a little costly.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 4178
ANZ bank accounts reviews

6.5 6.2 7.3 7.8 7.3

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Student Access Advantage

ANZ

ANZ Student Access Advantage bank account review

Overall rating   9 / 10

Great

ANZ is the best bank around.

Full review

ANZ is the best bank around.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Joyce, Queensland, reviewed 9 months ago

ANZ

ANZ Student Access Advantage bank account review

Overall rating   10 / 10

Great Bank! Wouldn’t need dare going anywhere else

I love this bank! Ver helpful when you want to save money. Great Bank! Wouldn’t need dare going anywhere else

Full review

I love this bank! Ver helpful when you want to save money. Great Bank! Wouldn’t need dare going anywhere else

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Olivia, Victoria, reviewed 12 months ago

ANZ

ANZ Student Access Advantage bank account review

Overall rating   5 / 10

IT IS OK

This bank is OK i wouldn't recommend it, but I don't recommend things so.

Full review

This bank is OK i wouldn't recommend it, but I don't recommend things so.

    Price   7 / 10

    Features   7 / 10

    Customer service   2 / 10

    Convenience   4 / 10

    Trust   10 / 10

Less

Jack, South Australia, reviewed over 2 years ago

ANZ

ANZ Student Access Advantage bank account review

Overall rating   6 / 10

Good for a new student

Service is slow

Full review

Service is slow

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Sweta, Western Australia, reviewed over 2 years ago

ANZ

ANZ Student Access Advantage bank account review

Overall rating   6 / 10

Great customer service and easy access!

I like Anz bank because of the amount of stores they have around shopping centers and the easiness of internet banking. The Pro's of this bank are that you are always close to a branch or ATM, the customer service representatives are always lovely...

Full review

I like Anz bank because of the amount of stores they have around shopping centers and the easiness of internet banking. The Pro's of this bank are that you are always close to a branch or ATM, the customer service representatives are always lovely and internet banking has a very easy layout. The cons are there are no perks for students other than not paying the monthly fee, cards seem to take a while to arrive (i've been waiting 3 weeks) and always having to set up a reusable account when you pay someone online, instead of just being able to do a one off without saving it.

    Price   7 / 10

    Features   1 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Emily, Queensland, reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.
    Balances from $50,000: 0.01% p.a.
    Balances from $100,000: 0.02% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • Must be a full-time student. Must show valid student card at the beginning of each year to waive monthly fees.

  • Design your ANZ Access card with an image of your choice for free

Atm card

  • $5.00

  • $0.00

  • 3.00%

Debit card

  • $5.00

  • $0.00

  • 3.00%

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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