Bank accounts are a great way to keep your money secure, while still being easily accessible for everyday spending. The ANZ Student Access Advantage account does just that, and comes with a $0 account fees for students and people aged under 25. You’ll also be able to use your debit card to make withdrawals at overseas ATMs, but if you do, be aware of the $5 overseas ATM fee and 3% foreign exchange commission.
If you're a full-time student or under 25 years of age and looking for a solid everyday bank account to stash your cash in, then the ANZ Student Access Advantage account might be just the thing you're after. If you fit this criteria, the monthly account fee will be waived. However, you'll need to show a valid student card or ID to an ANZ representative at the start of each year to be eligible.
When you open this account, all customers can request the ANZ Access Visa Debit card at no cost. The new accessibility features on this card make it easier for vision-impaired customers to use, so they can get swiping and tapping.
There’s no minimum account balance required to open an ANZ Student Access Advantage account. If you keep $50,000 - $99,999 in the account then you’ll earn 0.01% p.a. in interest, or 0.02% if you have more than $100,000 in your account. Although, if you've got savings reaching this mark you might want to consider keeping your money in a high-interest savings account for a better return on your money.
If you’re travelling internationally, you’ll still be able to use your debit card, however, watch out for the $5 overseas ATM fees and 3.00% foreign exchange commission.
Long story short, students and young adults. With no monthly account fees to worry about, if you're a student or under 25, then the ANZ Student Access Advantage account is a great everyday account option and will save you $5 a month as opposed to the standard ANZ Access Advantage account.
With the 3.00% foreign exchange commission and $5 overseas ATM fee, withdrawing cash from the ANZ Student Access Advantage account while overseas can become a little costly.
Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
$0.00 |
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n/a |
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Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet |
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$0.00 |
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ANZ |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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$5.00 |
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3.00% |
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$0.00 monthly |
$0.00 |
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$0.00 |
$1,000.00 |
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yes |
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no |
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yes |
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yes |
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yes |
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yes |
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no |
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Must be a full-time student. Must show valid student card at the beginning of each year to waive monthly fees. |
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none |
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$5.00 |
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$0.00 |
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3.00% |
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$5.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit, PayTo
Choosing ANZ (Australia and New Zealand Banking Group) likely stems from its blend of extensive services, international accessibility, and innovative digital banking solutions. ANZ stands out for its comprehensive financial offerings, ranging from everyday banking to investment services, tailored to meet diverse customer needs. The bank's significant presence in the Asia-Pacific region enhances its appeal for those with international banking requirements or frequent travelers. Additionally, ANZ's investment in user-friendly digital platforms showcases its commitment to modern banking, enabling customers to effortlessly manage their finances online. Coupled with its dedication to customer service and sustainability initiatives, ANZ positions itself as a forward-thinking choice for individuals valuing convenience, global reach, and corporate responsibility, making it an attractive option in the competitive banking landscape.
Read full reviewChoosing ANZ (Australia and New Zealand Banking Group) likely stems from its blend of extensive services, international accessibility, and innovative digital banking solutions. ANZ stands out for its comprehensive financial offerings, ranging from everyday banking to investment services, tailored to meet diverse customer needs. The bank's significant presence in the Asia-Pacific region enhances its appeal for those with international banking requirements or frequent travelers. Additionally, ANZ's investment in user-friendly digital platforms showcases its commitment to modern banking, enabling customers to effortlessly manage their finances online. Coupled with its dedication to customer service and sustainability initiatives, ANZ positions itself as a forward-thinking choice for individuals valuing convenience, global reach, and corporate responsibility, making it an attractive option in the competitive banking landscape.
It's very convenient. I was at Westpac but with this bank i can have my devices connected automatically. Best service!
Read full reviewIt's very convenient. I was at Westpac but with this bank i can have my devices connected automatically. Best service!
Easy to use app and online website. Customer service has been great whenever I go into a branch and plenty of ATMs which I can access. Great thing is there are no fees or extra charges for students. However, there's no rebates or bonuses compared to other banks which could have provided a good opportunity for students to earn some more money on the side.
Read full reviewEasy to use app and online website. Customer service has been great whenever I go into a branch and plenty of ATMs which I can access. Great thing is there are no fees or extra charges for students. However, there's no rebates or bonuses compared to other banks which could have provided a good opportunity for students to earn some more money on the side.
I like this bank due to the low bank fees associated with the account; it does however take a bit to set up and would be better with a lower interest rate on the overdraw feature on the account.
Read full reviewI like this bank due to the low bank fees associated with the account; it does however take a bit to set up and would be better with a lower interest rate on the overdraw feature on the account.
ANZ has been one of my favorite banks as they are trust worthy and able to maintain the standard. I would recommend this bank. They have many branches with ATM and places you can withdraw or deposit money in your convenience.
Read full reviewANZ has been one of my favorite banks as they are trust worthy and able to maintain the standard. I would recommend this bank. They have many branches with ATM and places you can withdraw or deposit money in your convenience.
Spend Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay
0% p.a.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.