based on 29 Up banking product reviews as rated by Mozo community

Up savings accounts

Up's Saver Account offers a range of features to suit different needs. In fact, those features and the value the account offers have been recognised as some of the best on the market by our expert judges, as the Saver Account received a 2021 Mozo Experts Choice Award in the best Regular Saver category. 

Up offers the following savings accounts

Rates and fees verified as correct at 26 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate Maximum rate Govt deposit guarantee
Saver Account

0% p.a.(for $0 and over)

0.70% p.a. (for $0 to $1,000,000)

Yes up to $250,000

How are Up savings accounts rated?

Mozo users have rated Up savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
Up savings accounts
Overall
Price
Features
Customer service
Convenience
Trust

8 Reviews

Recent Up savings account reviews

Up Saver Account
Overall 10/10
Up.com.au are a very good bank

I like this bank because they're friendly and on to it!

Read full review

I like this bank because they're friendly and on to it!

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Damien, Western Australia, reviewed 3 months ago
Up Saver Account
Overall 6/10
Benchmark.

You can deposit with any of the other 4 big banks but there are no ATM fees and if there is and you have $100 and you want to get $100 it will and later take the bank fee. With the other banks, well, you can't.

Read full review

You can deposit with any of the other 4 big banks but there are no ATM fees and if there is and you have $100 and you want to get $100 it will and later take the bank fee. With the other banks, well, you can't.

Price
9/10
Features
8/10
Customer service
4/10
Convenience
6/10
Trust
10/10
Less
Theodoros, New South Wales, reviewed 5 months ago
Up Saver Account
Overall 10/10
UP- The bank of the future

I swapped my bank over to up about a year ago now. I tell literally everyone I know about how great and convenient it is. Almost every time I get my debit card out, people comment on the fluorescent colour and ask me about it. I can't recommend how convenient it is enough, everything is right there at your fingertips, transactions are instant and itemised to reveal your spending habits and it truly is the bank of the future. The only thing I could say bad about up is the fact that if my phone goes missing or it breaks, I have no way of logging on to a desktop version to move or send money- everything is done in the app.

Read full review

I swapped my bank over to up about a year ago now. I tell literally everyone I know about how great and convenient it is. Almost every time I get my debit card out, people comment on the fluorescent colour and ask me about it. I can't recommend how convenient it is enough, everything is right there at your fingertips, transactions are instant and itemised to reveal your spending habits and it truly is the bank of the future. The only thing I could say bad about up is the fact that if my phone goes missing or it breaks, I have no way of logging on to a desktop version to move or send money- everything is done in the app.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Abby, Queensland, reviewed 8 months ago
Up Saver Account
Overall 10/10
Definitely recommend up banking

Love up banking but mainly the savings account with the high interest you can earn while saving.

Read full review

Love up banking but mainly the savings account with the high interest you can earn while saving.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Jocelyn, Victoria, reviewed 9 months ago

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Savings account quick links