| Product | Interest rate | Maximum rate | Govt deposit guarantee |
|---|---|---|---|
| Saver Account |
0% p.a.(for $0 and over) |
4.35% p.a. (for $0 to $1,000,000) |
Yes up to $250,000 |
Mozo users have rated Up savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
37 Reviews
I adore UP Bank. The user friendly app and option for multiple savings accounts is helpful to sort out your finances. Not a con for me but possibly for others is that there is no physical branch. I have contacted UP customer service previously and had a helpful response via email within two hours.
Read full reviewI adore UP Bank. The user friendly app and option for multiple savings accounts is helpful to sort out your finances. Not a con for me but possibly for others is that there is no physical branch. I have contacted UP customer service previously and had a helpful response via email within two hours.
I absolutely love that I have the chance of winning a free coffee EVERY SINGLE DAY just by purchasing my morning coffee. Such a nice gesture just for banking with Up.
Read full reviewI absolutely love that I have the chance of winning a free coffee EVERY SINGLE DAY just by purchasing my morning coffee. Such a nice gesture just for banking with Up.
The sign-up process is simple and easy, making it very convenient to open an account. The platform offers interactive and unique saving features, including round-ups that allow you to choose rates while automatically rounding up each transaction to the nearest dollar and putting the difference into savings. This makes it an effortless way to save without noticing. In no time, you will have a few hundred dollars in your savings account without any effort at all. Additionally, the platform offers interactive and customizable options for accounts, including the ability to have separate savers for specific goals, adding emojis, and naming them. This feature makes saving money less like a chore and more fun. Alongside that, the platform also offers saving challenges that you can participate in to help you reach your goals.
Read full reviewThe sign-up process is simple and easy, making it very convenient to open an account. The platform offers interactive and unique saving features, including round-ups that allow you to choose rates while automatically rounding up each transaction to the nearest dollar and putting the difference into savings. This makes it an effortless way to save without noticing. In no time, you will have a few hundred dollars in your savings account without any effort at all. Additionally, the platform offers interactive and customizable options for accounts, including the ability to have separate savers for specific goals, adding emojis, and naming them. This feature makes saving money less like a chore and more fun. Alongside that, the platform also offers saving challenges that you can participate in to help you reach your goals.
I absolutely love this bank, the only downfall is that there is no bank to physically walk into. Aside from that its the best ever
Read full reviewI absolutely love this bank, the only downfall is that there is no bank to physically walk into. Aside from that its the best ever