Your selected home loans
One of Australia’s largest banks, St.George has been providing financial services to Australian customers and businesses since 1937. In 2008, St.George became part of the Westpac Group.
A 2022 Mozo Experts Choice Home Loan Award winner, St.George offers a variety of different home loans including variable and fixed rate loans to package and line of credit offers - all of which you'll be able to view in more detail below.
Your selected home loans
Loans officer was rude, unhelpful - poor command of English - in the end he walked out looking at his watch. Branch Carlingford - people skills dreadful and will cost St George business
Have always found the staff very helpful and friendly at the branches and on the phone. They made it easy for us to apply for and be accepted for a home loan with them. They even offered to drop our interest rate without us even asking and of course we accepted. In all of the years with them they only made a couple of minor mistakes which were quickly rectified. I would recommend this bank to anyone.
There Rates are high and they outrightly refuse to give you a better Rate. The redraw is handy and you can put extra money in to pay down the Loan earlier. The charges are reasonable but due to the high Rates, I would not recommend them to anyone. Loyalty Tax is well and truly alive here.
St George are on the of major banks. They are not the dearest bank but they are a long way from being the cheaper with the current interest is about .6% higher than the cheapest. Will ask the bank to see if they can match what I have seen in the market as I did with another loan I have with a different bank
Best rate on application however since come off fixed rate the loan is not the best rate. Also no point in having an offset on a variable loan that also has no cost redraw facility.
St George is ok. Service is good when I have had to ask questions
When other banks closed the door to me, this one was the only one to accept me as a customer. And I never failed any payments at all. It felt less bureaucratic.
We refinanced our mortgage to St George from another bank and the process and customer service was seamless and professional. The Interest rate remains competitive and I receive emails checking in to ensure we are getting the best rate. Living rurally, I do not have access to a physical branch. This has not been an issue for us as their customer service over the phone has been wonderful
Excellent experience with a great bank, never had an issue, any questions we have had were answered quickly and easily. Fantastic rate and ability to split the loan. Have felt secure with the bank and never had any doubts. Friendly and helpful staff.
Overall St. George is ok. Have had some difficulties when asking them to release funds for builder. Takes longer than it should. Wait times for calls are long and don't always get the answers I'm looking for.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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