Frequent Flyer Black card image
Mini meca 2023

ANZ Frequent Flyer Black

Advertiser disclosure
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$425
Interest free days on purchases
55

Mozo editorial review ANZ Frequent Flyer Black - last updated: 21 March 2024

binocular icon
What's hot
  • 2023 Mozo Experts Choice Award-winner
  • 2 Qantas Club Lounge visits each year
  • Up to 130,000 bonus Qantas Points when you spend $5000 in the first three months
What's not
  • $370 annual card fee plus $55 annual reward program fee
  • 20.99% p.a. cash advance rate
Mozo snapshot

Frequent flyer junkies have met their match with the Frequent Flyer Black Credit Card from ANZ, which took out a 2023 Mozo Experts Choice Award for best Premium Card Benefits. 

Cardholders will be able to earn 1 Qantas Point per $1 for the first $7,500 spent in a statement period. Beyond that amount, you can still score 0.5 points per $1 in each statement period. For extra joy, you'll get a bonus 130,000 Qantas Points when you spend $5,000 on eligible purchases in the first three months. 

New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including an annual fee, currently $425).

key icon
Key features

The ANZ Frequent Flyer Black comes with a $370 annual card fee as well as a $55 annual reward program fee. Thankfully these fees are balanced by some eye-catching inclusions for the frequent flyer and big spender. For starters, if you're a new Qantas Frequent Flyer member, you won't have to pay the one-off joining fee, saving you $99.50.

When it comes to points, for the first $7,500 you spend each statement period, you'll earn 1 Qantas Point for every $1 you spend. After you hit that spending limit, you'll only earn 0.5 points per $1 afterwards. 

Get a bonus 90,000 Qantas Points when you spend $5,000 on eligible purchases in the first three months, plus $200 cashback. And if you keep the card for at least twelve months you could get another 40,000 bonus points.

You'll get two la-di-da Qantas Club Lounge visits each year, perfect for when you just want to kick back and relax after a long flight. There's also plenty of premium features - including international and domestic travel insurance and personal concierge. 

Shopaholics can rest easy with a 12 month extended warranty for most major purchases. You'll also get purchase protection insurance against theft, loss and accidental damage on most purchases. Bargain hunters, let's not forget a guaranteed pricing scheme helping you to hunt down the best price on your purchases made in Australia.

You'll also get awesome Visa entertainment options, providing you with access to special events, exclusive merchandise packages and home entertainment products.

Keep in mind, this is for someone who pays off their credit card in full each statement period due to the high 20.99% standard interest rate but you do get up to 55 interest-free days. Plus if you are looking to apply for this prestigious piece of plastic, there is a $15,000 minimum credit requirement. Finally, if you make purchases overseas you'll have to pay the 3% foreign exchange margin. 


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Who is it good for

There are a few things you need to tick off the list to be eligible for the ANZ Frequent Flyer Black, such as you must be over 18 and a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa. But primarily you have to love jet-setting or shopping...or both!

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Any catches

While you have the flexibility to add up to nine additional ANZ Frequent Flyer Black Credit Cardholders to your account - Uncle Bob and Aunty Fanny will love it - there's an additional $65 card fee.

Rewards program details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Bonus points earned at a range of bonus partners including Qantas.

2 complimentary Qantas Club Lounge invitations each year. Save $99.50 with the joining fee waived for ANZ Frequent Flyer credit cardholders on a new Qantas Frequent Flyer membership.

Special offers

Receive 90,000 bonus Qantas Points and $200 back if you spend $5,000 on eligible purchases in the first 3 months. Plus get another 40,000 bonus points when you keep your card for over 12 months.

Value of rewards points

Spend $20,010 (Visa)

Spend $8,000 (Visa)

Spend $130,800 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

none

21.99% p.a.

55

Fees

$370.00

none

none

$55.00

$20.00

3.0%, Min $3.00

3.00%

$0.00

$0.00

$65.00

Features

$25.00

2.0

9

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall
7.1/10
Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10
Based on 6324 ANZ credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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