ANZ Frequent Flyer
ANZ Frequent Flyer
Mozo Review ANZ Frequent Flyer Review
Last updated: 17 October 2018.
What's hot:
25,000 bonus Qantas Points (conditions apply)
What's not:
Additional cardholder fee
Mozo snapshot:
ANZ Frequent Flyer can rack up a tonne of Qantas Points with this piece of plastic. You will receive 25,000 bonus Qantas Points after you've spent $1,500 on eligible purchases within the first three months. If you aren't already a member of the Qantas Frequent Flyer Program you will get complimentary membership saving you $89.50.
Key features:
The ANZ Frequent Flyer Credit Card is a Visa card, complete with PayWave functionality and plenty of rewards points on offer. Qantas Points you earn are automatically credited to Qantas Frequent Flyer program every month, and earned on a tiered basis. That means, you'll score 0.5 points per $1 spent up to $500 per month, then 0.25 points uncapped for the rest of the month.
There is a $95 annual card fee and the standard purchase rate for the ANZ Frequent Flyer card is 19.99% so this is not a card to accrue debt on. If you pay off your balance in full each month you'll get 44 interest-free days.
You can have extra cards on the account to help you accrue rewards faster but unlike some rewards cards that don't charge for extra cardholders, with the ANZ Frequent Flyer you will have to pay $10 for the card and $55 annually for the rewards program.
Who it's good for:
This is a good rewards credit card if you want all of your rewards to go towards redeeming Qantas flights.
Any catches?
Late repayments will set you back a $20 fee. Plus, avoid using the card to take out cash, the cash advance rate is 21.49%.
Rewards program details
Rates and fees information correct as at 19 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.What your points get you
Fly Sydney to London return
120,000 points
Fly Sydney to Melbourne one-way
8,000 points
$100 Giftcard
17,120 points
$100 Cash
-
Points earning
0.5 points per dollar on Visa, up to $500 per month, then
0.25 points per dollar on Visa, uncapped
Rewards scheme
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Bonus points earned at a range of bonus partners including Qantas.
Special offers
Receive 25,000 bonus Qantas Points when you spend $1,500 on eligible purchase in the first 3 months.
Value of rewards points
Spend $62,480 (Visa)
Spend $26,000 (Visa)
Spend $474,000 (Visa)
Uncapped
Never
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
19.99% p.a.
-
none
-
No current offer
-
none
-
21.49% p.a.
-
44
Fees
-
$95.00
-
none
-
none
-
$0.00
-
$20.00
-
2%
-
3.00%
-
$0.00
-
$0.00
-
$65.00
Features
-
$25.00
-
2.0
-
3
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Customer Reviews
How are ANZ credit cards rated by the Mozo community?
Latest reviews of ANZ Frequent Flyer
- Overall8/10
Needs more staff to serve customers
I have no problems with the banks products. My only query is that the customer service is very...
Read full review
I have no problems with the banks products. My only query is that the customer service is very slow.
Price7/10Features7/10Customer service5/10Convenience8/10Trust8/10Less
Mike | Queensland
reviewed 5 months ago
- Overall0/10
Change banks
ANZ is a shocking bank. My worst mistake was switching to ANZ.
Read full review
ANZ is a shocking bank. My worst mistake was switching to ANZ.
Price-1/10Features-1/10Customer service0/10Convenience0/10Trust0/10Less
Marco | Victoria
reviewed 5 months ago
- Overall6/10
It's good
ANZ's credit card is decent.
Read full review
ANZ's credit card is decent.
Price7/10Features6/10Customer service6/10Convenience8/10Trust6/10Less
Maria | Victoria
reviewed 5 months ago
- Overall8/10
Low rates and Adequate Frequent Flyer Rewards
Not happy that the linked American Express Card was removed hence I changed to another card type
Read full review
Not happy that the linked American Express Card was removed hence I changed to another card type
Price8/10Features8/10Customer service5/10Convenience10/10Trust6/10Less
Sandra | Western Australia
reviewed over 1 year ago
- Overall10/10
Good service
They are always friendly and helpful with their advice. Most advice is useful, but if we don't...
Read full review
They are always friendly and helpful with their advice. Most advice is useful, but if we don't want to accept it, they just leave it and don't mention it again. Quick service mostly.
Price10/10Features-Customer service-Convenience-Trust-Less
Marion | South Australia
reviewed over 1 year ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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$299 $149 in the first year
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$149 $0 in the first year
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1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$199 $0 in the first year
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1 point per dollar on Visa, up to $7,500 per month, then
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19.99% p.a.
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NAB
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1 point per dollar on Visa, up to $5,000 per month, then
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$49 $0 in the first year
19.99% p.a.
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$49 $0 in the first year
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$129 $64 in the first year
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$395 $295 in the first year
19.99% p.a.
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0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
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0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
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Citi
Clear Platinum
12.99% p.a.
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
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Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
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Coles
Low Rate Mastercard
12.99% p.a.
0% p.a. for 6 months and then 19.99% p.a.
$58
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Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$99 $0 in the first year
