Rates and fees information correct as at 14 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
142,500 points
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-
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1 point per dollar on Visa, up to $3,000 per month, then
0.5 points per dollar on Visa, uncapped
Points are automatically accredited to the Star Alliance Rewards Program.
You can choose to transfer points to Star Alliance airline programs including Air Canada, Air New Zealand, EVA Air, Singapore Airlines, South African Airways, Thai Airways and United Airlines.
HSBC home&away program offers discounts on shopping, travel and more, in over 40 countries.
Spend $249,000 (Visa)
Uncapped
Never
19.99% p.a. |
|
none |
|
0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee) |
|
yes |
|
21.99% p.a. |
|
55 |
$450.00 |
|
$0 in the first year |
|
none |
|
$0.00 |
|
$30.00 |
|
3%, min $4.00 |
|
3.00% |
|
$8.00 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
3.0 |
|
yes |
|
none |
Apple Pay, Google Wallet
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Vehicle Excess Insurance in Australia
Fast Track to Star Alliance Gold Status by spending $4,000 on eligible purchases within the first 90 days, for the nominated Star Alliance Member Airline.
I have had the worst experience with HSBC in relation to this credit card. With other credit cards I have had in the past, the application was fairly simple and was approved within a couple of weeks. I decided to get rid of my other card as I use Star Alliance all the time for regular travel, so wanted this card to maximize points. The application process took more than 10 weeks, with them asking me to provide a new document each week, I have wasted so much time on the phone with them. This is all despite the fact I have a sizable savings account balance with them and my salary going directly into my HSBC savings account (so they can see everything anyway). I don’t recommend HSBC credit cards to anyone, don’t waste your time!
Read full reviewI have had the worst experience with HSBC in relation to this credit card. With other credit cards I have had in the past, the application was fairly simple and was approved within a couple of weeks. I decided to get rid of my other card as I use Star Alliance all the time for regular travel, so wanted this card to maximize points. The application process took more than 10 weeks, with them asking me to provide a new document each week, I have wasted so much time on the phone with them. This is all despite the fact I have a sizable savings account balance with them and my salary going directly into my HSBC savings account (so they can see everything anyway). I don’t recommend HSBC credit cards to anyone, don’t waste your time!
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card - Exclusive Offer
23.99% p.a.
No current offer
$395
Membership Rewards
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Citi Rewards Program
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$295 $195 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$420 $320 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Clear Credit Card - BT Offer
14.99% p.a.
0% p.a. for 24 months and then 22.24% p.a. (3.00% balance transfer fee)
$99 $49 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60