HSBC bank accounts

HSBC have a, reasonably cheap, online trading platform for their customers, so I decided to open an everyday account with them. I discovered that they have a rather intrusive online application process which, ultimately, requires physical presence at a Branch to be completed, anyway! They now have my licence number, address, salary information and employers details and I shall not be proceeding. WTF, HSBC? Yeah, nuh!

The only drawback is lack of brick and morter banks but everyone can use the post office instead for everything.

If you want to save money, join with hsbc. I am 24 years older and have now decided it is the perfect time to save, despite trying in the past with other banks, hsbc has very limited branches, which eliminates the need of want to withdraw money for impulsive purchases that you regret later on. I love that hsbc doesn’t offer PayID, whilst instant transfer is a really good feature to have (I use PayID for my everyday banking with another bank) it also makes it easier to shop online, so because hsbc doesn’t have this option, it makes it easier for you to re think what you’re about to spend that money on. I get rewarded each time I save up to $1,000 each month. I would highly suggest anyone wanting to save money to open an account with hsbc.

HSBC Security checking system needs to be changed. complicated, conflicting, useless. I've been trying to ask few times where my new card is, after account opened 3 weeks ago, and text message received saying card sent out 2 weeks ago. After all security check, account verified, they found out it's because still registered on my old address! they could not change it unless I provide correct old address, even though I provide all other account information correctly. I don't remember my old address 15 years ago! I've cancelled my account before I even use it. Ironically, the easiest part was to cancel my HSBC account.