Rates and fees verified as correct at 9 August 2022. Other information correct at the time of writing. Advertiser disclosure.
| Product | Account fee | Payment options | Interest rate |
|---|---|---|---|
| Day to Day Account |
$0.00 |
Apple Pay, Google Pay, PayID |
0% p.a. |
| Everyday Global Account |
$0.00 |
Apple Pay, Google Pay, PayID |
0% p.a. |
Mozo users have rated HSBC bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
201 Reviews
Terrible bank. No local branches, they take forever to post transactions. The app is terrible and the customer service is a complete joke.
Read full reviewTerrible bank. No local branches, they take forever to post transactions. The app is terrible and the customer service is a complete joke.
HSBC have a, reasonably cheap, online trading platform for their customers, so I decided to open an everyday account with them. I discovered that they have a rather intrusive online application process which, ultimately, requires physical presence at a Branch to be completed, anyway! They now have my licence number, address, salary information and employers details and I shall not be proceeding. WTF, HSBC? Yeah, nuh!
Read full reviewHSBC have a, reasonably cheap, online trading platform for their customers, so I decided to open an everyday account with them. I discovered that they have a rather intrusive online application process which, ultimately, requires physical presence at a Branch to be completed, anyway! They now have my licence number, address, salary information and employers details and I shall not be proceeding. WTF, HSBC? Yeah, nuh!
The only drawback is lack of brick and morter banks but everyone can use the post office instead for everything.
Read full reviewThe only drawback is lack of brick and morter banks but everyone can use the post office instead for everything.
If you want to save money, join with hsbc. I am 24 years older and have now decided it is the perfect time to save, despite trying in the past with other banks, hsbc has very limited branches, which eliminates the need of want to withdraw money for impulsive purchases that you regret later on. I love that hsbc doesn’t offer PayID, whilst instant transfer is a really good feature to have (I use PayID for my everyday banking with another bank) it also makes it easier to shop online, so because hsbc doesn’t have this option, it makes it easier for you to re think what you’re about to spend that money on. I get rewarded each time I save up to $1,000 each month. I would highly suggest anyone wanting to save money to open an account with hsbc.
Read full reviewIf you want to save money, join with hsbc. I am 24 years older and have now decided it is the perfect time to save, despite trying in the past with other banks, hsbc has very limited branches, which eliminates the need of want to withdraw money for impulsive purchases that you regret later on. I love that hsbc doesn’t offer PayID, whilst instant transfer is a really good feature to have (I use PayID for my everyday banking with another bank) it also makes it easier to shop online, so because hsbc doesn’t have this option, it makes it easier for you to re think what you’re about to spend that money on. I get rewarded each time I save up to $1,000 each month. I would highly suggest anyone wanting to save money to open an account with hsbc.
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