Altitude Platinum (Altitude Rewards) card image

Westpac Altitude Platinum

Advertiser disclosure
The details shown below are for a card with Altitude Rewards
The details shown below are for a card with Velocity Frequent Flyer
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Altitude Platinum (Altitude Rewards) Altitude Rewards
Altitude Platinum (Velocity Frequent Flyer) Velocity Frequent Flyer
Altitude Platinum (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Altitude Platinum (Altitude Rewards)
    Rewards: Altitude Rewards
  • Altitude Platinum (Velocity Frequent Flyer)
    Rewards: Velocity Frequent Flyer
  • Altitude Platinum (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$175 $49 in the first year
Interest free days on purchases
45
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$250 $119 in the first year
Interest free days on purchases
45
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$250 $119 in the first year
Interest free days on purchases
45

Rewards program details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

358,800 points

Fly Sydney to Melbourne one-way

23,400 points

$100 Giftcard

24,100 points

$100 Cash

28,200 points

Points earning

1 point per dollar on Mastercard, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

You can get flights via Air New Zealand Air Points, Enrich or KrisFlyer programs, or by booking through Altitude Travel.

Earn 3 points per dollar spent on flights booked in Australia directly with selected airlines up to $10,000 points per month. Earn 2 points per dollar spent at Spotify Premium, Airbnb, Uber and Uber Eats, and overseas transactions.

Special offers

Receive up to 120,000 bonus Altitude Points. 90,000 points when you spend at least $3,000 within 90 days from card approval and an additional 30,000 bonus points when you make your first eligible purchase in year 2.

Value of rewards points

Spend $28,200 (Mastercard)

Spend $24,100 (Mastercard)

Spend $23,400 (Mastercard)

Spend $358,800 (Mastercard)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

45

Fees

$175.00

$49 in the first year

none

none

$15.00

3%

3.00%

$0.00

$0.00

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

First Year Annual Card Fee waived for existing Westpac customers who apply and are approved by 31st July 2024. PartPay available.

Rewards program details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

119,600 points

Fly Sydney to Melbourne one-way

7,800 points

$100 Giftcard

19,500 points

$100 Cash

-

Points earning

0.5 points per dollar on Mastercard, uncapped

Rewards scheme

Points are automatically credited to the Velocity Frequent Flyer program.

All rewards are redeemed via Velocity Frequent Flyer.

Special offers

Receive 60,000 bonus Velocity Frequent Flyer Points in year 1 when you spend at least $4,000 within 90 days from card approval, and an extra 20,000 points after your first eligible purchase in year 2.

Value of rewards points

Spend $39,000 (Mastercard)

Spend $15,600 (Mastercard)

Spend $239,200 (Mastercard)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

45

Fees

$175.00

$119 in the first year

none

$75.00

$15.00

3%

3.00%

$0.00

$0.00

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

2 complimentary Economy X Seat Upgrade Vouchers each year to use on selected domestic Virgin Australia flights. $49 First Year Annual Card Fee for Westpac existing customers who apply and are approved by 31st July 2024.

Rewards program details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Mastercard, up to $100,000 per year

Rewards scheme

Earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Bonus points on selected Qantas products and services.

Special offers

Receive 70,000 bonus Qantas Points when you spend at least $6,000 within 120 days from card approval.

Value of rewards points

Spend $40,020 (Mastercard)

Spend $16,000 (Mastercard)

Spend $220,800 (Mastercard)

at $100,000 yearly

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

45

Fees

$175.00

$119 in the first year

none

$75.00

$15.00

3%

3.00%

$0.00

$0.00

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

$49 First Year Annual Card Fee for Westpac existing customers who apply and are approved by 31st July 2024.

Customer Reviews

How are Westpac credit cards rated by the Mozo community?

Overall
7.3/10
Price
5.9/10
Features
6.0/10
Customer service
6.9/10
Convenience
7.6/10
Trust
7.0/10
Based on 4737 Westpac credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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