Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Altitude Platinum (Altitude Rewards) | Altitude Rewards |
|
Altitude Platinum (Velocity Frequent Flyer) | Velocity Frequent Flyer |
|
Altitude Platinum (Qantas Frequent Flyer) | Qantas Frequent Flyer |
Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
358,800 points
23,400 points
24,100 points
28,200 points
1 point per dollar on Mastercard, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
You can get flights via Air New Zealand Air Points, Enrich or KrisFlyer programs, or by booking through Altitude Travel.
Earn 3 points per dollar spent on flights booked in Australia directly with selected airlines up to $10,000 points per month. Earn 2 points per dollar spent at Spotify Premium, Airbnb, Uber and Uber Eats, and overseas transactions.
Receive up to 120,000 bonus Altitude Points. 90,000 points when you spend at least $3,000 within 90 days from card approval and an additional 30,000 bonus points when you make your first eligible purchase in year 2.
Spend $28,200 (Mastercard)
Spend $24,100 (Mastercard)
Spend $23,400 (Mastercard)
Spend $358,800 (Mastercard)
Uncapped
Never
20.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
45 |
$175.00 |
|
$49 in the first year |
|
none |
|
none |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
First Year Annual Card Fee waived for existing Westpac customers who apply and are approved by 31st July 2024. PartPay available.
Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
119,600 points
7,800 points
19,500 points
-
0.5 points per dollar on Mastercard, uncapped
Points are automatically credited to the Velocity Frequent Flyer program.
All rewards are redeemed via Velocity Frequent Flyer.
Receive 60,000 bonus Velocity Frequent Flyer Points in year 1 when you spend at least $4,000 within 90 days from card approval, and an extra 20,000 points after your first eligible purchase in year 2.
Spend $39,000 (Mastercard)
Spend $15,600 (Mastercard)
Spend $239,200 (Mastercard)
Uncapped
Never
20.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
45 |
$175.00 |
|
$119 in the first year |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
2 complimentary Economy X Seat Upgrade Vouchers each year to use on selected domestic Virgin Australia flights. $49 First Year Annual Card Fee for Westpac existing customers who apply and are approved by 31st July 2024.
Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.5 points per dollar on Mastercard, up to $100,000 per year
Earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Bonus points on selected Qantas products and services.
Receive 70,000 bonus Qantas Points when you spend at least $6,000 within 120 days from card approval.
Spend $40,020 (Mastercard)
Spend $16,000 (Mastercard)
Spend $220,800 (Mastercard)
at $100,000 yearly
Never
20.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
45 |
$175.00 |
|
$119 in the first year |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
$49 First Year Annual Card Fee for Westpac existing customers who apply and are approved by 31st July 2024.
I love the app. Of all the banks I’ve been with, Westpac’s app is the easiest and most enjoyable to work with. I also was very pleased with the service I received from the staff in the branch when I had a problem. They went above and beyond to help resolve the problem and were very patient with me.
Read full reviewI love the app. Of all the banks I’ve been with, Westpac’s app is the easiest and most enjoyable to work with. I also was very pleased with the service I received from the staff in the branch when I had a problem. They went above and beyond to help resolve the problem and were very patient with me.
I have been with Westpac for over 35 years and at the start they would look after their customers with advise and information but since the closures of branches their is no more bank managers that know you. As a 20 year old I would walk into the local branch and the manager would say hello and have a conversation. Now we don't have the personal touch its about their profits. Its about charging the maximum on credit cards, not giving a higher interest to savings. Banks don't really care
Read full reviewI have been with Westpac for over 35 years and at the start they would look after their customers with advise and information but since the closures of branches their is no more bank managers that know you. As a 20 year old I would walk into the local branch and the manager would say hello and have a conversation. Now we don't have the personal touch its about their profits. Its about charging the maximum on credit cards, not giving a higher interest to savings. Banks don't really care
Terrible and rude customer service. Gave them all the documentation they required for a credit card application which I am more than qualified for in terms of income, no debts great credit score. But their demands were unreasonable including providing a notice of assessment for this years tax return which the ATO has not even requested lodgement for yet. Then after multiple calls and providing other documentation, got some standardised email that my application was rejected. Waste of my time and certainly won’t be banking with them.
Read full reviewTerrible and rude customer service. Gave them all the documentation they required for a credit card application which I am more than qualified for in terms of income, no debts great credit score. But their demands were unreasonable including providing a notice of assessment for this years tax return which the ATO has not even requested lodgement for yet. Then after multiple calls and providing other documentation, got some standardised email that my application was rejected. Waste of my time and certainly won’t be banking with them.
I love the hassle free help line in using my attached travel agent and when crediting flights was easy and hassle free.
Read full reviewI love the hassle free help line in using my attached travel agent and when crediting flights was easy and hassle free.
I have been with bank for more than 40 years and I value loyalty. I have no reason to change for small differences offered by other cards / banks.
Read full reviewI have been with bank for more than 40 years and I value loyalty. I have no reason to change for small differences offered by other cards / banks.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card - Exclusive Offer
23.99% p.a.
No current offer
$395
Membership Rewards
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Citi Rewards Program
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Clear Credit Card - BT Offer
14.99% p.a.
0% p.a. for 24 months and then 22.24% p.a. (3.00% balance transfer fee)
$99 $49 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60