7.3 / 10

based on 22836 Westpac reviews as rated by Mozo community

Westpac bank accounts

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

Westpac offers the following bank accounts

Rates and fees verified as correct at 14 June, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Choice

$5.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Choice Student

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

How are Westpac bank accounts rated?

Mozo users have rated Westpac bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Westpac bank accounts
Overall
7.5/10
Price
Features
Customer service
Convenience
Trust

4648 Reviews

Recent Westpac bank account reviews

Westpac Choice review
Overall 1/10
They really need copy commbank or nab

Waited one hour to see someone who then said they can't help me and to call telephone banking. Telephone banking keeps telling me to call some other hotline. It seems they are very good and waisting your time and sending you in circles.

Read full review

Waited one hour to see someone who then said they can't help me and to call telephone banking. Telephone banking keeps telling me to call some other hotline. It seems they are very good and waisting your time and sending you in circles.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Akki, New South Wales, reviewed about 1 month ago
Westpac Bank Account review
Overall 1/10
Never again!

Persons claiming to be working for Westpac have called me numerous times outside of business hours late evening and weekend using anonymous numbers wishing to discuss my personal banking details. Really! No wonder their brand is less trusted than Facebook!

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Persons claiming to be working for Westpac have called me numerous times outside of business hours late evening and weekend using anonymous numbers wishing to discuss my personal banking details. Really! No wonder their brand is less trusted than Facebook!

Price
3/10
Features
1/10
Customer service
3/10
Convenience
1/10
Trust
1/10
Less
Christopher, Victoria, reviewed about 2 months ago
Westpac Bank Account review
Overall 1/10
Heartless.

ATMs are disappearing off the face of the earth. Because our superannuation fund is SMSF, Westpac have virtually dumped us. When we first returned to Australia more than 20 years ago after living overseas for more than a decade, Westpac couldn't do enough for us - they gave us all sorts of things. But as the years went by, as they realised that we were people they couldn't control, they only do for us what they need to. This bank is all about profit. This bank is all for itself. This bank is exactly the same as the other big three - dishonest, sleazy, money-grabbing, heartless, etc. etc. The Royal Commission into the banking industry has done nothing to assist the ordinary Australian. Do you want me to go on?

Read full review

ATMs are disappearing off the face of the earth. Because our superannuation fund is SMSF, Westpac have virtually dumped us. When we first returned to Australia more than 20 years ago after living overseas for more than a decade, Westpac couldn't do enough for us - they gave us all sorts of things. But as the years went by, as they realised that we were people they couldn't control, they only do for us what they need to. This bank is all about profit. This bank is all for itself. This bank is exactly the same as the other big three - dishonest, sleazy, money-grabbing, heartless, etc. etc. The Royal Commission into the banking industry has done nothing to assist the ordinary Australian. Do you want me to go on?

Price
1/10
Features
6/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Denise, Queensland, reviewed about 2 months ago
Westpac Bank Account review
Overall 1/10
Very low key non performer. No customer service.

Have a major business overdraft facility totally secured by property. It's been more than three years since I have been able to speak to a manager.

Read full review

Have a major business overdraft facility totally secured by property. It's been more than three years since I have been able to speak to a manager.

Price
4/10
Features
1/10
Customer service
2/10
Convenience
1/10
Trust
1/10
Less
Christopher, Victoria, reviewed about 2 months ago

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