Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 80% | $150,000 | |
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Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
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Owner Occupier | Interest Only | < 80% | $150,000 | |
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Investor | Principal & Interest | < 80% | $150,000 | |
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Investor | Principal & Interest | 80%-95% | $150,000 | |
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Investor | Interest Only | < 80% | $150,000 | |
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Investor | Interest Only | 80%-95% | $150,000 |
|
7.24% p.a. |
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n/a |
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n/a |
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n/a |
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7.25% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$160.00 |
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n/a |
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$0.00 |
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$160.00 |
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$150,000 |
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none |
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none |
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80.00% |
|
Owner Occupier |
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|
Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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yes |
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|
yes - free |
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$0.00 |
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yes |
|
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Optional - $10 per month |
|
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none |
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none |
|
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$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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7.44% p.a. |
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n/a |
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n/a |
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n/a |
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7.45% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$160.00 |
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n/a |
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$0.00 |
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$160.00 |
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$150,000 |
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none |
|
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80.00% |
|
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95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
|
yes |
|
|
yes - free |
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$0.00 |
|
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yes |
|
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Optional - $10 per month |
|
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none |
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none |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.79% p.a. |
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n/a |
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n/a |
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n/a |
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7.80% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$160.00 |
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n/a |
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$0.00 |
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$160.00 |
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$150,000 |
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none |
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none |
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80.00% |
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Owner Occupier |
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Interest Only |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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yes |
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yes - free |
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$0.00 |
|
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yes |
|
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Optional - $10 per month |
|
|
none |
|
|
none |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.84% p.a. |
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n/a |
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n/a |
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n/a |
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7.85% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$160.00 |
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n/a |
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$0.00 |
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$160.00 |
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$150,000 |
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none |
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none |
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80.00% |
|
Investor |
|
|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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yes |
|
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yes - free |
|
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$0.00 |
|
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yes |
|
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Optional - $10 per month |
|
|
none |
|
|
none |
|
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.04% p.a. |
|
|
n/a |
|
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n/a |
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n/a |
|
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8.05% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
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n/a |
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$0.00 |
|
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$0.00 |
|
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$0.00 |
|
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$160.00 |
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n/a |
|
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$0.00 |
|
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$160.00 |
|
$150,000 |
|
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none |
|
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80.00% |
|
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95.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.09% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
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8.10% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
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$0.00 |
|
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$0.00 |
|
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$160.00 |
|
|
n/a |
|
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$0.00 |
|
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$160.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
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80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
8.30% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
95.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
Optional - $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
ANZ have provided my wife and I a secure and solid bank loan which we have had for over 25 years. We used a redraw facility to finance home improvements and travel and the ease of transaction to fund these large investments was seamless! Interest rates have never been over burdening and I have recommended ANZ to family and friends and to anyone who needs advice. As our current loan draws to an end, the lure of further lending is ever present , but we feel no pressure due to our faith in the institution that has helped us achieve our goals whilst raising three great kids.
Read full reviewANZ have provided my wife and I a secure and solid bank loan which we have had for over 25 years. We used a redraw facility to finance home improvements and travel and the ease of transaction to fund these large investments was seamless! Interest rates have never been over burdening and I have recommended ANZ to family and friends and to anyone who needs advice. As our current loan draws to an end, the lure of further lending is ever present , but we feel no pressure due to our faith in the institution that has helped us achieve our goals whilst raising three great kids.
We have always received exceptional customer service and always felt listened to by our bank.
Read full reviewWe have always received exceptional customer service and always felt listened to by our bank.
Physical bank has closed its doors in our town making it difficult to see face to face
Read full reviewPhysical bank has closed its doors in our town making it difficult to see face to face
ANZ has been so helpful with sorting out our loans and heloing us set everything up correctly. They are easy to make an appointment with and talk to.
Read full reviewANZ has been so helpful with sorting out our loans and heloing us set everything up correctly. They are easy to make an appointment with and talk to.
I originally went with ANZ as they had a cash back offer for bringing home loan over. If I transfer money into my home loan account there doesn’t appear to be a way to transfer it out again. I also get charged a fee for the account that I had to setup for home loan repayments to come out of. I think it’s designed to encourage changing your everyday banking to them as the fee is waived if a certain amount is deposited each month. All in all, ANZ is quite good to deal with and call me annually to check in to see how things are.
Read full reviewI originally went with ANZ as they had a cash back offer for bringing home loan over. If I transfer money into my home loan account there doesn’t appear to be a way to transfer it out again. I also get charged a fee for the account that I had to setup for home loan repayments to come out of. I think it’s designed to encourage changing your everyday banking to them as the fee is waived if a certain amount is deposited each month. All in all, ANZ is quite good to deal with and call me annually to check in to see how things are.
Fixed Rate
p.a.
6.89% p.a.
$0.00
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Basic Home Loan
6.14% p.a.
6.16% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
