Bank First home loans

4.4
Based on 47 Bank First home loan product reviews.
Fact Checked

At Bank First, the customers are the owners, so when you take out a home loan with this lender, you can be sure your best interests are at the top of the priority list. Since starting with 48 customers in 1972, Bank First has developed into an organisation over 110,000 customers strong.

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Last updated 30 October 2024 Important disclosures and comparison rate warning*

Bank First home loans

  • Home Loan

    • LVR<80%
    • Owner Occupier
    Interest rate
    5.79 % p.a.
    Fixed 2 years
    Comparison rate
    6.88 % p.a.
    Initial monthly repayment
    $2,931
    Link not supplied

  • Complete Fixed Home Loan

    • LVR<80%
    • Owner Occupier
    Interest rate
    5.89 % p.a.
    Fixed 2 years
    Comparison rate
    6.25 % p.a.
    Initial monthly repayment
    $2,962
    Link not supplied

  • Basic Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.07 % p.a.
    Initial monthly repayment
    $3,011
    Link not supplied

  • Complete Home Loan

    • LVR<60%
    • Owner Occupier
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.17 % p.a.
    Initial monthly repayment
    $3,043
    Link not supplied

  • Home Loan

    • LVR<80%
    • Investment
    Interest rate
    6.14 % p.a.
    Fixed 3 years
    Comparison rate
    7.07 % p.a.
    Initial monthly repayment
    $3,043
    Link not supplied

  • Complete Fixed Home Loan

    • LVR<80%
    • Investment
    Interest rate
    6.24 % p.a.
    Fixed 3 years
    Comparison rate
    6.45 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Complete Home Loan

    • LVR<80%
    • Owner Occupier
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.32 % p.a.
    Initial monthly repayment
    $3,092
    Link not supplied

  • Basic Variable Home Loan

    • Investor
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.32 % p.a.
    Initial monthly repayment
    $3,092
    Link not supplied

  • Home Loan

    • LVR<80%
    • Owner Occupier
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $3,092
    Link not supplied

  • Complete Home Loan

    • LVR<60%
    • Investment
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.42 % p.a.
    Initial monthly repayment
    $3,124
    Link not supplied

  • Complete Home Loan

    • LVR<80%
    • Investment
    Interest rate
    6.49 % p.a.
    Variable
    Comparison rate
    6.52 % p.a.
    Initial monthly repayment
    $3,157
    Link not supplied

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Bank First home loan ratings

Overall customer rating for Bank First home loans

4.4
Based on 47 product reviews.

Customer reviews

Important disclosures

Bank First products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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