Bank First home loans

4.4
Based on 47 Bank First home loan product reviews.
Fact Checked

At Bank First, the customers are the owners, so when you take out a home loan with this lender, you can be sure your best interests are at the top of the priority list. Since starting with 48 customers in 1972, Bank First has developed into an organisation over 110,000 customers strong.

Last updated 30 April 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.49 % p.a.
    Fixed 2 years
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $2,836
    No Partner link
  • Complete Fixed Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.59 % p.a.
    Fixed 2 years
    Comparison rate
    5.91 % p.a.
    Initial monthly repayment
    $2,867
    No Partner link
  • Basic Variable Home Loan

    • Owner occupier
    • Principal & Interest
    • 40% min deposit
    • Redraw available
    Interest rate
    5.74 % p.a.
    Variable
    Comparison rate
    5.77 % p.a.
    Initial monthly repayment
    $2,915
    No Partner link
  • Complete Home Loan

    • Owner occupier
    • Principal & Interest
    • 40% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.84 % p.a.
    Variable
    Comparison rate
    5.87 % p.a.
    Initial monthly repayment
    $2,947
    No Partner link
  • Home Loan

    • Owner occupier
    • Principal & Interest
    • 40% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.84 % p.a.
    Variable
    Comparison rate
    6.23 % p.a.
    Initial monthly repayment
    $2,947
    No Partner link
  • Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.84 % p.a.
    Fixed 2 years
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $2,947
    No Partner link
  • Basic Variable Home Loan

    • Investor
    • Principal & Interest
    • 40% min deposit
    • Redraw available
    Interest rate
    5.94 % p.a.
    Variable
    Comparison rate
    5.97 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link
  • Complete Fixed Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.94 % p.a.
    Fixed 2 years
    Comparison rate
    6.14 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link
  • Complete Home Loan

    • Investor
    • Principal & Interest
    • 40% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.07 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link
  • Home Loan

    • Investor
    • Principal & Interest
    • 40% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.42 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

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Bank First home loan ratings

Overall customer rating for Bank First home loans

4.4
Based on 47 product reviews.

Customer reviews

Important disclosures

Bank First products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.