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Bank First was founded on the idea of helping others and putting customers first, and it's not hard to see that in practice. Whether you're after a cost-effective or premium credit card that won’t bust your budget, there’s a piece of plastic here for you.
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Last updated 23 July 2025
Important disclosures
Bank First credit cards
Visa Classic Credit Card
Purchase rate
12.54
%
p.a.
Balance transfer rate
No current offer
Annual fee
$0
Rewards program
-
No Partner link
Purchase rate
12.54
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$0
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
12.54% p.a.
Cash advance fee
$2.50
Foreign exchange margin
3.00%
Late payment fee
$20.00
Interest free days
Up to 55
Minimum credit limit
$2,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
5.00%
Additional cardholders
yes
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
Visa Platinum Credit Card
Purchase rate
11.49
%
p.a.
Balance transfer rate
No current offer
Annual fee
$99
Rewards program
-
No Partner link
Purchase rate
11.49
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$99
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
19.59% p.a.
Cash advance fee
$2.50
Foreign exchange margin
0%
Late payment fee
$20.00
Interest free days
Up to 55
Minimum credit limit
$6,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
5.00%
Additional cardholders
yes
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
Concierge, Travel Insurance
Other benefits
Complimentary overseas travel insurance, Visa Platinum 24/7 Concierge, exclusive Visa Platinum Entertainment offers.
Other restrictions
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We may also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Sometimes we may choose to advertise certain products more prominently, either by showing them as ‘Promoted’ at the top of a table or by selecting a set of specific products to feature on a page. Otherwise our comparison tables typically sort according to estimated repayments for loans and interest rates for deposits, and they show products that meet the criteria in the filters. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
