Founded on the idea of helping others and putting customers first is Bank First. Whether you're after cost-effective and simple or a premium credit card that won’t bust your budget, there’s a piece of plastic here for you.
Rates and fees verified as correct at 15 October, 2018. Other information correct at the time of writing.
After a credit card to keep costs down and have you managing your spending budget like a pro? Check out a low rate credit card from Bank First. This cost effective piece of plastic is the perfect addition to any wallet.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 0% p.a. for 6 months then 12.94% p.a. | 0% p.a. for 6 months and then 12.94% p.a. | $0 | 55 | |
| 0% p.a. for 6 months then 9.99% p.a. | 0% p.a. for 6 months and then 9.99% p.a. | $99 | 55 |
Say goodbye to annual fees with the low fee credit card option from Bank First. This piece of plastic will have you spending with ease and confidence, knowing there isn't a hefty credit card bill waiting at the end of the shopping trip.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 0% p.a. for 6 months then 12.94% p.a. | 0% p.a. for 6 months and then 12.94% p.a. | $0 | 55 |
Like a little luxury with your credit card spend? Upgrade to a Bank First premium credit card. With a super low interest rate and reasonable annual fee, this is a perfect premium options for splurgy spenders whose budget is a little tight.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
| 0% p.a. for 6 months then 9.99% p.a. | 0% p.a. for 6 months and then 9.99% p.a. | $99 |
Mozo users have rated Bank First credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Great customer relations and any calls I make I can speak to someone with an Australian accept.
Great customer relations and any calls I make I can speak to someone with an Australian accept.
Shirley, Victoria, reviewed about 3 years ago
Does not have any extras, no fee, very simple, VTMU always ring if they are unsure of a transaction. Very happy with the card.
Does not have any extras, no fee, very simple, VTMU always ring if they are unsure of a transaction. Very happy with the card.
Julie, Victoria, reviewed about 3 years ago
I like this bank because they know my special interests are also their special interests. The services are competitive and they make house calls.
I like this bank because they know my special interests are also their special interests. The services are competitive and they make house calls.
Geraldine, Victoria, reviewed over 3 years ago
I can talk to a consultant easily either via phone, online or by visiting the bank. If I visit the bank, I am asked re the issue and within seconds I am speaking to someone. There is usually no lining up or waiting periods to talk to someone.
I can talk to a consultant easily either via phone, online or by visiting the bank. If I visit the bank, I am asked re the issue and within seconds I am speaking to someone. There is usually no lining up or waiting periods to talk to someone.
Sue, Victoria, reviewed over 3 years ago
Charges are minimal, and is easy to use. Service is always about helping the customer, not the bank.
Charges are minimal, and is easy to use. Service is always about helping the customer, not the bank.
Kim, Victoria, reviewed over 3 years ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
If you're thinking of applying for a credit card with Bank First, all you need to do is give them a call, apply online or download an application form from their website and sending it in via post.
When you do so, remember that you’ll need to have handy details about your income, debts, assets and any other financial bits that might impact your ability to handle credit card repayments.
For more information on how to apply for a credit card, check out our guide.
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