Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
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Owner Occupier | Principal & Interest | < 80% | $40,000 | |
|
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Owner Occupier | Principal & Interest | 80%-95% | $40,000 | |
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Owner Occupier | Interest Only | < 80% | $40,000 | |
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Investor | Principal & Interest | < 80% | $40,000 | |
|
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Investor | Principal & Interest | 80%-90% | $40,000 | |
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|
Investor | Interest Only | < 80% | $40,000 | |
|
|
Investor | Interest Only | < 90% | $40,000 |
|
8.65% p.a. |
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n/a |
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n/a |
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n/a |
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8.67% p.a. |
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n/a |
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|
n/a |
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n/a |
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|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
$0.00 |
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$0.00 |
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$200.00 |
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$250.00 |
|
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n/a |
|
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$0.00 |
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$350.00 |
|
$40,000 |
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none |
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none |
|
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80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
|
yes |
|
|
yes - free |
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$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.86% p.a. |
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n/a |
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n/a |
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n/a |
|
|
8.88% p.a. |
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n/a |
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|
n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
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n/a |
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|
n/a |
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|
n/a |
|
$0.00 |
|
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$0.00 |
|
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$200.00 |
|
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$250.00 |
|
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n/a |
|
|
$0.00 |
|
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$350.00 |
|
$40,000 |
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none |
|
|
80.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.36% p.a. |
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n/a |
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n/a |
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n/a |
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9.01% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
|
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
|
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$0.00 |
|
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$200.00 |
|
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$250.00 |
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n/a |
|
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$0.00 |
|
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$350.00 |
|
$40,000 |
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none |
|
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none |
|
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80.00% |
|
Owner Occupier |
|
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Interest Only |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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yes |
|
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yes - free |
|
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$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.32% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
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9.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
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|
n/a |
|
$0.00 |
|
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$0.00 |
|
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$200.00 |
|
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$250.00 |
|
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n/a |
|
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$0.00 |
|
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$350.00 |
|
$40,000 |
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|
none |
|
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none |
|
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80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.62% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
9.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
80.00% |
|
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90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
10.12% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
9.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback when you refinance an existing home loan with a loan size between $400,000 and $700,000. Receive $3,000 cashback when the loan size is $700,000 or greater. LVR < 80%. Apply from 8th September 2023, settle within 120 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
10.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
9.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$200.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$350.00 |
|
$40,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Difficult to deal with bank in person.
Read full reviewDifficult to deal with bank in person.
Online bank. However no major problems in 20 yrs.
Read full reviewOnline bank. However no major problems in 20 yrs.
ME Bank has always been reasonable and fair. During this turbulent time of interest rates, ME has not handed over the interest hikes as many times as the other banks.
Read full reviewME Bank has always been reasonable and fair. During this turbulent time of interest rates, ME has not handed over the interest hikes as many times as the other banks.
I had three loans with ME bank. Each time I wanted to discharge them they delayed the the settlement date even being given six weeks notice. Each time blaming someone else. Each time taking the opportunity to charge extra interest even when the delay was their doing. Based on my experience I would stay clear of this bank.
Read full reviewI had three loans with ME bank. Each time I wanted to discharge them they delayed the the settlement date even being given six weeks notice. Each time blaming someone else. Each time taking the opportunity to charge extra interest even when the delay was their doing. Based on my experience I would stay clear of this bank.
Easy on line banking. Great products.
Read full reviewEasy on line banking. Great products.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Basic Home Loan
6.14% p.a.
6.16% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
