The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $40,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $40,000 | |
| | Owner Occupier | Interest Only | < 80% | $40,000 | |
| | Investor | Principal & Interest | < 80% | $40,000 | |
| | Investor | Principal & Interest | 80%-90% | $40,000 | |
| | Investor | Interest Only | < 80% | $40,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $40,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR < 80%
Loan: $40,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000
Investor (Interest Only)
LVR < 80%
Loan: $40,000
5.03% p.a.
5.05% p.a.
$0.00
ME Flexible Home Loan
5.03% p.a.
5.05% p.a.
$0.00
5.33% p.a.
5.35% p.a.
$0.00
ME Flexible Home Loan
5.33% p.a.
5.35% p.a.
$0.00
5.83% p.a.
5.39% p.a.
$0.00
ME Flexible Home Loan
5.83% p.a.
5.39% p.a.
$0.00
5.79% p.a.
5.81% p.a.
$0.00
ME Flexible Home Loan
5.79% p.a.
5.81% p.a.
$0.00
6.09% p.a.
6.11% p.a.
$0.00
ME Flexible Home Loan
6.09% p.a.
6.11% p.a.
$0.00
6.59% p.a.
6.16% p.a.
$0.00
ME Flexible Home Loan
6.59% p.a.
6.16% p.a.
$0.00
Rates and fees information correct as at 24 September 2018.
5.03% p.a.
n/a
0 Months
none
5.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
5.33% p.a.
n/a
0 Months
none
5.35% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
80.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
5.83% p.a.
n/a
0 Months
none
5.39% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
5.79% p.a.
n/a
0 Months
none
5.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
6.09% p.a.
n/a
0 Months
none
6.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 24 September 2018.
6.59% p.a.
n/a
0 Months
none
6.16% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$200.00
$200.00
$0.00
none
$0.00
$300.00
$40,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$500.00
yes
yes
none
none
Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank
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Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank
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Sharon | Queensland
reviewed 7 months ago
Excellent service and cheap interest rates
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Excellent service and cheap interest rates
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Peter | New South Wales
reviewed 8 months ago
Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.
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Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.
Less
Karen | Victoria
reviewed about 1 year ago
Professionalism of their mobile lender was superb.
Read full review
Professionalism of their mobile lender was superb.
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Anthony | Victoria
reviewed over 1 year ago
Awesome in every respect from service to getting things done
Read full review
Awesome in every respect from service to getting things done
Less
Gary | South Australia
reviewed over 2 years ago
ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.
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