ME Flexible Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $40,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $40,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $40,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000

5.03% p.a.

5.05% p.a.

$0.00

ME Flexible Home Loan

5.03% p.a.

5.05% p.a.

$0.00

5.33% p.a.

5.35% p.a.

$0.00

ME Flexible Home Loan

5.33% p.a.

5.35% p.a.

$0.00

5.83% p.a.

5.39% p.a.

$0.00

ME Flexible Home Loan

5.83% p.a.

5.39% p.a.

$0.00

5.79% p.a.

5.81% p.a.

$0.00

ME Flexible Home Loan

5.79% p.a.

5.81% p.a.

$0.00

6.09% p.a.

6.11% p.a.

$0.00

ME Flexible Home Loan

6.09% p.a.

6.11% p.a.

$0.00

6.59% p.a.

6.16% p.a.

$0.00

ME Flexible Home Loan

6.59% p.a.

6.16% p.a.

$0.00

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.03% p.a.

  • n/a

  • 0 Months

  • none

  • 5.05% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.33% p.a.

  • n/a

  • 0 Months

  • none

  • 5.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.83% p.a.

  • n/a

  • 0 Months

  • none

  • 5.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.79% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.09% p.a.

  • n/a

  • 0 Months

  • none

  • 6.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 6.59% p.a.

  • n/a

  • 0 Months

  • none

  • 6.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $200.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are ME home loans rated by the Mozo community?

Overall customer rating
8.7/10

Based on 897 ME home loan reviews

Price
8.6/10
Features
7.9/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10

Latest reviews of ME Flexible Home Loan

  • Overall
    10/10
    Have found ME Bank very helpful with right answers

    Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Sharon | Queensland

    reviewed 7 months ago

  • Overall
    10/10
    Awesome

    Excellent service and cheap interest rates

    Excellent service and cheap interest rates

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Peter | New South Wales

    reviewed 8 months ago

  • Overall
    9/10
    Great customer service

    Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

    Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Karen | Victoria

    reviewed about 1 year ago

  • Overall
    9/10
    Professional service

    Professionalism of their mobile lender was superb.

    Professionalism of their mobile lender was superb.

    Price
    9/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Anthony | Victoria

    reviewed over 1 year ago

  • Overall
    10/10
    Totally brilliant

    Awesome in every respect from service to getting things done

    Awesome in every respect from service to getting things done

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Gary | South Australia

    reviewed over 2 years ago

ME

About ME

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

See ME home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.